The Debt Collector (closed)

[flithymind]

(closed for Mistriss Isis)

Mike Scarfino hated this.

Debt collecting. It was the worst part of his job, usually because he didn't have to do it.

But today, the hired muscle were out on other jobs and the Wilkinson family owed him a heap.

Sure, he was a "shark", an "opportunist", a "scum-bag" - whatever, he'd heard it all... but he provided a service. He didn't make anyone call him. He loaned people money when no-one else would. They needed money, he had it. They borrowed, he collected. That simple. And it usually was.

After his first few months of business he made an example of a few bad-debtors and people soon got the idea it was better to pay up than be paid a visit. Now people called him "Mister Scarfino"... or the boys at the office called him "Scar", on account of the physical and mental mark he left on people that owed him. Few did at the moment, since he'd expanded and hired in more help, people just couldn't pay him quickly enough. Business was good.

But now he had a call. Mr & Mrs Wilkinson had hit hard times a few months back. Usual score was the guy lost his job and the bills were piling up. No bank would touch someone unemployed, mortgaged to the hilt, so he'd helped them out. They'd barely even noticed the 22.8% interest charge. Monthly. "I'll be back in work soon Mr. Scarfino - this is just to see us through." he'd said. Sure, sure... he'd heard the same more times than he cared to remember.

Now, two months on, Mr. Wilkinson had gone real quiet. He'd not replied to his polite letter. He'd not replied to his 'less polite' letter. And when he called him up, the line went dead before he'd even got past introducing himself. Now that was just rude.

So Mr. Wilkinson was going to get a visit - and a lesson in manners. If Mrs. Wilkinson was there, all the better, they tended to pay quicker, rather than risk the humiliation of an ass-kicking in front of the wife.

Mike rolled his SUV to the curb in front of 2380 Carlington Avenue - nice place, he noted. Also noted the empty driveway. They'd better be in.

He 'blipped' his car locked with the key fob, strolled up the path and pressed the door bell. An affirming 'bing-bong' sounded inside the house and he distinctly heard movement. 'Good, not a wasted trip after all' he thought.

 

[Mistriss_Isis]

Lilian had been in her bed. Small moans emitted from her mouth as her panting became louder. She was so close...she could feel her legs quaking as her fingers rubbed furiously at her clit. Her body bucked and she cried out softly, her body shaking in pleasure. Her fingers plunged deep into her sopping wet sex as she came hard, fingering herself through her orgasm.

She pulled her fingers out of her wet cunt and sighed, smoothing her short private school skirt out. She slid her fingers to her lips and sucked them gently, her tongue bathing them until they were clean. She lay there recovering slowly when she heard the door bell ring. She almost jumpped up, but tried to breathe normally. Standing she forgot to button back up her shirt. The neckline hung almost scandalously low showing a hint of her pink lacy bra through the white fabric. She rushed to the door and opened it slowly.

"Can I help you?" she asked sweetly as she looked at the man who stood before her.

 

[flithymind]

Mike had seen a lot of things in his time, so it took a lot to phase him. But a gorgeous young girl opening the door hadn't quite been what he'd expecting.

Someone bolting; the door being bolted; the door opened and slammed; a thrown punch - heck even a gunshot... those he was ready for, even used to... but this... with her blouse hanging open, not, he wasn't expecting that.

She looked flushed too, lightly pink - damned kids, she'd probably just got up, even though it was the afternoon. He looked her up and down, once... twice then smiled.

"Afternoon miss. Are your parents home?" he asked. "I really need to see one of them." he added, keeping his smile fixed, but not warm.

 

[Mistriss_Isis]

"My Mom and Dad are out for the evening, they won't be back until tomarrow. Is there something I can help you with?" she asked as she leaned against the doorjamb with a small sigh. Her dad always seemed to have weird people coming and asking for him when he was away. "Or I could tell him you stopped by Mister..." she offered looking up at him.

Truth was she had forgotten about buttoning her shirt and now she remembered it was scandalously low. She wouldn't dray attention to it, maybe he wouldn't realize....

 

[flithymind]

"My Mom and Dad are out for the evening, they won't be back until tomarrow. Is there something I can help you with?" she asked as she leaned against the doorjamb with a small sigh. Her dad always seemed to have weird people coming and asking for him when he was away. "Or I could tell him you stopped by Mister..." she offered looking up at him.

"Scarfino." he blurted quickly stepping past her as she leaned back.

Looking around the hallway as she stood and stared shocked he added; "If they're out of town, you won't mind me checkin' then missy?" he asked, not that it was a question she had much choice over. "See... people have a habit of hiding from me. Your old man especially. He likes a game of hide-n-seek I think..." he said throwing open the door to the lounge, peering in intently and closing it again.

He repeated the trick around the house until he was almost satisfied they weren't there. And then he opened her bedroom door. The bed was still a mess and the scent of her sex hung distinctly in the air - Mike found it made his cock stir involuntarily.

He looked over his shoulder to see her standing, nervously a few paces away, outrage brimming on her face.

"Don't get uppity kid." he said, almost soothingly. "Your folks owe me money. A LOT of money. So you'll excuse me if I want to reassure myself that they really are outta town." he said, leaning against her door, appraising her again, this time taking his own sweet time as he let his eyes roam over her still open shirt, smirking at the scent of her sweet, young pussy in the room.

 

[Mistriss_Isis]

Lilian couldnt believe the audacity of this man. She had never met him, never even heard of him and he just pushed past her and began to search around the house. His statement about her father only mildly surprised her, she knew her dad had gotten a loan from someone, apparently he had gotten it from this man.

When he got to her room she couldnt help but blush as his gaze turned to her and openly roamed over her body. "I'm sorry sir, but I can tell him you stopped by. But I think you should leave now..." she tried to sound brave, but she was pretty sure he could see through it.

 

[flithymind]

Mike smiled as he watched her puff herself up like a puffer-fish... then asked him to leave.

She had guts this kid, he'd give her that. He'd give her somethin' more too... if he'd had the time.

"Well that ain't real friendly, is it?" he smiled. "Look, I don't want no trouble. I just want my money. This can be real quick and easy. Your folks got anything I can take, by means of 'deposit'? Jewelery? Stereo? Home cinema? Laptop? I'll take anything... and don't worry, I'll just be keepin' it nice and safe until their... 'cash-flow' problem has eased slightly." he added with a grin.

 

[Mistriss_Isis]

Lilian's mind fought back and forth. She knew where the safe was and the combination, but she knew what was in there, her tuition to St. Joan's for the rest of High School and summer courses. She couldn't give him that. She walked past him into her room. She would have to give him her jewelry, her mothers ring, her pearls and her diamond earings. She lifted a small wooden box and held it out to him. "This is all I can give you, my dad really doesnt keep valuable stuff laying around, this is it..." she handed it to him with a sigh, it hurt her to have to give them to him, but she could only hope he would return them as he had said.

 

[flithymind]

Mike looked over the trinkets she'd placed in his hands.

He hated this part too. They obviously meant something to her, a lot even - but they were worthless, about $500 on the black market, if that. Now how do you tell someone their most treasured possessions are worthless?

"Honey, that's real sweet n'all, you offering your jewlery - but I can't use this stuff. Precious as it is, I'm not gold-salesman - I can't get much for this, it ain't worth jack to me." he could see she was crushed and a little hurt.

"Even if I could sell it, it still doesn't even cover your old man's missed payments, let alone the loan." he added. "You got anything else? Anything of more value in this place?"

He knew the answer from his look around earlier. The double-crossing bastard was in way over his head. If he didn't know better, he'd say the spaces in the living room used to have a stereo and TV... but not any more. However he'd packaged it up, as "Spending more time as a family" or "We'll get the newest model... oh it's out of stock 'til next week." - whatever line he'd spun his family, Mike'd heard it. Poor kid probably didn't have a clue...

 

[Mistriss_Isis]

She tried to hide her hurt, she covered it, in her mind at least, with relief. She didn't want to give these precious things to him, and now she was glad he didn't want to take them. She knew there was nothing else she could offer him. "I...I don't know of anything else. Our electronics and other stuff have seemed to be moving the past month or so." she said with a sigh.

"I dont have anything I can offer you sir, I'm not sure what else to say..." she said setting her box back down before she moved back out of her bedroom brushing past him.

 

[flithymind]

Mike smiled as she quickly left the room - she'd obviously had the same thought he had... had she?

Had he? He couldn't... well... that wasn't true, he could. But should he? One thing was for sure... no, make that two things. One, she was hot. Two, it'd sure get the message to her Dad.

He followed her into the kitchen and grabbed two chairs, setting them facing one another.

"Take a seat doll." he said as an invitation, but giving the distinct impression it was an order. "We need to have us a little discussion." he added with a grin.

 

[Mistriss_Isis]

Lilian wasn't sure why, but she wasnt comfortable around this man. She hated that, she never was like that around anyone. As he ordered her to sit down, she thought to button her blouse once more, but it seemed it was too late, he had already seen all there was to see. She did as asked and looked down at her hands before venturing a look back up at him.

"What is it we need to talk about?" She asked as she looked up at him and let out a sigh. She had a bad feeling about this.

 

[flithymind]

"Way I see it," Mike began, "Is your folks owe me money... a lot of money. Now I'm not in the habit of makin' house-calls, so the fact I came to collect it personally, ain't a good sign.

"The fact I came to collect it personally and I've now, it seems, had a wasted trip makes things even worse. A bill for my time, gas for my car and the inconvenience has just been added to the bill.

"I had intended to leave with some means of 'deposit' as a gesture of your Daddy's good will, to ensure that he would pay me, as he promised. Now you tell me there's nothing of value for me to take. That ain't good either.

"From where I'm sitting, I can see something of value, something that looks pretty good; something that'd make your Daddy real clear on where I stand with people that owe me money.

"You." he said, calmly, but coiled like a spring, ready to pounce if she made even the slightest movement away from the chair.

 

[Mistriss_Isis]

She could almost predict what he was going to say, but her mind wasnt registering what he was saying. When it sunk in, it hit her like a ton of bricks in the stomach. She looked up at him and shot up, trying to get past him through the small kitchen doorway. She knew there was no way to get past him befor he grabbed her.

"Please..." she pleaded trying to get out of his hands.

 

[flithymind]

She stood up like her chair was electrified. Predictable. Sadly, predictable.

He grabbed her effortlessly before she was even half-way out of the room. He guided her back to her chair, firmly.

"You can make this real easy... or real hard on yourself." he said, smiling as he sat opposite her again. "You'll have a good time." he insisted, "I can promise you it'll be better than your five-fingered hand-jive you were tryin' earlier." he smirked, jerking his head towards her bedroom, chuckling at her faint blush and gasp,

"Honey, I can smell pussy a mile off... and you're reeking of it." he grinned.

 

[Mistriss_Isis]

As he spoke she hardly listened. She hated that there was nothing in this kitchen to use as a weopen against this man. As she began to listen to him she felt her face flush deeply. "Listen just don't hurt me...and I don't know what your talking about..." she managed as she looked away from him.

"Please just go, I'm not worth all this, please...." she pleaded as she looked up at him biting her lip.

 

[flithymind]

"Please just go, I'm not worth all this, please...." she pleaded as she looked up at him biting her lip.

Mike smiled, "You're right - you're not... your old man will still owe me some, even once I'm done with you." he grinned.

"But don't play the innocent with me sweetheart - though I do like that... I might ask for a reprise later. We both know what you were doing when I arrived this morning - shirt all open, all red cheeked and your room reeks of cunt. You were fingers deep in your own pussy. I just hope I didn't interupt you before you finished, did I?" he chuckled,

"Who were you expecting? Boyfriend due by this morning is he? Or girlfriend maybe?" he smiled, leering at her.

 

[Mistriss_Isis]

Lilian felt the blush come unbidden to her cheeks. She let her head fall and shook it. "I don't know what you're talking about..." she tried to sound convincing but she wasn't sure it was working. She let her eyes travel up his body as she sighed.

"Fine, what do you want? A blow job?" she asked sitting back as she crossed her arms and legs infront of her with another sigh.

 

[flithymind]

Lilian felt the blush come unbidden to her cheeks. She let her head fall and shook it. "I don't know what you're talking about..." she tried to sound convincing but she wasn't sure it was working. She let her eyes travel up his body as she sighed.

"Fine, what do you want? A blow job?" she asked sitting back as she crossed her arms and legs infront of her with another sigh.

He smiled as he watched her move from denial to offering him a blow-job in two easy steps. God he loved younger women - SO easy to deal with. He grinned at her offer, standing and walking towards her, unzipping.

"Sure - that'd be a good start. And don't even think about being cute and biting or something sweet-heart... you don't wanna see me mad." he warned.