Home Insurance Questions

[His_kitty]

I've been working on a content list for my household stuff for the past hour and a half now.

I have to turn this in tomorrow and I'm curious if anyone knows how this works. How they depreciate the value of items. Should I list everything I can imagine that I know was in my home, even if I'm well over the limit of what it was insured for?

 

[Spinaroonie]

Take Value of stuff

Multiply by two.

Turn that in.

 

[His_kitty]

Take Value of stuff

Multiply by two.

Turn that in.

LMAO



I am already at least $8,000 over what I can get. I'm just paranoid they will look at my list and say no, no, no, no, no and bring me under the amount I should get.

 

[Nora]

hmm...

I wish I could remember exactly how the rule goes...but I have a memory of an 85% rule in homeowners' insurance. Lemme see if I can dig you up a link, ok?

 

[HeavyStick]

list everything.... guess on how much loose change was in your couch also.

 

[HeavyStick]

hmm...

I wish I could remember exactly how the rule goes...but I have a memory of an 85% rule in homeowners' insurance. Lemme see if I can dig you up a link, ok?

That depends on her state, her ins. company and policy ammendments.

 

[His_kitty]

list everything.... guess on how much loose change was in your couch also.

*sobs*


I'll never get to sleep tonight.



I should straighten my ass up and stop being such a procrastinator.

 

[Nora]

yeah, I agree.

Hk...one of the guys I work with does claims, but I'm afraid by tomorrow morning (when I could ask him) it would be too late.

It seems that in lieu of knowing for sure, list everything and call your agent about it in the morning before turning in the claim.

 

[HeavyStick]

I should straighten my ass up

cock tease

 

[His_kitty]

yeah, I agree.

Hk...one of the guys I work with does claims, but I'm afraid by tomorrow morning (when I could ask him) it would be too late.

It seems that in lieu of knowing for sure, list everything and call your agent about it in the morning before turning in the claim.

I didn't want to rush the claim, so that I could be sure that nothing was left to chance.

But the idiot ex has pushed and pushed for it and it was just easier to go along. So he's driving me up there tomorrow to hand it in - I think he wants to make sure that I actually do it.

I'll ask my agent when I get there to look it over.. see what he thinks and possibly add to what I have on it.

Thanks.

 

[His_kitty]

cock tease

Your point?






O

 

[Nora]

That should work for you. Besides, once you get the claim in the faster you get your cash. =)

If you're on in the morning before you leave, PM me and I'll ask the guy, ok?

 

[His_kitty]

That should work for you. Besides, once you get the claim in the faster you get your cash. =)

If you're on in the morning before you leave, PM me and I'll ask the guy, ok?

Okay I will. Thanks for everything Nora.

 

[HeavyStick]

But the idiot ex has pushed and pushed for it and it was just easier to go along. So he's driving me up there tomorrow to hand it in - I think he wants to make sure that I actually do it.

I think he wants "road head". I could be wrong though.


o

 

[Nora]

You're welcome, hon. Although I'm afraid in this case I wasn't much use.