I'm Plotzing Great Car Insurance Rates!

[Tom Collins]

I'm Plotzing Over Great Car Insurance Rates!

Ok, I'm working on getting a newer vehicle, and naturally I'll be needing insurance for it. Since it's going to be newer than the 89 Suburban that I've been driving, and since it'll be financed instead of owned out-right, I knew that my primium would be going up a little.

My current primium is around $190USD for 6mo. My current company, Safe Auto, quoted me in the neighborhood of $550 for 6mo on the equivalent of what I expect to be getting tomorrow. That being a newish, 04-06, Nissan Altima. Hearing that, I suddenly feared that getting out of this fucking tank that I'm currently driving had just become impossible. I'd never be able to afford $1,100 a year just for the insurance, as well as the car note itself.

Naturally, I begin combing the web to find a better deal, even though Safe Auto was the best price I'd been able to find 6mo ago for my Suburban.

I hit the jackpot, people. Not only did I find someone who'll give me a primium that's less than half of what Safe Auto quoted me, but they'll give me a ONE YEAR policy! Nearly unheard of in this day and age. The quote is for $486 for a full year.

I decided that I absolutely must share the wealth with all my very fine, fellow American Litizens. I don't know that everyone will be able to get insurance with them, because I don't know that they're nation-wide, but it certainly never could hurt for y'all to check and see.

The company name is Colorado Casualty Insurance Company. I know that they aren't strickly in Colorado because I'm in Arizona. Here's the website that you should go to to get your quote and see if they can do you a better deal than whom ever your current carrier is.

http://www.coloradocasualty-ins.com

www.dci-ins.com also

I hope everyone is able to get an outstanding deal from these folks. I'd love to know that I was able to help some of my buds out in these trying financial times. Every little bit helps, and every dollar you aren't spending on a service that you pray you'll never actually use is another dollar that can go in some other direction and make your lives a little easier.

 

[cloudy]

I have a behemoth, too - a '95 model. I hate it. It's name is Moby.

(why the fuck the butthead ever thought we'd need 4-wheel drive in Alabama, for christ's sake, is beyond me)

 

[rgraham666]

I have a behemoth, too - a '95 model. I hate it. It's name is Moby.

(why the fuck the butthead ever thought we'd need 4-wheel drive in Alabama, for christ's sake, is beyond me)

It has nothing to do with driving, and everything to do with being a man!

Big car=big dick=better man.

See? Simple.

 

[feeeriek]

I have a behemoth, too - a '95 model. I hate it. It's name is Moby.

(why the fuck the butthead ever thought we'd need 4-wheel drive in Alabama, for christ's sake, is beyond me)

it is for all the times you go mud boggin'

 

[cloudy]

it is for all the times you go mud boggin'

I think the reasons are probably closer to what Rob said.

Butthead drives it less than I do, and I only drive it about once a month.

 

[R. Richard]

I know absolutely nothing about the Colorado Casualty Insurance Company. However, some time back an insurance agent told me about an insurance company in Hawaii that had incredibly good rates for building type insurance [we had a condo.] He also told me that the Hawaii insurance company was under investigation for not having enough money to pay claims. Not all that long thereafter, the Hawaii insurance company went belly up, leaving a couple of places in town with damages and a recorded phone message that suggested that they contact a bankruptcy court. It pays to check, or you may wind up paying.

 

[Tom Collins]

I have a behemoth, too - a '95 model. I hate it. It's name is Moby.

(why the fuck the butthead ever thought we'd need 4-wheel drive in Alabama, for christ's sake, is beyond me)

LMAO...mine is called, The Beast.

It has nothing to do with driving, and everything to do with being a man!

Big car=big dick=better man.

See? Simple.

I must want people to think my dick is ginormous then, eh?

 

[Tom Collins]

I know absolutely nothing about the Colorado Casualty Insurance Company. However, some time back an insurance agent told me about an insurance company in Hawaii that had incredibly good rates for building type insurance [we had a condo.] He also told me that the Hawaii insurance company was under investigation for not having enough money to pay claims. Not all that long thereafter, the Hawaii insurance company went belly up, leaving a couple of places in town with damages and a recorded phone message that suggested that they contact a bankruptcy court. It pays to check, or you may wind up paying.

Well, this company has been around for years, and is a subsidiary, or whatever you call an underling company, of Liberty Mutual. Liberty Mutual Group ranks 102 on the Fortune 500 list of the largest U.S. corporations based on 2005 revenues. The company has financial strength ratings of “Excellent” (A) from the A.M. Best Company, “Good” (A2) from Moody’s Investors Service, and “Strong” (A) from Standard and Poor’s.

The reason they can give such incredible rates is they are extremely particular about who they'll cover. You have to have a perfect driving record, and good credit, at least, or they won't touch you. You also have to have been insured for a certain period of time without any lapes, they will only cover someone under 25 if they're on their parent's policy, and won't accept anyone under 22 under any conditions.

Because they are so particular about whom they'll write a policy for they have very few claims that they have to pay out, so you aren't helping to pay for other people's shitty/unlucky driving.


Jesus...I sound like a fucking raido comercial...*snerk* I'm not trying to sell these people to anyone here, it's not like I work for them, or anything. I just would like to help some friends save some $ on a bill that no one wants to pay and everyone hopes they never actually need to collect on. I see something that can help in these harsh financial times, and I offer it up for you to have a look and see if it might do you some good, too.

I can tell you this much, if it wasn't for this company, I might have given up the hope of getting out from under this damned gas guzzling Suburban I'm currently stuck with.

 

[elsol]

It has nothing to do with driving, and everything to do with being a man!

Big car=big dick=better man.

See? Simple.

Hmm... I must have a tiny dick then... cause I FUCKING HATE big cars!

My girlfriend wants to get a girlie SUV (one of those crossover things)... and I think that fucking thing is too big.

I think I'm the only person I know that needs a coupe... I can't do four doors either... probably means that I have REALLY tiny dick.

 

[Tom Collins]

Hmm... I must have a tiny dick then... cause I FUCKING HATE big cars!

My girlfriend wants to get a girlie SUV (one of those crossover things)... and I think that fucking thing is too big.

I think I'm the only person I know that needs a coupe... I can't do four doors either... probably means that I have REALLY tiny dick.

No, you've got it backward...if you need a big car you have a tiny dick.

Since you hate big cars you must have a huge one and so there is no need for compensation.

 

[elsol]

No, you've got it backward...if you need a big car you have a tiny dick.

Since you hate big cars you must have a huge one and so there is no need for compensation.

Hmm... that would explain why the ladies at work are fascinated by my car and keep asking me for rides.

*laugh*

 

[glynndah]

No, you've got it backward...if you need a big car you have a tiny dick.

Since you hate big cars you must have a huge one and so there is no need for compensation.

The only thing better would be to paint it pink.

 

[elsol]

The only thing better would be to paint it pink.

*cough*cough*

How about BRIGHT-ASS yellow?

(B-A yellow is how my girlfriend describes it.)

 

[Boxlicker101]

Quote:
Originally Posted by cloudy
I have a behemoth, too - a '95 model. I hate it. It's name is Moby.

(why the fuck the butthead ever thought we'd need 4-wheel drive in Alabama, for christ's sake, is beyond me)

It has nothing to do with driving, and everything to do with being a man!

Big car=big dick=better man.

See? Simple.

There is a lot of truth to that but, rather than being an SUV it would more likely be a big pickup truck, with outsized double rear wheels and a rifle rack in the rear window. Especially in Alabama

 

[Tom Collins]

The only thing better would be to paint it pink.

Mmmm...titty coloured. *insert Homer drool here*

 

[Tom Collins]

Quote:
Originally Posted by cloudy
I have a behemoth, too - a '95 model. I hate it. It's name is Moby.

(why the fuck the butthead ever thought we'd need 4-wheel drive in Alabama, for christ's sake, is beyond me)




There is a lot of truth to that but, rather than being an SUV it would more likely be a big pickup truck, with outsized double rear wheels and a rifle rack in the rear window. Especially in Alabama

Don't forget the naked chick siloette mud flaps.

 

[oggbashan]

It has nothing to do with driving, and everything to do with being a man!

Big car=big dick=better man.

See? Simple.

The UK's favourite car TV show presenter, Jeremy Clarkson, describes large SUVs, unless used by farmers in remote areas, as only suitable to be driven by people wearing pencil skirts. Whether the skirt-wearer is male or female? He doesn't care.

Locally they are used to take small children to and from school. The drivers can't park them legally anywhere near the school so they abandon them on yellow lines, across the school entrance, etc. The SUVs are a real risk - but only to OTHER people's kids. If they get fined for obstruction the drivers don't care. The fine isn't enough to make a dent in their housekeeping.

Og

 

[cloudy]

Quote:

There is a lot of truth to that but, rather than being an SUV it would more likely be a big pickup truck, with outsized double rear wheels and a rifle rack in the rear window. Especially in Alabama

Careful, your stereotypes are showing.

(*sigh* do I absolutely have to go through this again?)

 

[rgraham666]

I solve my insurance problems by not driving.

Personally I'd rather do something safe. Like defusing IEDs in Iraq.

 

[Boxlicker101]

Quote:
Originally Posted by rgraham666
It has nothing to do with driving, and everything to do with being a man!

Big car=big dick=better man.

See? Simple.

There is a lot of truth to that but, rather than being an SUV it would more likely be a big pickup truck, with outsized double rear wheels and a rifle rack in the rear window. Especially in Alabama

Careful, your stereotypes are showing.

(*sigh* do I absolutely have to go through this again?)

I know it's a stereotype. I'm just adding on to Rob's assessment.

 

[elsol]

I solve my insurance problems by not driving.

Personally I'd rather do something safe. Like defusing IEDs in Iraq.

I read one of those male adventure stories once... and the author had something I found a tough time disagreeing with.

The eastern monk type person was teaching his pupil about his inborn ESP powers and the pupil was like "No way, dude."

The monk looked at him and said something like...

"Think of you highways... millions of cars and people... moving at amazingly fast speeds... and think of how many accidents you DO NOT have considering everything going on... tell me again, you don't believe in your mental powers to communicate with others."

I sat in my chair and thought about it...

Either we are ESP'ish or we're the perfect herd animals cause jesus h. christ that's a lot of dangerously high speed moving pieces!

 

[rgraham666]

I read one of those male adventure stories once... and the author had something I found a tough time disagreeing with.

The eastern monk type person was teaching his pupil about his inborn ESP powers and the pupil was like "No way, dude."

The monk looked at him and said something like...

"Think of you highways... millions of cars and people... moving at amazingly fast speeds... and think of how many accidents you DO NOT have considering everything going on... tell me again, you don't believe in your mental powers to communicate with others."

I sat in my chair and thought about it...

Either we are ESP'ish or we're the perfect herd animals cause jesus h. christ that's a lot of dangerously high speed moving pieces!

That may explain why I'm such a bad driver.

I'm about as much a herd animal as your average cat.