*sigh* ACORN & "voter fraud": Not guilty, not indicted, NOT BEING INVESTIGATED

[KingOrfeo]

You mean voter fraud prevailed. Every time they "recounted" they threw out more and more votes...coincidentally all from Blue districts...what a coincidence.

That is not voter fraud, that is election fraud. Not a matter of any person voting illegally.

 

[Moxon4]

Anyone that supports voter fraud can't be mentally stable.

Does this also apply to voter ID laws?

 

[Powertone]

You're truly insane.

Shiek El-Boosh, (your hero) was not even elected, but appointed by the Supreme Court through his brother JEB and Kathleen Harris.

you're that dense?

 

[KingOrfeo]

No worse than all the Bush haters and what they've been spouting for 3 years.

Actually it's orders of magnitude worse, Moxon. Bush-haters didn't have to make stuff up, the truth was enough. (Some few did anyway, of course, 9/11 "truthers" and the like . . .) But even now there are still fucktards insisting Obama is a Muslim, a Marxist, born in Kenya, "puppet" of the "far left" . . . It's only going to get worse; it will be like the preposterous lies the RW slung at Clinton for eight years were nothing.

At least we have the facts by looking through history that what Obama is doing won't work.

How so? History tells us what FDR did worked. (Yes, really; only minorities of economists and historians hold a contrary view.)

 

[Moxon4]

Actually it's orders of magnitude worse, Moxon. Bush-haters didn't have to make stuff up, the truth was enough. (Some few did anyway, of course, 9/11 "truthers" and the like . . .) But even now there are still fucktards insisting Obama is a Muslim, a Marxist, born in Kenya, "puppet" of the "far left" . . . It's only going to get worse; it will be like the preposterous lies the RW slung at Clinton for eight years were nothing.



How so? History tells us what FDR did worked. (Yes, really; only minorities of economists and historians hold a contrary view.)

It didn't work, WWII did, there's a reason why we keep looking back at history and evaluating things, the people who have looked at it recently can tell that the New Deal wasn't the culprit for getting us out of the Depression.

 

[TurdFergeson]

you're that dense?

You're too stupid to actually refute me and instead have to resort to insults?

 

[TurdFergeson]

That is not voter fraud, that is election fraud. Not a matter of any person voting illegally.

Correction: Bush had election AND voter fraud. Also, remember when the GOP stormed one of the election vote counting centers?

 

[TurdFergeson]

You mean Democrats forcing banks to give loans to people who can't pay them? and now we are guaranteeing those loans, even though those people still can't pay them?

Unless we start realizing that if you can't pay your mortgage then you don't deserve to live there we're screwed.

Repeating lies over and over does not make them true.

 

[Moxon4]

Repeating lies over and over does not make them true.

This is true, your whole 2000 election voter fraud theory proves that.

 

[TurdFergeson]

This is true, your whole 2000 election voter fraud theory proves that.

Not a theory, proven fact.

http://liesofbush.com/2000election.shtml

Unlike your lie about poor people getting loans they couldn't afford causing the current financial meltdown.

http://jacksonsthoughts.wordpress.com/2008/10/15/myth-busters-economic-meltdown-edition/

 

[Moxon4]

Not a theory, proven fact.

Unlike your lie about poor people getting loans they couldn't afford causing the current financial meltdown.

Proven by who exactly? The same media that fucked up in calling the state early and then tried to save face so they turned to voter fraud? The people who believed exit polls over actual vote counts?

http://en.wikipedia.org/wiki/Subprime_mortgage_crisis

 

[Moxon4]

Not a theory, proven fact.

http://liesofbush.com/2000election.shtml

Unlike your lie about poor people getting loans they couldn't afford causing the current financial meltdown.

http://jacksonsthoughts.wordpress.com/2008/10/15/myth-busters-economic-meltdown-edition/

I love that you go back and edit your post to have proof, and your proof is from a site that starts with "Lies of Bush" as if that is credible in any way.

 

[TurdFergeson]

Proven by who exactly? The same media that fucked up in calling the state early and then tried to save face so they turned to voter fraud? The people who believed exit polls over actual vote counts?

http://en.wikipedia.org/wiki/Subprime_mortgage_crisis

Now THAT is a good conspiracy theory..."the media" made up everything about election fraud!

LOL

From your wiki article:

"The Securities and Exchange Commission (SEC) has conceded that self-regulation of investment banks contributed to the crisis.[97][98]"

In other words - deregulation. EXACTLY what happened with Worldcom, Enron, and the old Savings and Loans.

 

[TurdFergeson]

I love that you go back and edit your post to have proof, and your proof is from a site that starts with "Lies of Bush" as if that is credible in any way.

You judge a book by it's cover instead of the information contained therein? Says a lot about you.

 

[Moxon4]

You judge a book by it's cover instead of the information contained therein? Says a lot about you.

That I can recognize when something is obviously biased? Great call.

De-regulation was passed in 1999, nothing bad happened until Democrats started forcing banks to make loans.

 

[TurdFergeson]

That I can recognize when something is obviously biased? Great call.

De-regulation was passed in 1999, nothing bad happened until Democrats started forcing banks to make loans.

I remember that! Banks were FURIOUS that their loan regulations were relaxed! Remember? All the CEO's of the big banks came out screaming about how they were being FORCED to give out loans!

Oh wait....this is all a Republican fantasy.

 

[Moxon4]

I remember that! Banks were FURIOUS that their loan regulations were relaxed! Remember? All the CEO's of the big banks came out screaming about how they were being FORCED to give out loans!

Oh wait....this is all a Republican fantasy.

Because the CEOs knew that the government would screw over the taxpayers and bail them out like the government always does.

 

[off2bed]

No indictments or prosecution of the Democrats who failed to pay taxes either. That means it didn't happen?

 

[KingOrfeo]

No indictments or prosecution of the Democrats who failed to pay taxes either. That means it didn't happen?

[shrug] So show us an instance. Not of ACORN submitting some bogus registrations, which is freely admitted by ACORN, but of fraudulent votes cast resulting. Or of any ongoing prosecutorial investigation relating to that.

 

[IrezumiKiss]

[shrug] So show us an instance. Not of ACORN submitting some bogus registrations, which is freely admitted by ACORN, but of fraudulent votes cast resulting. Or of any ongoing prosecutorial investigation relating to that.

He's a bit too busy making multiple simplistic Obama/Democrat-bashing threads at least four times a day to actually do that, Orfeo. The man is an entrepreneur, after all. Entrepreneurs can't be bothered to take up their valuable time-is-money space of the day with trifling issues like that. You should be a little compassionate about the lives of others who are not like yours, next time you answer someone.

*huffs haughtily*

 

[busybody..]

How Many Did ACORN Trick Into Loans?



February 20th, 2009
From an article we posted back in September, from ACORN’s website:





Our Homebuyer’s Program

Intimidating to nearly everyone, the homebuying process seems impossible to millions of low and moderate income Americans. ACORN Housing’s mortgage counseling program eases the difficulty of buying a home for those with low incomes - we’ve helped over 50,000 families to achieve their dreams of homeownership since 1986. We have also assisted hundreds of existing homeowners to avoid foreclosure and preserve their homes-including victims of predatory lending and others who’ve faced serious and unexpected financial hardships.

ACORN Housing Counselors make the homebuying process more accessible to first-time buyers. Instead of having to approach bankers or contend with brokers, first-time homebuyers can meet our counselors in the local ACORN Housing office to pre-qualify for a mortgage. If you have credit problems, you’ll learn ways to resolve them. If you don’t qualify for the program right away, you can attend our free Budget and Credit Seminar for additional help with financial management.



Counseling

As a community-based, non-profit housing counseling agency we’re here to help you choose the loan option that’s best for you. ACORN Housing’s loan counseling program is HUD certified and our services are free of charge.

As a community-based, non-profit housing counseling agency we’re here to help you choose the loan option that’s best for you. ACORN Housing’s loan counseling program is HUD certified and our services are free of charge. [sic]

We provide pre-purchase counseling for low to moderate income homebuyers. See HUD Income limits for your area to see if you are eligible.

We look at your savings and credit history to see if you qualify for a mortgage. We can help you with credit problems and to create a downpayment savings plan. When you qualify, we can help arrange a mortgage with lower interest rates, lower down payments and lower settlement costs than what banks usually offer.

Mortgage Programs

Through ACORN Housing, homebuyers can gain access to mortgage programs with lower interest rates, lower down payments, flexible underwriting guidelines and lower origination fees. With AHC, you can refinance for better terms through the innovative agreements we’ve formed with lenders.

With AHC you get:

* Lower down payments and closing costs.

* No Private Mortage Insurance.

* Banks generally require 3 months of mortgage payments in the bank at settlement.

* With our program, they don’t, which allows you to buy a home sooner.

* Most banks won’t count public assistance or voluntarily child support in determining if you’ll qualify for a mortgage.

*With our program, all steady income counts.


Can We Help You?

Please continue on with our four step Counseling program listed below to learn more about AHC homebuying services available to you.

Our Four Steps to Homeownership are:

Intake Appointment

One-on-One Appointment

Homebuyer Seminar

Pre-Approval


A triumphant February 28, 2008 press release from the ACORN website:

ACORN Housing Corporation launches non-profit mortgage brokerage
ACORN Housing Corporation launches non-profit mortgage brokerage with CitiMortgage, Bank of America, First American Title Insurance Company, and Fannie Mae to help low- and moderate-income families find safe, affordable mortgages in Florida



ACORN Housing and CitiMortgage, Bank of America, First American Title Insurance Company, and Fannie Mae announced today the launching of a new non-profit mortgage brokerage called Acorn Housing Affordable Loans, LLC, to help qualified borrowers enjoy the benefits of homeownership throughout Florida. Additional offices will be launched in other states in the coming months. The new mortgage brokerage will also help homeowners faced with resetting adjustable rates that may make their current home mortgage payments unaffordable.

Central to this new initiative are the participating lenders commitment to make their fixed price and affordable mortgage products available as one of the options for borrowers working with ACORN Housing in its target cities. Key features of the fixed-rate mortgage products being offered include:

Low downpayments

Flexible credit guidelines and income requirements including the use of non-traditional income

Competitive rates

Low fees

Trained counselors will provide borrowers with free pre-purchase homebuyer education counseling and at anytime throughout the life of the loan if some unforeseen event occurs that prevents them from meeting their mortgage obligations.

This new initiative furthers Acorn Housing’s mission to provide homeownership opportunities for all prospective homeowners by providing a network of mortgage brokers to provide borrowers with a mortgage loan suited to their individual circumstances and requirements. For further information visit our website at http://www.acornloans.org or call 1-877-631-2267.

The launching of this new mortgage brokerage is just the latest initiative by ACORN Housing to serve low and moderate-income families across the United States. Since its formation in 1986, they have counseled more than 250,000 people and helped more than 80,000 people own a home. Most recently, through its HELP hotline at 1-888-409-3557, it has been able to help more than 4,000 families avoid foreclosure and save their homes by working with more than 46 servicers.

"A key objective of ACORN Housing Affordable Loans, LLC is to expand housing opportunities," said Alton Bennett, President of ACORN Housing Corporation and the new mortgage brokerage. "This new initiative meets that objective through a focused commitment to provide low and moderate-income individuals with comprehensive advice and information that they can trust, and makes sure that they are fully informed about every aspect of this most important financial transaction. We want to help families begin building wealth today. We are very pleased with the level of commitment that CitiMortgage, First American and Fannie Mae are contributing to this effort."

"Bank of America is proud to participate in the launch of ACORN’s mortgage brokerage," said Glenda Gabriel, Bank of America Neighborhood Lending Executive. "Working with ACORN, this valuable partnership will make Bank of America’s suite of safe and affordable mortgage products more accessible to first-time homebuyers interested in achieving the American dream of home ownership."

"Over the last 12 months, we have worked diligently together to get ACORN established as a broker, provided training and support as they set up their broker operations and strategy. The launch today is a culmination of these efforts. We are proud to announce this alliance with Acorn Housing Corporation," said Danny Gardner, National Director of Strategic Markets for CitiMortgage. "In the current climate, we feel the mortgage products we are offering through this relationship will not only help first-time homebuyers looking for a home but also may help those faced with rising mortgage payments."

"First American Title has been a committed partner in the industry in serving low-to-moderate income and multicultural families in achieving the American dream of homeownership. We are happy to take another step forward with this partnership with ACORN Housing Corporation, " said Lionel Savage, Vice President for Lender Services and Industry Relations, First American Title Insurance Company. "First American Strategic Markets is fully equipped with assisting in this partnership with our multicultural escrow and closing services and tools that directly address the need for education about the homebuying process amongst the multicultural community."

"Fannie Mae is proud to work with ACORN Housing, " said Thomas Collins, Director, Single Family Business, and Fannie Mae. By working with ACORN and lenders like Citibank, we can support their efforts to expand homeownership opportunities for underserved communities at affordable price points achieve sustainable homeownership."

"Many Floridians in our circumstances are looking for a safe, affordable and good quality home and we feel very fortunate to have the opportunity to work with Acorn Housing Affordable Loans," said Carlos Negron and his wife, Irlene Hernandez, Miami residents who are seeking to qualify for their first home through this initiative. "This is extremely exciting. We are looking forward to moving into our new home."

"On behalf of all of the participants, we are excited to get started on moving ahead with this project, said Mike Shea, Executive Director of ACORN Housing Corporation. We appreciate the opportunity to be able to serve citizens in Miami and other communities in Florida. Acorn Housing can help put Floridians in a safe, fixed rate mortgage that they can afford. We will be there for them throughout the process."

Is ACORN going to be punished for hoodwinking so many thousands into mortgages they could not afford?