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Do you mean a skirt and stockings with no panties?My wife is a very private and conservative person, but she does like to dress up when we go out. Often, when she wears panyhose, she won't wear any panties underneath them. After a few drinks, she tends to forget that little fact and cross her legs, spread her knees or sit on the floor chatting - with her skirt riding up. I have seen many of my friend's eyes nearly pop out of their heads when she gives them a glimpse of the forbidden.
I always give them a grin and distract my wife a bit more, but it never goes beyond that. Needless to say, I encourage her to dress in loose skirts as often as possible.
My sexy neighbour wears very tight, low cut jeans. I can probably describe in detail every pair of panties she owns, as I have seen them riding up out of her jeans. God, I love going over for a visit. Its even better when my wife is there too.
Sadly, nothing has ever happened....