Buying a house!

[IndieSnob]

KRC, can you fucking lay off for once?

Garbage Can was busy trying to finish See Spot Run, and thus didn't have time to answer her PM about this.

 

[TexasWife25]

Oh, that's right you don't actually want real advice, you just want people to kiss your ass.

Yes because the GB is well known for that.

I know this is actually going to shock you but, of course we both did research,and she has a realtor shes working with. However I was simply curious as to what everyone experience/spent on closing costs, if they encountered unexpected fees, and what they suggested to keep as a reserve amount, just in case. I was simply looking for, what I assume to be real people, and their person experience in the last minuet fees and issues that can arise.

 

[TexasWife25]

KRC, can you fucking lay off for once?

Garbage Can was busy trying to finish See Spot Run, and thus didn't have time to answer her PM about this.

His inbox is still full

 

[KRCummings]

KRC, can you fucking lay off for once?

Garbage Can was busy trying to finish See Spot Run, and thus didn't have time to answer her PM about this.

You're right. Besides, it's mean to pick on the lesser folk.

 

[IndieSnob]

You're right. Besides, it's mean to pick on the lesser folk.

Thank you.

I went ahead and adjusted your internet bully score for the week because of your apology.

 

[dirtwrench]

Tex, the last time I bought a house that totaled up to near $100k, I think we dropped round $3,500 in closing costs. Luckily we got to skip all the "financial institution costs" due to the local bank we went thru being in a pissing match with Wells Fargo for business at the time.

And no, you can't always get the seller to eat the buyer's costs. When we sold that house the purchasers pulled that bullshit. I told them & their "mortgage company" I would pay my bills and if they couldn't pay theirs they couldn't buy my house. Yes, I am an asshole when you try to fuck me over- especially at the closing meeting when that should already have been handled.

 

[QueenLevitra]

You have an issue with logic?
The smart person would ask the bank "Hey, what kind of closing costs am I looking at here?" or maybe they'd get on a computer and do some Googling. Possibly go to, oh, I don't know a mortgage site or something. Who knows they might even have a closing cost calculator. I know, the mind boggles.

No kidding.

bankrate.com period.

 

[1sickbastard]

My best friend is looking to purchase her 1st house. We're trying to get an idea of the average amount of closing costs so she can factor it into her budget. I know there are lots of factors and its different for everyone, just curious what everyone spent, over the cost of the actual house, when everything is said and done

You friend need to do her own due-diligence.
Closing costs always vary.

Ask people in the business. A public board on a porn site may not be the best place to get advice.

Just sayin'

 

[Johnny_Ray_Wilson]

My best friend is looking to purchase her 1st house. We're trying to get an idea of the average amount of closing costs so she can factor it into her budget. I know there are lots of factors and its different for everyone, just curious what everyone spent, over the cost of the actual house, when everything is said and done

No, no, no. Do not wait until after everything is said and done. The best bet is to put off the closing costs, better yet, try not to officially include a realtor or a bank. Get a contractor or someone with the experience of remodeling or building a house along with an experienced realtor (unofficially) to find any existing problems with that house. If there is not a chance either of the 2 I mentioned are in the position to gain a profit, then they are more likely to tell the truth. Lots of hidden costs in buying a house that can easily be avoided. Major things to consider are if the closing costs can be factored into the loan and what the property taxes are. Those last 2 can really bite you in the ass and set the stage for some serious debt in the very near future. I also suggest having a 'buffer' of money set aside for unexpected costs.

 

[Johnny_Ray_Wilson]

You friend need to do her own due-diligence.
Closing costs always vary.

Ask people in the business. A public board on a porn site may not be the best place to get advice.

Just sayin'

Right. I am one of the first people called upon to 'fix' shit when things go wrong. Things cleverly not mentioned by the seller.

 

[tactful]

As little as possible, per the requirement.