I've lost it all (almost) several times, but never been rich, although I have been "comfortable". I think that if a person had never been poor, never had to budget or worry about their money, and they then found themselves without it - they would struggle more than someone who suddenly find themselves rich. Granted lottery winners have a poor record of going through their winnings like grass through a goose, but they also have a lot of fun while doing it, and are generally no worse off than before. If that is a "struggle" then let me "struggle" like that at least once in my life - please?