Indiana's Obamacare rates for 2015 all over the map

[RobDownSouth]

It sounds like Indiana was better off before Obama care, and I suspect when all is said and done, the nation will be better off without Obamacare.

You know, just once I'd like to put both you and Julybabby04 in a room with a mother who had sick kids who were previously "unisurable" under the old insurance system.

You two could stand up straight and tall, look this mother in the eye and tell this mother how America would be better off with her children dying in order to preserve your ideological purity.

 

[RobDownSouth]

Single payer? You must be joking. Obama passed on that, and it sure as hell isn't happening now that we have Obamacare. That ship has sailed.

He passed on Single Payer because he didn't have the votes on the Democratic side.

Make no mistake, though, we're on the road to Single Payer.

We'll get there sometime in my lifetime.

And the best part is, like gay marriage, there's not one motherfucking thing you chodes can do to stop it.

 

[toubab]

It sounds like Indiana was better off before Obama care, and I suspect when all is said and done, the nation will be better off without Obamacare.

I know a lot of people, including doctors, who think we were better off before, bad as things were, but that is irrelevant, at this point. We're stuck with Obamacare now, and it's going to be damn near impossible to get rid of it.

 

[Sean Renaud]

Single payer? You must be joking. Obama passed on that, and it sure as hell isn't happening now that we have Obamacare. That ship has sailed.

Obama passed on it because he's a thrice damned centrist and a coward to boot much of the time. I don't think it's happening anytime soon, maybe we'll revisit this in twenty or thirty years which should be within my life time.

But your right that ship has sailed, until it comes back we either dont' cry about the insurance companies or find some other way to hurt them.

 

[toubab]

He passed on Single Payer because he didn't have the votes on the Democratic side.

Make no mistake, though, we're on the road to Single Payer.

We'll get there sometime in my lifetime.

And the best part is, like gay marriage, there's not one motherfucking thing you chodes can do to stop it.

I think the fact he probably didn't have the votes on the Democratic side is only part of the reason he passed on it. He could have tried, but he didn't, and I'm just cynical enough to believe he was just being a typical politician. Follow the money.

You're nuts if you think we're going to get single payer now. That chance, slim as it was, was missed, and the fact people like you don't realize you got sold out is the reason things happened the way they did.

 

[toubab]

Obama passed on it because he's a thrice damned centrist and a coward to boot much of the time. I don't think it's happening anytime soon, maybe we'll revisit this in twenty or thirty years which should be within my life time.

But your right that ship has sailed, until it comes back we either dont' cry about the insurance companies or find some other way to hurt them.

It's going to be difficult to hurt the insurance companies. Especially now. But you're basically correct, except perhaps a little optimistic.

 

[feistyphoenix]

It sounds like Indiana was better off before Obama care, and I suspect when all is said and done, the nation will be better off without Obamacare.

We definitely were.


<<used to work for Anthem in Indiana.

 

[garbage can]

You know, just once I'd like to put both you and Julybabby04 in a room with a mother who had sick kids who were previously "unisurable" under the old insurance system.

You two could stand up straight and tall, look this mother in the eye and tell this mother how America would be better off with her children dying in order to preserve your ideological purity.

ER was always there, and it still is, always will be. They'll take care of the ill.

The gov't has acknowledged that the number of uninsured will remain the same.

$$$ like Indiana doesn't sound good for anyone in America.....'cept the insurance Co's

 

[toubab]

We definitely were.


<<used to work for Anthem in Indiana.

Most people who know anything about what's really going on agree with you, but it doesn't matter. Obamacare is the law.

 

[garbage can]

We definitely were.


<<used to work for Anthem in Indiana.

Is Anthem restructuring for Obamacare?

 

[feistyphoenix]

Most people who know anything about what's really going on agree with you, but it doesn't matter. Obamacare is the law.

They amended the Constitution to ban alcohol...how well did that work out?

Is Anthem restructuring for Obamacare?

It's been restructuring for years in preparation. Some of the pieces of the law went into effect several years ago already.

Just as a note, I read benefits packages for a living. I saw ALL kinds of plans, most had a family deductible of $1500 (didn't matter how big your family was, as long as it included more than one person). Now, the deductibles are as listed in the article. My ex has Anthem. Just to cover himself the deductible is 6k.

 

[garbage can]

He passed on Single Payer because he didn't have the votes on the Democratic side.Make no mistake, though, we're on the road to Single Payer.

We'll get there sometime in my lifetime.

And the best part is, like gay marriage, there's not one motherfucking thing you chodes can do to stop it.

He didn't have the approval of the American people.

 

[RobDownSouth]

ER was always there, and it still is, always will be. They'll take care of the ill.

We had a referendum on your dismissive "fuck the poor, if they're that sick let 'em go to the emergency room" back in 2012. Your dream did not prevail, obviously. America rejected that status quo.

The gov't has acknowledged that the number of uninsured will remain the same.

That's a function of population growth. The percentage of uninsured Americans, however, continues to drop. Nice try.

$$$ like Indiana doesn't sound good for anyone in America.....'cept the insurance Co's

You've singled out ONE company that wants higher premiums and fixated on that. Overall, premiums continue to rise, but arguably at a slower rate since the adoption of Obamacare.

 

[toubab]

They amended the Constitution to ban alcohol...how well did that work out?




It's been restructuring for years in preparation. Some of the pieces of the law went into effect several years ago already.

Just as a note, I read benefits packages for a living. I saw ALL kinds of plans, most had a family deductible of $1500 (didn't matter how big your family was, as long as it included more than one person). Now, the deductibles are as listed in the article. My ex has Anthem. Just to cover himself the deductible is 6k.

Do you really think we're likely to see the repeal of Obamacare the way we saw repeal of prohibition? If so, when?

Most people don't have a clue about things like deductbles, as I'm sure you know. They'll learn, but too late.

 

[toubab]

He didn't have the approval of the American people.

I disagree. Most people would have preferred single payer.

 

[toubab]

We had a referendum on your dismissive "fuck the poor, if they're that sick let 'em go to the emergency room" back in 2012. Your dream did not prevail, obviously. America rejected that status quo.


That's a function of population growth. The percentage of uninsured Americans, however, continues to drop. Nice try.


You've singled out ONE company that wants higher premiums and fixated on that. Overall, premiums continue to rise, but arguably at a slower rate since the adoption of Obamacare.

It's not one company. Most do. Across the country.

 

[Bry1313]

They amended the Constitution to ban alcohol...how well did that work out?




It's been restructuring for years in preparation. Some of the pieces of the law went into effect several years ago already.

Just as a note, I read benefits packages for a living. I saw ALL kinds of plans, most had a family deductible of $1500 (didn't matter how big your family was, as long as it included more than one person). Now, the deductibles are as listed in the article. My ex has Anthem. Just to cover himself the deductible is 6k.

Deductibles were growing at a geometric pace before the ACA was passed. High deductible plans weren't created by the ACA. They were created by insurance companies to lower risk for companies that self insure. They are intended to lower utilization by making the consumer bear the cost of their own health care.

 

[toubab]

Deductibles were growing at a geometric pace before the ACA was passed. High deductible plans weren't created by the ACA. They were created by insurance companies to lower risk for companies that self insure. They are intended to lower utilization by making the consumer bear the cost of their own health care.

Obamacare accelerated the increase in deductibles drastically.

 

[RobDownSouth]

It's not one company. Most do. Across the country.

Yeah, like I said earlier, there's this thing called a "free market". Premiums are going to rise as health care costs rise. Obamacare, in theory, should help slow that growth. It's not perfect, as you seem to delight in pointing out.

But...it's a quantum improvement over the old system overall.

 

[feistyphoenix]

Do you really think we're likely to see the repeal of Obamacare the way we saw repeal of prohibition? If so, when?

Most people don't have a clue about things like deductbles, as I'm sure you know. They'll learn, but too late.

One can only hope.

MY personal opinion is that we went about it all wrong to begin with. We don't need single payer, that would suck. We needed to keep privatization intact for preventative care.

 

[feistyphoenix]

Obamacare accelerated the increase in deductibles drastically.

It absolutely did.

Anthem had to create a whole new department just to deal with it. Thus, increasing cost.

 

[RobDownSouth]

Obamacare accelerated the increase in deductibles drastically.

How so?

 

[toubab]

One can only hope.

MY personal opinion is that we went about it all wrong to begin with. We don't need single payer, that would suck. We needed to keep privatization intact for preventative care.

Nothing wrong with hoping and wishing, but I know what I was taught by my parents about what you can do with hoping and wishing.

We could have had both single payer and private insurance, much as with Medicare and private supplemental insurance.

 

[Sean Renaud]

It's going to be difficult to hurt the insurance companies. Especially now. But you're basically correct, except perhaps a little optimistic.

Oh it's impossible. We are in a country bought and paid for by the rich. So returning to my original point of not giving a shit what the insurance company makes and focusing on making a better life for the average American sounds like a better use of our time.

ER was always there, and it still is, always will be. They'll take care of the ill.

The gov't has acknowledged that the number of uninsured will remain the same.

$$$ like Indiana doesn't sound good for anyone in America.....'cept the insurance Co's

The ER should not be there for anything shy of a bullet/knife/car accident or heart attack style shit. Not dying, and I mean dying NOW not some time in the future the ER should not be an option. The fact that it is should be a subject of great shame. But we don't feel shame. Mostly cus we're dumb.

He didn't have the approval of the American people.

The will of the people was largely immaterial at that point. I agree he didn't have it but if the Republicans weren't willing to use the Filibuster the decision would have, and should have, been made in 2008. Got both parts of Congress and the President? Green stamp anything and everything you want. But oh well it did not work out that way.

Do you really think we're likely to see the repeal of Obamacare the way we saw repeal of prohibition? If so, when?

Most people don't have a clue about things like deductbles, as I'm sure you know. They'll learn, but too late.

I doubt Obamacare gets repealed, because unlike Prohibition which saw a high spike in crime and lives lost Obamacare will ultimately save lives and help people.

I disagree. Most people would have preferred single payer.

I don't know if I buy that.

 

[feistyphoenix]

Obamacare accelerated the increase in deductibles drastically.

Except since it's government run it is highly inefficient, much moreso than a private company is. The government answers to no one, private companies answer a consumers needs. As much as people want to say the government is ruled by the people, that sentiment is laughable.


ETA: the government does answer to someone, and that is itself. Lobbyists, the political machine, profit, and greed.