BusyAfternoon
Literotica Guru
- Joined
- Feb 20, 2012
- Posts
- 2,041
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The importance of correct grammar.
On his 74th birthday, a man got a gift certificate from his wife.
The certificate paid for a visit to a medicine man living on a nearby reservation who was rumored to have a wonderful cure for erectile dysfunction.
After being persuaded, he drove to the reservation, and handed his ticket to the medicine man.
The old man handed a potion to him, and with a grip on his shoulder warned, “This is a powerful medicine. Be sure that you take only a teaspoonful, and then say '1-2-3.'
When you do, you will become more manly than you have ever been in your life, and you can perform as long as you want."
The man was encouraged. As he walked away, he turned and asked, "How do I stop the medicine from working?"
"Your partner must say '1-2-3-4,'" he responded, "but when she does, the medicine will not work again until the next full moon."
He was very eager to see if it worked so he went home, showered, shaved, took a spoonful of the medicine, and then invited his wife to join him in the bedroom.
When she came in, he took off his clothes and said, "1-2-3!"
Immediately, he was the manliest of men.
His wife was excited and began throwing off her clothes, and then she asked, "What was the 1-2-3 for?"
And that, my friend, is why we should never end our sentences with a preposition, because we could end up with a dangling participle.
The Shirts were also included in the "clever" comment. Do you have a storefront operation, or is it exclusively on line? Years ago I knew a guy who did only Rock Concert shirts. Great niche business.
SOMETIMES THINGS AREN'T AS THEY APPEAR!
At first I thought it was a duck swimming ...... then watch ... what happens!
https://www.facebook.com/photo.php?v=679974262026397&set=vb.100000414892351&type=2&theater
The clearest presentation
I have seen in quite some time.
Social Security check
Here we go.
JUST REALIZED THAT WITH REQUIRED AUTO DEPOSIT,
I NEVER GET TO SEE THE CHECK .....
ALERT EVERYONE YOU KNOW.
THIS AFFECTS ALL OF US.*
SOCIAL SECURITY becomes FEDERAL BENEFIT CHECK
Have you noticed, the Social Security check is now referred to as a
"Federal Benefit Payment"?
The government is now referring to our Social Security checks as
a Federal Benefit Payment.
This isn't a benefit it. It is earned income! Not only did we all contribute to Social Security but our employers did too.
It totaled 15% of our income before taxes .
If you averaged $30K per year over your working life, that's close to $180,000 Invested in Social Security .
If you calculate the future value of your monthly investment in social security( $375/month, including both your and your employers contributions) at a meager 1% Interest rate compounded monthly, after 40 years of working you'd have more than $1.3+ million dollars saved!
This is your personal investment .
Upon retirement, if you took out only 3% per year , you'd receive $39,318 per year,
or $3,277 per month .
That's almost three times more than today's average Social Security benefit of $1,230 per month,according to the Social Security Administration
(Google it - its a fact).
And your retirement fund would last more than 33 years (until you're 98 if you retire at age 65)! I can only imagine how much better most average-income people could live in retirement if our government had just invested our money in low-risk interest-earning accounts .
Instead, the folks in Washington pulled off a bigger Ponzi scheme than Bernie Madoff ever did.
They took our money and used it elsewhere.
They forgot (Knew) that it was OUR money they were taking.
They didn't have a referendum to ask us if we wanted to lend the money to them .
And they didn't pay interest on the debt they assumed .
And recently,they've told us that the money won't support us for very much longer .
But is it our fault they misused our investments?
And now, to add insult to injury, they're calling it a benefit , as if we never worked to earn every penny of it. Offered by John C. Just because they borrowed the money,
doesn't mean that our investments were a charity !
*Then call it what it is:
Our Earned Retirement Income.
SCOTUS ruled on this issue 53 years ago in the case of Flemming v. Nestor. No individual has an accrued property right to Social Security benefits. Perhaps you misplaced the memo.
FICA payroll taxes are a current tax used to pay legislated benefits to current retirees. Excess benefits to collected FICA tax revenues in any given year are covered by appropriations from the Social Security Trust Fund. There are no individual accounts in that fund with your or anyone's name on them. Accounting is done on a fiscal year basis. A surplus or shortfall in any given year has no bearing on the next year.
Like any tax, rates and benefits under the law are subject to change at any time.