Sunday Morning ...

[CrimsonMaiden]

We tried to sell. When we moved out, our house was appraised around $160,000. Today? $74,000. When we moved out, we had $40,000 in equity. Tried to sell, but fuggedabottit! The market sucked then... and it sucks even worse now. Just before the foreclosure, we were upside down/underwater... we would have owed more than they deemed it was worth. This whole world really is upside down.

Our appraisal last summer was $161,000. County only appraises it at $148,000 for tax purposes. With those figures we have about $25,000 in equity (which is all we are allowed to keep anyway), but I highly doubt we could sell it for $148,000... or even for the $123,000 we owe on it. We've been trying to get a loan modification done but are getting the run around on it, and we've concluded they are trying to get us to hang on until the bankruptcy is discharged and then deny the modification and foreclose and then dun us for the balance. Sorry, but we aren't falling for that.

We tried to sell it a couple of years ago (back when the market first nosedived) but it sat for 9 months with no offers, so we gave up. Since things are worse now, it doesn't give us much hope of even bothering trying to sell it.

 

[SweetWitch]

Morning's almost over.

 

[impressive]

Pancakes with chocolate & caramel syrups, fresh toasted marshmallow whipped cream, and hot coffee. *drooooool*

 

[damppanties]

Pancakes with chocolate & caramel syrups, fresh toasted marshmallow whipped cream, and hot coffee. *drooooool*

What? Wasn't there a diet going on?

 

[impressive]

What? Wasn't there a diet going on?

It was all sugar-free and low-carb, believe it or not.

 

[matriarch]

It was all sugar-free and low-carb, believe it or not.

Low carb? Pancakes? *snort*

But it does sound yummy.

It's dinner time here, and I've just had sir-fry prawns (shrimp) with beansprouts, carrot, mange tout, mushroom, sweet peppers, broccoli and cauliflower, all in a very yummy stir fry sauce with ginger and dark soy sauce.

Home cooked, of course.

And all washed down with a yummy beer.

Now I'm watching Time Team (TV archeology programme, compulsive watching) and thinking about doing ironing for work clothes. Maybe.

Salisbury Cathedral uncovered.

 

[damppanties]

It was all sugar-free and low-carb, believe it or not.

*sigh*

Sounds perfect, then.

 

[Nirvanadragones]

Good coffee with heavy cream for Imp. And many soul-candy hugs.

 

[impressive]

Good coffee with heavy cream for Imp. And many soul-candy hugs.

 

[Belegon]

Doc McGillycuddy's in coffee is a great eye-opener but the way I drank it last night was more fun...

 

[impressive]

Doc McGillycuddy's in coffee is a great eye-opener but the way I drank it last night was more fun...

Waaaaaay better than Altoids.

 

[Selena_Kitt]

Waaaaaay better than Altoids.

*snerk*

Y'all are baaaaaad...

 

[impressive]

I had hoped I'd wake to find it gone.

 

[damppanties]

I had hoped I'd wake to find it gone.

I had a great morning. I love my friends.

 

[voluptuary_manque]

And now that it has passed into Sunday afternoon, I think I'll take a nap.

 

[impressive]

Still a bit of morning left in this time zone.

We're sitting outside of a little coffee shop in dappled shade sipping our coffees and waiting for our ride to the airport.

I'm sifting through the pictures I took on the Vegas strip and enjoying the peaceful interlude.

 

[impressive]

Sitting in bed, sipping coffee & working on cover art.

 

[SweetWitch]

Sitting in bed, sipping coffee & working on cover art.

Sitting on the couch, eating a blt and ripping music.

 

[damppanties]

Wondering if I should go out today.

 

[Safe_Bet]

Sitting in bed, sipping coffee & working on cover art.

Sitting on the couch, eating a blt and ripping music.

Swilling coffee, digesting Eggs Benedict while sitting here on my ass reading about people who are actually doing something worthwhile...

 

[SweetWitch]

Wondering if I should go out today.

It's too cold to go out.

 

[Stella_Omega]

10:00 am... i didn't realise this untill I looked up at my timebar! It looks like early early morning, we are under heavy clouds...

I better get my ass going and make some coffee...

 

[Safe_Bet]

10:00 am... i didn't realise this untill I looked up at my timebar! It looks like early early morning, we are under heavy clouds...

I better get my ass going and make some coffee...

Reset your clock chickie... It's 8:16 am PST

 

[Stella_Omega]

Reset your clock chickie... It's 8:16 am PST

yesh, I just found that out!

 

[damppanties]

It's too cold to go out.

43 is not that bad. And I didn't go out yesterday. So I thought I should today. But it's cloudy. Such decisions!