Workplace Loyalty is Dead

[dmallord]

The real problem with insurance is that it's billed as being a "cost sharing" program. Unfortunately, what's happened is that the sickest are spreading the cost of their care onto the healthy in a greater proportion than the rest of the insureds are receiving from the programs. It has, in effect, become a bail out system for the least productive of society at the expense of the productive.

I have no solution. Going back to cash only isn't going to work because the pharmaceutical and medical research companies can't operate under the model. Mandating coverage like Obamacare tried to do only results in higher costs to the consumer as more bloat and greed take over the system.

For a fellow who has had his share of illnesses and degenerative issues, you shouldn't be one to complain about how the healthcare system has worked to support you.

Framing the sick as “the least productive” isn’t analysis — it’s contempt. Nobody chooses to get cancer, break their back, or be born with a chronic illness. Insurance exists because sooner or later every one of us will end up in that hospital bed, and when that day comes, we’ll be thankful others were paying in while they were healthy. That’s not a bailout — that’s how risk-sharing works.

The real bailout is happening at the top. Insurers, drug companies, and private equity outfits rake in billions while patients argue among themselves over who’s “productive” enough to deserve care. That’s the cost-shifting worth calling out. If we’re serious about fixing healthcare, the focus should be on breaking the stranglehold of profiteers, not blaming people who got sick.

 

[HisArpy]

For a fellow who has had his share of illnesses and degenerative issues, you shouldn't be one to complain about how the healthcare system has worked to support you.

Framing the sick as “the least productive” isn’t analysis — it’s contempt. Nobody chooses to get cancer, break their back, or be born with a chronic illness. Insurance exists because sooner or later every one of us will end up in that hospital bed, and when that day comes, we’ll be thankful others were paying in while they were healthy. That’s not a bailout — that’s how risk-sharing works.

The real bailout is happening at the top. Insurers, drug companies, and private equity outfits rake in billions while patients argue among themselves over who’s “productive” enough to deserve care. That’s the cost-shifting worth calling out. If we’re serious about fixing healthcare, the focus should be on breaking the stranglehold of profiteers, not blaming people who got sick.

Suddenly sounds a LOT like a rubbery Alt...

 

[Meekly_Anna]

Suddenly sounds a LOT like a rubbery Alt...

And not so suddenly you sound like a selfish brat.
I don't wish bad health to anyone but when it comes to you it's hard to be good.

 

[HisArpy]

And not so suddenly you sound like a selfish brat.
I don't wish bad health to anyone but when it comes to you it's hard to be good.

^sounds like someone has a splintery stick up her ass.

Just sayin'...

 

[Meekly_Anna]

^sounds like someone has a splintery stick up her ass.

Just sayin'...

I checked.
Nope.
Not even a plug at the moment.
You talking by own experience?
To each its own I say.

 

[Baztrachian]

Health care, like other things that socialists glom onto, is ruined by socialism.

The fact of the matter is that health care is always going to be proportionately expensive. So much so that it is financially impossible for any population to deliver a uniform high quality level of care to all of their citizens absent an extraordinarily productive economy.

Norway manages this because they have a small population and they have tremendous energy wealth to fund their care system.

Some of the Arab countries provide health care but not at Norwegian levels of care. The leadership in those countries like to spend their wealth on superyachts and massive private aircraft.

For countries like Mexico and Cuba it is simply impossible to deliver Norwegian levels of care to the general population. The money just isn't there to pay for it.

I hate to say but it always comes down to money.

It's like saying everyone has a right to a Rolls Royce but there isn't enough money to buy everyone a Rolls Royce.

Just my own opinion here is that it is best to provide everyone with a basic level of care that can be sustained by the economy and then to allow people to pay for additional levels of care on their own.

 

[Meekly_Anna]

Health care, like other things that socialists glom onto, is ruined by socialism.

The fact of the matter is that health care is always going to be proportionately expensive. So much so that it is financially impossible for any population to deliver a uniform high quality level of care to all of their citizens absent an extraordinarily productive economy.

Norway manages this because they have a small population and they have tremendous energy wealth to fund their care system.

Some of the Arab countries provide health care but not at Norwegian levels of care. The leadership in those countries like to spend their wealth on superyachts and massive private aircraft.

For countries like Mexico and Cuba it is simply impossible to deliver Norwegian levels of care to the general population. The money just isn't there to pay for it.

I hate to say but it always comes down to money.

It's like saying everyone has a right to a Rolls Royce but there isn't enough money to buy everyone a Rolls Royce.

Just my own opinion here is that it is best to provide everyone with a basic level of care that can be sustained by the economy and then to allow people to pay for additional levels of care on their own.

Health insurance, in its foundational form, comes from the original Social Insurance System established in Germany by Chancellor Otto von Bismarck in the 1880s.
Bismarck himself did not technically "invent" the concept, as similar mutual aid societies existed, but he created the world's first comprehensive, state-mandated national system, beginning with the Sickness Insurance Law of 1883 (Krankenversicherungsgesetz).
The system was conceived for a dual purpose: to provide social security (health, accident, and old-age pensions) for industrial workers, and, more shrewdly, to counter the growing political appeal of the Socialist movement by binding the working class to the State with a measure of financial protection. He aimed to "bribe" the working class into loyalty to the monarchy, effectively undercutting the socialists' platform.
So, you are not fighting socialism, on contrary, you are assisting it, you red scum socialistic enemy of all what the conservative exploiters of the working class stand for.

 

[DeluxAuto]

100k federal workers are walking out tomorrow.

 

[Baztrachian]

100k federal workers are walking out tomorrow.

Good. Now fire them.

 

[Baztrachian]

Health insurance, in its foundational form, comes from the original Social Insurance System established in Germany by Chancellor Otto von Bismarck in the 1880s.
Bismarck himself did not technically "invent" the concept, as similar mutual aid societies existed, but he created the world's first comprehensive, state-mandated national system, beginning with the Sickness Insurance Law of 1883 (Krankenversicherungsgesetz).
The system was conceived for a dual purpose: to provide social security (health, accident, and old-age pensions) for industrial workers, and, more shrewdly, to counter the growing political appeal of the Socialist movement by binding the working class to the State with a measure of financial protection. He aimed to "bribe" the working class into loyalty to the monarchy, effectively undercutting the socialists' platform.
So, you are not fighting socialism, on contrary, you are assisting it, you red scum socialistic enemy of all what the conservative exploiters of the working class stand for.

Fighting socialism with socialism is like fucking for virginity.

 

[Rightguide]

Did you think of that one yourself or did your Mom make it up for ya?

Really, clean up your act.

 

[ll74]

Really, clean up your act.

Lol

 

[DeluxAuto]

Good. Now fire them.

You don't even know what I'm referring to. Sit the fuck down, idiot.

 

[Baztrachian]

You don't even know what I'm referring to. Sit the fuck down, idiot.

I don't care. Government employees who go on strike should get fired to make way for people who want those jobs.

If you want to get rich then start your own business. Don't expect the taxpayer to fill your pockets for you.

 

[Meekly_Anna]

I don't care. Government employees who go on strike should get fired to make way for people who want those jobs.

If you want to get rich then start your own business. Don't expect the taxpayer to fill your pockets for you.

If you manage to act completely without morals or conscience, and on top of that have no idea about economics, then yes, you can act like you do.

 

[Baztrachian]

If you manage to act completely without morals or conscience, and on top of that have no idea about economics, then yes, you can act like you do.

1. If I had no morals or conscience life would be far less frustrating for me than it is.

2. I have a pretty decent idea of economics and I've made it work for me. I started life broke and in about two hours I'll be having dinner with some nice people from Hillsdale College and handing them a check with some happy numbers on it. Because I can afford it.

3. If you are broke, can't afford to pay your bills, and you are in debt then kindly don't lecture me about economics.

 

[glamorilla]

Which works as long as you don't have anything that imposes major medical costs. Some of the drugs for example are waaaaay expensive and when you get to be a senior and on two dozen different medications and....yikes! Not that I have any magic solutions either. It's a can of rowms whichever way you look at it.

it doesn't matter what kind of insurance I may or may not have. if I fall to a medical emergency I am going to be financially fucked any way you look at it. it's been this way for decades. the only way insurance will work for me is if I figure out a way to take advantage of it.

 

[ChloeTzang]

it doesn't matter what kind of insurance I may or may not have. if I fall to a medical emergency I am going to be financially fucked any way you look at it. it's been this way for decades. the only way insurance will work for me is if I figure out a way to take advantage of it.

THAT is so true

 

[DanOkeffie]

ugh wake up as this is old news

 

[DanOkeffie]

it doesn't matter what kind of insurance I may or may not have. if I fall to a medical emergency I am going to be financially fucked any way you look at it. it's been this way for decades. the only way insurance will work for me is if I figure out a way to take advantage of it.

get a better job

 

[glamorilla]

get a better job

i've seen the final costs of healthcare take down several successful men. if you really want quality healthcare you're going to need several lawyers.

 

[DanOkeffie]

i've seen the final costs of healthcare take down several successful men. if you really want quality healthcare you're going to need several lawyers.

one has to be his or her own advocate plus one should have at least $40,000 in reserves (semi liquid, not cash)

 

[Meekly_Anna]

one has to be his or her own advocate plus one should have at least $40,000 in reserves (semi liquid, not cash)

My, aren't you a helpful one?
Listen up, mate. It's a proper right old fiddle, innit? The main reason why not everyone can be rolling in it from their job is simple: the dough's only spread so far, like a scrape of margarine on a slice of bread. You've got to have the guv'nors and the gaffers at the top earning the bees and honey, and they need a shedload of punters underneath them earning buttons so the whole thing works. If everyone was a top dog pulling in a massive score, who'd be doing the grafting? It's a pyramid scheme in a suit, it is.
And as for getting clobbered by medical bills, well, that's the real kicker. It don't matter if you're a proper geezer or a little nipper, a sudden illness or a need for a major service like an operation can hit anyone, out of the blue, like a proper thunderbolt. If you ain't got the right readies tucked away, or, more importantly, you ain't got a proper, affordable bit of sky to cover your back, those bills'll come raining down on you like a load of paving stones. It can bankrupt even a fairly well-off bloke, forcing him to sell the mansion and all the bits and pieces. It's a grim reality, mate, a proper tragedy for a lot of good folks. No messing about.

 

[glamorilla]

one has to be his or her own advocate plus one should have at least $40,000 in reserves (semi liquid, not cash)

still not enough. surviving a heart attack will put you in debt for the rest of your life with tons of stress added on top of it.

same with cancer~whether you it's you, your spouse or your child.

it shouldn't be like that.

 

[DanOkeffie]

My, aren't you a helpful one?
Listen up, mate. It's a proper right old fiddle, innit? The main reason why not everyone can be rolling in it from their job is simple: the dough's only spread so far, like a scrape of margarine on a slice of bread. You've got to have the guv'nors and the gaffers at the top earning the bees and honey, and they need a shedload of punters underneath them earning buttons so the whole thing works. If everyone was a top dog pulling in a massive score, who'd be doing the grafting? It's a pyramid scheme in a suit, it is.
And as for getting clobbered by medical bills, well, that's the real kicker. It don't matter if you're a proper geezer or a little nipper, a sudden illness or a need for a major service like an operation can hit anyone, out of the blue, like a proper thunderbolt. If you ain't got the right readies tucked away, or, more importantly, you ain't got a proper, affordable bit of sky to cover your back, those bills'll come raining down on you like a load of paving stones. It can bankrupt even a fairly well-off bloke, forcing him to sell the mansion and all the bits and pieces. It's a grim reality, mate, a proper tragedy for a lot of good folks. No messing about.

how many hours do you waste per day? how many hours did you waste while growing up? the fault of you being poor, in on you