Dear TX and FL - Stop building in floodplains and low lands

[BoyNextDoor]

Two years before NFIP was created, the 1966 Presidential Task Force on Federal Flood Control Policy warned that a badly run program “could exacerbate the whole problem of flood losses. For the federal government to subsidize low premium disaster insurance ... would be to invite economic waste of great magnitude.”

The National Wildlife Federation estimated in 1998 that 2% of properties covered by federal flood insurance had multiple damage claims accounting for 40% of flood insurance outlays, and that more than 5,000 homes had repeat claims exceeding their property value.


Who’s paying and who’s benefiting most from flood insurance under the NFIP?
* Louisiana: policyholders paid $4.4 billion in premiums, but collected
$16.7 billion in claims; premiums paid for only onequarter of the
claims.
* Texas: policyholders paid $4.5 billion in premiums but collected
$6.7billioninclaims;premiumspaidforonlytwothirdsoftheclaims.

The NFIP reforms from 5+ years ago were undone 2 years ago by a simpering, pandering Congress.

Also the environmental impact needs to be considered. Please stop.

 

[Matthew Craig]

Stupid heads!

 

[Hypoxia]

Building in floodplains is fairly cheap. Bribing officials to ignore environmental reports and warnings is cheap. Adverts promoting slipshod construction are cheap. Follow the money.

Rebuilding shoddy work ain't cheap. Lotsa money to be made rebuilding. Shovel it in.

 

[coachdb18]

Two years before NFIP was created, the 1966 Presidential Task Force on Federal Flood Control Policy warned that a badly run program “could exacerbate the whole problem of flood losses. For the federal government to subsidize low premium disaster insurance ...

In 1966 when this was set in motion, Lyndon 'King of the Projects' Johnson was President, the Congress was controlled by Democrats 295-140, and the Senate was controlled by Democrats 67-33. Telling a Democrat they're about to embark on 'wasteful spending' is like warning John Belushi of an impending food fight...

 

[Ishmael]

Two years before NFIP was created, the 1966 Presidential Task Force on Federal Flood Control Policy warned that a badly run program “could exacerbate the whole problem of flood losses. For the federal government to subsidize low premium disaster insurance ... would be to invite economic waste of great magnitude.”

The National Wildlife Federation estimated in 1998 that 2% of properties covered by federal flood insurance had multiple damage claims accounting for 40% of flood insurance outlays, and that more than 5,000 homes had repeat claims exceeding their property value.


Who’s paying and who’s benefiting most from flood insurance under the NFIP?

* Louisiana: policyholders paid $4.4 billion in premiums, but collected
$16.7 billion in claims; premiums paid for only onequarter of the
claims.
* Texas: policyholders paid $4.5 billion in premiums but collected
$6.7billioninclaims;premiumspaidforonlytwothirdsoftheclaims.

The NFIP reforms from 5+ years ago were undone 2 years ago by a simpering, pandering Congress.

Also the environmental impact needs to be considered. Please stop.

So what your are saying is that artificially low flood insurance premiums as set by the Federal government have led to over-development in flood prone areas? Who could have guessed?

Ishmael

 

[4est_4est_Gump]

So nobody gets to live on any coast?


Nowhere near a river?


I guess the plains states are off limits because there will be standing water in a heavy rain...


And don't get me started on anyone dumb enough to live near a fault line, a forest or tornado alley. I mean, if you live in a place that has ever experienced a hail storm, how fucking stupid are you?





I wonder if people think about the things they read before they decide to post...

 

[ryan8558]

So nobody gets to live on any coast?


Nowhere near a river?


I guess the plains states are off limits because there will be standing water in a heavy rain...


And don't get me started on anyone dumb enough to live near a fault line, a forest or tornado alley. I mean, if you live in a place that has ever experienced a hail storm, how fucking stupid are you?





I wonder if people think about the things they read before they decide to post...

You could have stopped there

 

[4est_4est_Gump]

I get paid by the word.

 

[4est_4est_Gump]

How stupid is it to build a home in the California hills, what with the droughts, fires, mudslides and earthquakes???



These people shouldn't be allowed to buy insurance. They might be made smarter by losing everything!



:nods:

 

[zipman]

I get paid by the word.

Well you definitely do go for quantity over quality.

 

[Lancecastor]

So nobody gets to live on any coast?


Nowhere near a river?

In Canada, the government owns all watercourses and sets setback and other private abutting land use conditions such as zoning, building permits, etc.

31% of all USA gasoline production was obviously put in the wrong places.

That's stupid.

 

[4est_4est_Gump]

Not really...


It has to be located somewhere.


This event was something that happens with extraordinarily rarity.

 

[Rightguide]

Two years before NFIP was created, the 1966 Presidential Task Force on Federal Flood Control Policy warned that a badly run program “could exacerbate the whole problem of flood losses. For the federal government to subsidize low premium disaster insurance ... would be to invite economic waste of great magnitude.”

The National Wildlife Federation estimated in 1998 that 2% of properties covered by federal flood insurance had multiple damage claims accounting for 40% of flood insurance outlays, and that more than 5,000 homes had repeat claims exceeding their property value.


Who’s paying and who’s benefiting most from flood insurance under the NFIP?
* Louisiana: policyholders paid $4.4 billion in premiums, but collected
$16.7 billion in claims; premiums paid for only onequarter of the
claims.
* Texas: policyholders paid $4.5 billion in premiums but collected
$6.7billioninclaims;premiumspaidforonlytwothirdsoftheclaims.

The NFIP reforms from 5+ years ago were undone 2 years ago by a simpering, pandering Congress.

Also the environmental impact needs to be considered. Please stop.

Leave it to the government to create flood insurance that's constantly underwater.

 

[Lancecastor]

Not really...


It has to be located somewhere.


This event was something that happens with extraordinarily rarity.

The Wise Man Built His House

The wise man built his house upon the rock
The wise man built his house upon the rock
The wise man built his house upon the rock
And the rain came tumbling down


Oh, the rain came down
And the floods came up
The rain came down
And the floods came up
The rain came down
And the floods came up
And the wise man's house stood firm.


The foolish man built his house upon the sand
The foolish man built his house upon the sand
The foolish man built his house upon the sand
And the rain came tumbling down


Oh, the rain came down
And the floods came up
The rain came down
And the floods came up
The rain came down
And the floods came up
And the foolish man's house went "splat!" [clap hands once]


So, build your house on the Lord Jesus Christ
Build your house on the Lord Jesus Christ
Build your house on the Lord Jesus Christ
And the blessings will come down


Oh, the blessings come down
As your prayers go up
The blessings come down
As your prayers go up
The blessings come down
As your prayer go up
So build your house on the Lord Jesus Christ.

 

[Libsam]

Major port cities need workers, and those workers need homes and food and services, and the people who provide things for the workers need homes and food and services, too.

 

[richard_daily]

Well you definitely do go for quantity over quality.

I wonder how much American Thinker pays him to re-post their articles?

 

[Libsam]

http://www.wnd.com/files/2014/07/KillZone1.jpg

 

[BotanyBoy]

Two years before NFIP was created, the 1966 Presidential Task Force on Federal Flood Control Policy warned that a badly run program “could exacerbate the whole problem of flood losses. For the federal government to subsidize low premium disaster insurance ... would be to invite economic waste of great magnitude.”

The National Wildlife Federation estimated in 1998 that 2% of properties covered by federal flood insurance had multiple damage claims accounting for 40% of flood insurance outlays, and that more than 5,000 homes had repeat claims exceeding their property value.


Who’s paying and who’s benefiting most from flood insurance under the NFIP?
* Louisiana: policyholders paid $4.4 billion in premiums, but collected
$16.7 billion in claims; premiums paid for only onequarter of the
claims.
* Texas: policyholders paid $4.5 billion in premiums but collected
$6.7billioninclaims;premiumspaidforonlytwothirdsoftheclaims.

The NFIP reforms from 5+ years ago were undone 2 years ago by a simpering, pandering Congress.

Also the environmental impact needs to be considered. Please stop.

Love that government sticking it's dick all up into the insurance markets eh!!!

Sounds about as "Progressive" as Obamacare LOL

So what your are saying is that artificially low flood insurance premiums as set by the Federal government have led to over-development in flood prone areas? Who could have guessed?

Ishmael

Hell yea dang o' dang man!!!

 

[Liar]

Does Florida have anything else to build on?

 

[ryan8558]

http://www.wnd.com/files/2014/07/KillZone1.jpg

Don't worry, that will kill most of the US.

Also, will cause a winter know one has seen in a long, long time.

Billions will die...

 

[jaF0]

Billions will die...

Just ask any dinosaur.


Oh ... wait ....

 

[Shagly]

Does Florida have anything else to build on?

Yes, nuclear power plants.

 

[Shagly]

Just ask any dinosaur.


Oh ... wait ....

That goes for Puerto Rico and other flattened land.

 

[nowisthetime]

Sigh, red states don't give a damn about their people. And their people do not demand more from their governments.

 

[Mello_SixtyNine]

The majority of Florida is lowlands. I think the highest point of the State is 30ft above sea level.

The real problem is not having insurance that covers hurricane & flood damage. I've got a cousin that lives down in Naples, Fl. His hurricane insurance costs him around $400 per year. He's one of the 41% of Floridians with that insurance. In Texas, it's only 25%.

I live in Wisconsin that has a season with the word "winter" in it. Everyone here has a shovel, bags of road salt, snowblowers, etc... The reason being that it's not if we will have to deal with snow, it's when.

In Florida and the other gulf States, they have a season with the word "hurricane" in it. If you can't afford that insurance, you need to move your asses out of the gulf. Same goes for those people in California that built their homes in areas prone to wildfires.

Build your homes out of materials that don't burn.
Clear out your gutters of dry brush that will be the kindling that burns your house to the ground.
Get insurance.