What percentage of your financial transactions are digital vs using currency?

[Killswitch]

I.E. checks, debits, charges, electronic transfers, electronic bill paying and automatic payroll deposit, the list goes on versus actually using physical money...coin or paper.

By the way....American paper money is more closely related to a t-shirt than it is paper.

 

[lovetoread]

I don't carry cash, but there are bills I have to send a check to pay for.

 

[Killswitch]

I don't carry cash, but there are bills I have to send a check to pay for.

Well that qualifies as a non cash transaction.

Your av is giving me a resur-erection.

 

[unregistered]

 

[Liar]

I have some cash in the wallet for tipping or private purchases. Even the farmer's market stalls take credit cards around here, so it's not an issue most of the time.

So the % of cash is close to nothing.

 

[Liar]

And I misread the poll question and voted the opposite way. Goddammit.

 

[Killswitch]

And I misread the poll question and voted the opposite way. Goddammit.

Good enough. Minus 1 Zero.

 

[Killswitch]

People better start taking possession of more of their money to keep out of the grasp of government. The excesses in Cypress could become very tempting to money hungry Democrats.

A worthy initial concern but a scare tactic non the less because you know better than anyone why that could and would never happen here in the USA.

 

[Aquagal]

I usually have at least $50 cash in my wallet.

 

[koalabear]

I usually keep 2 grand on me, you never know what the gun shop may have.

 

[ivantheterrible]

i'm strictly cash. the only reason i even have a checking account is to be able to cash a paycheck. i do use checks on occasion to pay my vehicle insurance or the occasion purchase from a catalog. and i usually have no more than 200 bucks in my account at any time. not worried about getting robbed. most people find me intimidating just by my looks alone.

 

[eyer]

This is my 11th consecutive year without use of any financial transactional tools at all besides cash: no paychecks, no bank accounts, no credit/debit cards.

The keys, obviously, are to : 1) have Supreme faith that everything works itself out just as it should, whatever the worldly circumstance(s); 2) readily employ the glorious tool of adaptation; 3) possess a character/skill set that is solidly grounded in honesty, integrity, and the natural love of work; 4) understand truly the life and death difference(s) between need and want, and 5) have the courage to purposely seek out and discover your very own path instead of buying into the same old statist templates which have always been "sold".

The only forms of personal ID I have left now are a certified copy of my birth certificate and a passport which expired in 2008...

...brave old world, indeed!

GET OFF THE GRID
STAY UNDER THE RADAR​

 

[trysail]

I use paper whenever possible.


I want the control that only comes from using and writing checks. I want the security and certainty that only comes from hard copy records.


I minimize internet transactions. Identity theft would be an absolute nightmare.

 

[unregistered]

 

[Ex Princess]

A worthy initial concern but a scare tactic non the less because you know better than anyone why that could and would never happen here in the USA.

Never say never, always be prepared. Unfortunately if something did go down all that paper money won't be worth more than the paper it is printed on.

 

[Sean]

Don't be naive son, we would be much more creative about it, but we would still do it. All they have to do is raise an alarm about the "Wall Street fat cats" in the banking industry and then come up with a cure like, "we have to assure Americans their retirement will be safe, so we will take measures to safeguard their 401Ks and IRAs funds by requiring 25% of them to be invested in government bonds, in order to put the full faith and credit behind those funds." Thereby stealing 25% of your money.

You don't understand what government bonds are, do you?

 

[pointless]

i prefer cash. even though it's dirty and it smells weird it's easier to keep track of even though the fact that it isn't is actually one of its benefits.

 

[warrior queen]

You don't have a 50% option.
Pretty much half my money goes into an account and the other half is cash.

 

[Sean Renaud]

I stopped using paper money when I became an adult.

 

[aye_H8_ewe]

I only pay with a credit card for gas pay-at-the-pump, so I don't have to go in an deal with the employee, and for internet purchases, and very occasionally for a larger purchase. Otherwise, everything is CA$H, baby!

I carry large sums of CA$H with me, even when I wander around bad neighborhoods on foot or at night. CA$H rocks, baby! The less The System can track of me the better.

 

[WeedSmoke420]

80 percent..

 

[Mike_Yates]

One day, paper money will be done away with and all financial transactions will be done by scanning a bar code on someone's right hand wrist where a microchip is imbedded underneath.

ALL persons will be REQUIRED to receive a laser-imprinted barcode on their wrist and have an RFID chip (Radio Frequency Identification Device) implanted beneath it. Anyone who refuses this will be arrested and automatically receive an indefinite prison term.

 

[Boxlicker101]

Don't be naive son, we would be much more creative about it, but we would still do it. All they have to do is raise an alarm about the "Wall Street fat cats" in the banking industry and then come up with a cure like, "we have to assure Americans their retirement will be safe, so we will take measures to safeguard their 401Ks and IRAs funds by requiring 25% of them to be invested in government bonds, in order to put the full faith and credit behind those funds." Thereby stealing 25% of your money.

They wouldn't even have to be so generous as to provide something of value in exchange for taking the money. Certain counties and cities have now taken it upon thenselves to confiscate money, automobiles and other assets on the grounds that they were acqired illegally or bought with money acquired through sales of narcotics or other illegal actions. If the rightful owners can prove otherwise, they return what was taken, although proving a negative is almost impossible.

The federal government could probably manage to do the same thing, if the Reps. in the House would let them. "This hundred million dollars you have in this bank was obtained illegally, so we are going to confiscate it. If you can prove beyond a doubt it was not obtained legally, you can have it back."

Of course, since proving a negative is almost impossible, they would keep most of the plunder.

 

[Sean Renaud]

Only in a world nobody kept records of any kind.

 

[cfuhrer]

My ratio of "representative" to actual currency is way higher than I would like. I would like to function all cash but frankly I'm too damned lazy.

I put the check in the bank Friday at noon, fill my tank on the way home off the debit card, buy groceries on Saturday also off the debit card, and on Monday I sit down and pay all the bills due for the pay period. Sometimes this involves a money order, but typically I call in the payment and it's drawn off the account the same day.

Our household will probably go to all cash when we no longer have medical bills and student loans and when we can afford to pay our insurance premiums annually.