How much are your healthcare premiums going up?

[MNGuy]

For my employer provided plans, about 5%.

But if I were on the state MNSure plans, my cheapest plan would be $520 a month, no subsidy, with $7,000 deductible. Most expensive plan would be $900 a month with $1,000 deductible. 20 plans to chose from.

Last year, my cheapest plan would be $280 a month, no subsidy, with $6,500 deductible. Most expensive plan would be $575 a month with no deductible. 55 plans to choose from.

Affordable.

 

[JohnnySavage]

Zero. I'm in a single-payer system like everyone should have.

 

[Adjudicator]

Mine are actually going down this year by 8.5%. It's a PPO plan with good coverage, $25 copay, and $1500 individual deductible.

 

[contrifan32]

Right, because its everyone else's health care costs that are going up... just not yours.

 

[trysail]

Obamacare Rates Will Be Approximately 22 Percent Higher For 2017 Policies (NPR)

October 25, 2016
Morning Edition
By Alison Kodjak

The new rates for the Affordable Care Act were released, and they show an average 22 percent increase. Analysts say how people react to the price hikes will determine if the law succeeds.
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[Hard_Rom]

Healthcare premiums?! What are those?

 

[Legatus]

Zero. I'm in a single-payer system like everyone should have.

Parasite

 

[Legatus]

I haven't received my letter yet this year, but since the ACA started, my premiums doubled from what they were in 2012

 

[chillywilly2]

Healthcare premiums?! What are those?

Those are what you give kathleen yearly....anywhere from zero to 750 depending on what you make for income...

 

[trysail]

Healthcare premiums?! What are those?

Here we have an example of a believer in perpetual motion, Santa Claus, the Easter Bunny and free lunches.



​

 

[1sickbastard]

Doesn't much matter for me. I don't use the insurance I have, so once the premiums cost more than the penalty for being uninsured, I'll cancel.

 

[1sickbastard]

Here we have an example of a believer in perpetual motion, Santa Claus, the Easter Bunny and free lunches.



​

Canucks know it's not a "free-lunch". That's why they pay taxes.



The difference is they pay some for mediocre cafeteria food, but we're paying top-dollar for being forced to eat at McDonald's.

But hey, at least we get to choose between a Big Mac and a McMuffin, right?

 

[Hard_Rom]

Works out that 300$ in taxes a month goes to my healthcare. Zero deductible, scripts and dentists not included. Quad bypass 10 years ago cost me zero out of pocket.

Not bad I can live with that.

 

[Hard_Rom]

Canucks know it's not a "free-lunch". That's why they pay taxes.



The difference is they pay some for mediocre cafeteria food, but we're paying top-dollar for being forced to eat at McDonald's.

But hey, at least we get to choose between a Big Mac and a McMuffin, right?

These days it's the ubiquitous Tim Horton's. Cafeteria's are long gone. At least in the three here in town.

 

[alphaduc]

Went up 60% last November; and, now bracing for a state approved 53% increase. This is so fucked up I can't believe it. Our deductible is $13K right now. I have no idea what we'll have next month.

 

[Disgustipated]

Went up 60% last November; and, now bracing for a state approved 53% increase. This is so fucked up I can't believe it. Our deductible is $13K right now. I have no idea what we'll have next month.

That seems legit.

 

[Christobal]

A government program costs way more than expected. Now that's a surprise. Really?

 

[Wings]

Mine went up 50% but I was barely paying anything before so this increase is not harming me. My employer also self-insures so the increase is understandable.

To the outrageous 13k deductible up there, and everyone else talking about their premium increases, do you take advantage of the subsidies?

Also, are you all on ACA? Or are you taking about your employer's insurance? Have you figured out that our insurance companies are taking huge advantage of this market and jacking their prices up because they can?

 

[Hard_Rom]

A government program costs way more than expected. Now that's a surprise. Really?

You have two choices. Government incompetency or capitalist greed driving up costs.

 

[Christobal]

Mine went up 50% but I was barely paying anything before so this increase is not harming me. My employer also self-insures so the increase is understandable.

To the outrageous 13k deductible up there, and everyone else talking about their premium increases, do you take advantage of the subsidies?

Also, are you all on ACA? Or are you taking about your employer's insurance? Have you figured out that our insurance companies are taking huge advantage of this market and jacking their prices up because they can?

Did you know you can be too poor to be eligible for subsides? You have to make at least $11.000 a year to qualify.

 

[Wings]

Did you know you can be too poor to be eligible for subsides? You have to make at least $11.000 a year to qualify.

And then Medicaid comes into play.

 

[Aphro]

Yeah, we pay for it in taxes, but boy, when you need it, it is good not to worry if you can afford to go to the doctor.

In the past 6 years, I am betting my mother has eaten through what would amount to $300,000 worth of tests, drugs, and hospitalizations. It's not perfect, but no system is. But I am grateful for it, every day. When she broke her hip in March the only cost to me out of pocket was a $75 ambulance ride.

 

[NeverEndingMe]

obama slaves need to stop being retards and get a fucking job

 

[coati]

My premiums stayed the same as last year, but I notice that premiums for the Obamacare exchanges in my state went up. Obama bent over backwards to accommodate the private insurance industry in his quest to cover the uninsured, but the insurance companies still want to roll back history to where they do not have to cover preexisting conditions and they can exploit individuals who are not part of a large employment group.

So here is how I see it. Obama gave the insurance companies their chance to deliver the product at a competitive rate. If the insurance companies choose not to take on the exchange market in good faith, screw them. In the states where the insurance companies are not going to be competitive (or even participate) in the exchanges, let them compete with a single payer option from now on. That should end this political maneuvering every time we have a major election.

 

[Disgustipated]

When my ex got sick, she was in a top rated facility for her condition for 4+ straight months. We figured the bills were close to $2 million- probably more.

We lol'd at the absurdity of that number and the fact that it's not a "real" number in the working person's world.