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Gun violence, American style - 1 in 5

dkovic77 said:
And if you want to have your gun in public…get insurance. Or keep it at home, where you won’t need insurance.
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As others have already noted, gun liability insurance policies are not offered by national and regional insurance companies. Homeowners and renters insurance can cover theft. Medical insurance covers accidents.There’s also of enforcement. The city of San Jose CA tried this and didn’t work.
 
BabyBoomer50s said:
As others have already noted, gun liability insurance policies are not offered by national and regional insurance companies. Homeowners and renters insurance can cover theft. Medical insurance covers accidents.There’s also of enforcement. The city of San Jose CA tried this and didn’t work.
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So when you as a gun owner have your gun used to hurt someone else, not only are you facing criminal charges then you should also have tangible financial liability (hence the need for insurance).

Suddenly, responsible gun owners will say their gun was taken without their knowledge. How responsible are you really in that case?

No one is infringing you at all, just step up and take care of things when it goes sideways- and look- it ALWAYS goes sideways.

But tangible insurance for firearms will be higher than property insurance in Florida. Or just keep them secured at home and not in public.
 
dkovic77 said:
So when you as a gun owner have your gun used to hurt someone else, not only are you facing criminal charges then you should also have tangible financial liability (hence the need for insurance).

Suddenly, responsible gun owners will say their gun was taken without their knowledge. How responsible are you really in that case?

No one is infringing you at all, just step up and take care of things when it goes sideways- and look- it ALWAYS goes sideways.

But tangible insurance for firearms will be higher than property insurance in Florida. Or just keep them secured at home and not in public.
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That type of insurance isn’t offered. Passing a law requiring people to purchase something that isn’t available won’t work. Also unenforceable.
 
I wonder how much money gun violence costs the country. I'm betting it's not cheap.
 
https://everytownresearch.org/report/the-economic-cost-of-gun-violence/

$557 Billion Annually, Comparable to 2.6 Percent of US Gross Domestic Product
In an average year, gun violence in America kills 40,000 people, wounds twice as many, and has an economic consequence to our nation of $557 billion.
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This $557 billion problem represents the lifetime costs associated with gun violence, including three types of costs: immediate costs starting at the scene of a shooting, such as police investigations and medical treatment; subsequent costs, such as treatment, long-term physical and mental health care, earnings lost to disability or death, and criminal justice costs; and cost estimates of quality of life lost over a victim’s life span for pain and suffering of victims and their families.
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  • Taxpayers, survivors, families, and employers pay an average of $7.79 million daily in health care costs, including immediate and long-term medical and mental health care, plus patient transportation/ambulance costs related to gun violence, and lose an estimated $147.32 million per day related to work missed due to injury or death.
  • American taxpayers pay $30.16 million every day in police and criminal justice costs for investigation, prosecution, and incarceration.
  • Employers lose an average of $1.47 million on a daily basis in productivity, revenue, and costs required to recruit and train replacements for victims of gun violence.
  • Society loses $1.34 billion daily in quality-of-life costs from the suffering and lost well-being of gun violence victims and their families.
 
BabyBoomer50s said:
That type of insurance isn’t offered. Passing a law requiring people to purchase something that isn’t available won’t work. Also unenforceable.
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Hmmm, the one thing we know- insurance companies will cover it…and if that helps to curb the ammo sexual enthusiasm to shoot things up and stick to keeping it in their pants- then sounds like that’s where to go.

Folks can see common sense for what kind of arsenal they don’t really need, and by refusing to allow any enforcement of common sense restrictions (I know Joe’s 90s bill did great for holding down gun crime stats, and then it allowed to lapse) we need to ensure every gun owner is fully responsible for their instruments of chaos is only fair.

Don’t want to have the insurance? Then you are completely open for all litigation to help protect others for your carelessness.

Or just keep hiding by your well regulated militia… wait you always forget that part, that’s right.
 
dkovic77 said:
Hmmm, the one thing we know- insurance companies will cover it…and if that helps to curb the ammo sexual enthusiasm to shoot things up and stick to keeping it in their pants- then sounds like that’s where to go.

Folks can see common sense for what kind of arsenal they don’t really need, and by refusing to allow any enforcement of common sense restrictions (I know Joe’s 90s bill did great for holding down gun crime stats, and then it allowed to lapse) we need to ensure every gun owner is fully responsible for their instruments of chaos is only fair.

Don’t want to have the insurance? Then you are completely open for all litigation to help protect others for your carelessness.

Or just keep hiding by your well regulated militia… wait you always forget that part, that’s right.
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Are you aware of any gun liability insurance mandates in effect anywhere in the US? Seems like states with strict gun control laws like CA, NY, CT, MA, IL would have done this long ago if it could be implemented and effective.
 
BabyBoomer50s said:
Are you aware of any gun liability insurance mandates in effect anywhere in the US? Seems like states with strict gun control laws like CA, NY, CT, MA, IL would have done this long ago if it could be implemented and effective.
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Nope, but time to figure out something new. What we have had isn’t working. It would be another resource as those who aren’t law abiding gun owners to be prosecuted with.

Law and order fans should be all for that as much as the talking points always include places like Chicago (I mean listening to Sen. Kennedy try to connect anything coherent on this issue is mind boggling- his goto refrain is always “so what about Chicago!”).

You can’t operate a motor vehicle without insurance, and it comes with accidental death coverage-what is different here?

Since clearly conservatives aren’t legitimately into funding the mental health side of the issue either it’s time to look at another option. (Pennies on the hundred dollars is what gets approved…)

A well regulated militia— the overwhelming majority of people make safer decisions with cars because they know insurance will go up if they have an accident or get tickets. Requiring proof of insurance for gun owners will do the same thing.

What is exactly your issue with it? It might actually help the problem? (gasp!)

Gun deaths are the leading cause of death in the country for teens in the US according to the CDC. (Nope not some PJs or NotBrightBart “figures”). And we aren’t just talking mass shootings at schools, where the kids are fish in barrel, it’s all gun related deaths.

So you are telling me, we can legislate when kids can drive and require all kinds of insurance but when it comes to guns we just say “Fuck it, 2A”? This is where the argument goes off the rails.

And yes, for those ammosexual Americans who seem to have an Army surplus store of firearms might see higher premiums if they want to be able to parade down Main Street with all they have, that cost will help to ensure it’s done safely or there are more steep financial consequences.

Or just keep them all in your home completely secured and you won’t need the insurance. But for most, it seems completely secured is just right under their pillow…is that a new product for Mike, the MyGunPillow?

But when babyboobs iii (just projecting maybe you have a teenage grandson) gets a hold of one and there is a gun related death or even injury (either his or someone he comes in contact with) insurance rates will go up because clearly there is an issue with guns as they are the number one cause of death in teens.

Be responsible and a marginal cost of ownership. Be careless and be prepared to pay the premiums or maybe you don’t need the too many firearms you can’t keep them secured.

But sure, keep “owning the Libs” and never actually help solve the issue. And we will keep seeing teens (and adults, it’s one of their top causes too) dying.
 
dkovic77 said:
Nope, but time to figure out something new. What we have had isn’t working. It would be another resource as those who aren’t law abiding gun owners to be prosecuted with.

Law and order fans should be all for that as much as the talking points always include places like Chicago (I mean listening to Sen. Kennedy try to connect anything coherent on this issue is mind boggling- his goto refrain is always “so what about Chicago!”).

You can’t operate a motor vehicle without insurance, and it comes with accidental death coverage-what is different here?

Since clearly conservatives aren’t legitimately into funding the mental health side of the issue either it’s time to look at another option. (Pennies on the hundred dollars is what gets approved…)

A well regulated militia— the overwhelming majority of people make safer decisions with cars because they know insurance will go up if they have an accident or get tickets. Requiring proof of insurance for gun owners will do the same thing.

What is exactly your issue with it? It might actually help the problem? (gasp!)

Gun deaths are the leading cause of death in the country for teens in the US according to the CDC. (Nope not some PJs or NotBrightBart “figures”). And we aren’t just talking mass shootings at schools, where the kids are fish in barrel, it’s all gun related deaths.

So you are telling me, we can legislate when kids can drive and require all kinds of insurance but when it comes to guns we just say “Fuck it, 2A”? This is where the argument goes off the rails.

And yes, for those ammosexual Americans who seem to have an Army surplus store of firearms might see higher premiums if they want to be able to parade down Main Street with all they have, that cost will help to ensure it’s done safely or there are more steep financial consequences.

Or just keep them all in your home completely secured and you won’t need the insurance. But for most, it seems completely secured is just right under their pillow…is that a new product for Mike, the MyGunPillow?

But when babyboobs iii (just projecting maybe you have a teenage grandson) gets a hold of one and there is a gun related death or even injury (either his or someone he comes in contact with) insurance rates will go up because clearly there is an issue with guns as they are the number one cause of death in teens.

Be responsible and a marginal cost of ownership. Be careless and be prepared to pay the premiums or maybe you don’t need the too many firearms you can’t keep them secured.

But sure, keep “owning the Libs” and never actually help solve the issue. And we will keep seeing teens (and adults, it’s one of their top causes too) dying.
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Actually auto insurance is only required to operate a vehicle on public roads. Not required for storage of a vehicle at home or off-road use on private property.
 
adrina said:
I wonder how much money gun violence costs the country. I'm betting it's not cheap.
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Lol. If you actually cared about human life and this wasn't some political b.s., you'd run the same numbers on tobacco and fast food consumption. Firearms related deaths would be a drop in the bucket.
 
BabyBoomer50s said:
Actually auto insurance is only required to operate a vehicle on public roads. Not required for storage of a vehicle at home or off-road use on private property.
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Right… so keep your uninsured self on your own property and away from everyone else. Works for both things, cars and guns.

Since you can’t bother engaging in the discussion -as you know there is a problem where this is a potential solution, so thanks for confirming with your silence.
 
dkovic77 said:
Right… so keep your uninsured self on your own property and away from everyone else. Works for both things, cars and guns.

Since you can’t bother engaging in the discussion -as you know there is a problem where this is a potential solution, so thanks for confirming with your silence.
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It’s illegal to fire a gun in most public places. Are you suggesting liability insurance should be required to transport firearms?
 
BabyBoomer50s said:
It’s illegal to fire a gun in most public places. Are you suggesting liability insurance should be required to transport firearms?
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Yup. Too many incidents involving firearms. You have a right to own it, and keep it in your home. If you want it in public, have insurance in case there is an incident. I don’t say accident because many specific occurrences happen all the time.

And then not only will there a criminal complaint that can be filed, financial compensation can also happen through insurance.

Ownership involves being responsible.

If you are Dick and shoot a guy in the face with your shotgun, you have insurance to cover that instance. (Because no criminal charges were filed…)
 
It is such an every day occurrence that people no longer take the time to highlight it....two yesterday...UNLV and Texas
 
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