United Health CEO

Employers provide insurance.

Legislation is needed to change that

BRICS endorsed
Employers fund access to group policies for health insurance. The cost is reduced for the employee as the employer pays a portion of the coverage.
For those of us who want to be insured and not work or have insurance through an employer are stuck with independent coverage. There are many choices of coverage at about 800$ a month and 8 to 12000 annual deductible/max out of pocket. Independent coverage is not accepted by most doctors. Thus all coverage is only paid at out of network benefit. Or the doctor will not see you at all. The doctors accepting group coverage patients may have fully paid customers, about 250 per year. The others will have 750 or more patients per year and may or not be paid outside what insurance actually paid.
Then on those average independent policies. 800$ monthly is actually the low end. States offer a subsidy. Virginia for example is 21000 income, max subsidy is 724$. Down from 784$ last year. If your income exceeds or comes in below that sweet spot of 21000, the subsidy diminishes rapidly. ~33,000 income the subsidy dwindles to less than 400$ per month. So instead of a silver policy at 173$ a month on full subsidy the insured is on the hook for about 500$ a month. Worse. When in the market place at 21000 proposed income a policy where generics are paid for and 0copay/2500 max out of pocket is available. That is actually a good deal. However, propose the income at 33,000 or even as low as 28,000 or 22,000, that policy is not even an option. It is not available.
It is the legislation of Pelosi oBama that eliminated health insurance. Before they made it profitable for the insurance companies, which are now all publicly traded companies, insurance cost less than it does now. There were not subsidies that are the burden of the state. And at the time I was employed and enjoyed 0$ deductible and coinsurance covered the out of pocket Cadillac coverage that my employer funded. As less than a director level the employee was on the hook for the same coverage but monthly out of paycheck was about 100 per month, 50$ per paycheck.

Government legislation oBama Pelosi "Affordable Healthcare Act" eliminated insurance for more people that it provided for.
 
Employers fund access to group policies for health insurance. The cost is reduced for the employee as the employer pays a portion of the coverage.
For those of us who want to be insured and not work or have insurance through an employer are stuck with independent coverage. There are many choices of coverage at about 800$ a month and 8 to 12000 annual deductible/max out of pocket. Independent coverage is not accepted by most doctors. Thus all coverage is only paid at out of network benefit. Or the doctor will not see you at all. The doctors accepting group coverage patients may have fully paid customers, about 250 per year. The others will have 750 or more patients per year and may or not be paid outside what insurance actually paid.
Then on those average independent policies. 800$ monthly is actually the low end. States offer a subsidy. Virginia for example is 21000 income, max subsidy is 724$. Down from 784$ last year. If your income exceeds or comes in below that sweet spot of 21000, the subsidy diminishes rapidly. ~33,000 income the subsidy dwindles to less than 400$ per month. So instead of a silver policy at 173$ a month on full subsidy the insured is on the hook for about 500$ a month. Worse. When in the market place at 21000 proposed income a policy where generics are paid for and 0copay/2500 max out of pocket is available. That is actually a good deal. However, propose the income at 33,000 or even as low as 28,000 or 22,000, that policy is not even an option. It is not available.
It is the legislation of Pelosi oBama that eliminated health insurance. Before they made it profitable for the insurance companies, which are now all publicly traded companies, insurance cost less than it does now. There were not subsidies that are the burden of the state. And at the time I was employed and enjoyed 0$ deductible and coinsurance covered the out of pocket Cadillac coverage that my employer funded. As less than a director level the employee was on the hook for the same coverage but monthly out of paycheck was about 100 per month, 50$ per paycheck.

Government legislation oBama Pelosi "Affordable Healthcare Act" eliminated insurance for more people that it provided for.
The ACA eliminated shell insurance where people paid for nothing. Rightfully so.

Everyone should have access to healthcare.

Full stop.
 
Sorry to bring some Facts to the discussion…

“Which OECD nation spends the most on healthcare?

The United States

The United States spends by far the most, equivalent to 16.6% of its GDP – well above Germany, the next highest spending country, at 12.7% .

After the United States and Germany, a group of 15 high-income countries, including Canada, France and Japan, all spent more than 10% of their GDP on healthcare.”

Newsflash:

No one in the US gives a shit how much other countries spend on their healthcare.
 
gov is not providing healthcare. Gov regulation is what enabled the ins co's to create so much revenue. Making it "affordable". Which was a complete and predictable FAIL.
281 billion per year is way more than the gov gave to ukraine. Or at least I hope it is.

Apparently you've never heard of medicare...
 
Newsflash:

No one in the US gives a shit how much other countries spend on their healthcare.
That is simply untrue.

A substantial number of Americans are concerned about the price they pay for healthcare being so much higher than the rest of first world nations. I pay $5 a pill for one drug that a Canadian pharmacy charges $1 a pill for. Same medication.

Not everyone has Medicare/Medicaid like you, old man.
 
That is simply untrue.

A substantial number of Americans are concerned about the price they pay for healthcare being so much higher than the rest of first world nations. I pay $5 a pill for one drug that a Canadian pharmacy charges $1 a pill for. Same medication.

Not everyone has Medicare/Medicaid like you, old man.

I don't have medicare, you stupid shit. JFC, the amount of ascription you belch, if converted to prescriptions, would save the world from EVER paying a co pay.


And again, no one gives a shit what other countries pay. They only want to not pay as much as they are paying now no matter what country they live in.
 
I don't have medicare, you stupid shit. JFC, the amount of ascription you belch, if converted to prescriptions, would save the world from EVER paying a co pay.


And again, no one gives a shit what other countries pay. They only want to not pay as much as they are paying now no matter what country they live in.
You are 65 years old this year (unless you were lying about your age, which is always a possibility I suppose) and have called yourself "semi-retired" and you don't have Medicare?

I call bullshit.

And it's your own personal opinion, not supported by fact, that "no one give a shit what other countries pay".
 
Like a true Italian, Luigi Mangione's fatal error as an assassin was giving himself away by stopping to flirt with the cashier at the cafe before going to work. LOL. I can say this in all honesty as my husband is Italian American and that's how we met - nooo noooo, not on the way to assassinate someone. Flirting. LOL. And we already know more about Luigi Mangione in hours than we did about Thomas Crooks, who shot and almost killed the former President of the United States.


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You are 65 years old this year (unless you were lying about your age, which is always a possibility I suppose) and have called yourself "semi-retired" and you don't have Medicare?

I call bullshit.

And it's your own personal opinion, not supported by fact, that "no one give a shit what other countries pay".
He gets caught in his own bullshit as much as lance.
 
You are 65 years old this year (unless you were lying about your age, which is always a possibility I suppose) and have called yourself "semi-retired" and you don't have Medicare?

I call bullshit.

And it's your own personal opinion, not supported by fact, that "no one give a shit what other countries pay".


I don't have medicare because I am a VETERAN. Something you already know but "conveniently" omit in your rash of bullshit spewing. That means I receive my health care through the VA and not Medicare.

I DARE YOU to go out on the street and ask the first person you see if they care what someone else pays for medical insurance/medical care in ANY other country.

Post your VIDEO findings on youboob and link it.
 
I don't have medicare because I am a VETERAN. Something you already know but "conveniently" omit in your rash of bullshit spewing. That means I receive my health care through the VA and not Medicare.

I DARE YOU to go out on the street and ask the first person you see if they care what someone else pays for medical insurance/medical care in ANY other country.

Post your VIDEO findings on youboob and link it.



Why would a Medicaid recipient care what anyone else is paying? Other that disingenuous lying fuckwittery???
 
I don't have medicare because I am a VETERAN. Something you already know but "conveniently" omit in your rash of bullshit spewing. That means I receive my health care through the VA and not Medicare.

I DARE YOU to go out on the street and ask the first person you see if they care what someone else pays for medical insurance/medical care in ANY other country.

Post your VIDEO findings on youboob and link it.
Oh a VETERAN?

Hey, I am too! (so were BotanyBoy, AJ and Rightguide, at least a few userids ago for the latter).

What's your VA veteran health classification? I will admit mine is the lowest priority, 8. That means I don't get Uncle Sam's VA to pay my way unless (G-d forbid) I am destitute somehow.

You age tells us that you were too young to have served in Vietnam and too old to have served in Desert Storm so if you have some service-connected disability, it would appear to have been a peacetime fuckup, no?

Slip on the ice during guard duty?

In any event, if you do suckle off the VA tit instead of the Medicare tit, it still means you're "cost ambivalent" to the price of medicine (since you get gummint provided care), and that's likely why you claim "ALL" folks don't care about the cost pf medicine in America compared to other countries.

"Free care for me but not for thee!"

Side note: Whaddya think about Vivek's DOGE position that VA healthcare for veterans needs to be discontinued? Hmmmm?
Looks like he's coming for YOU!
 
don't have medicare because I am a VETERAN. Something you already know but "conveniently" omit in your rash of bullshit spewing. That means I receive my health care through the VA and not Medicare.

I DARE YOU to go out on the street and ask the first person you see if they care what someone else pays for medical insurance/medical care in ANY other country.

Post your VIDEO findings on youboob and link it.
Harpy fought in the Great Internet Explorer Wars.

His ARP
 
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