Gary Johnson

[BotanyBoy]

The entire legal system from top to bottom.

Getting loans for housing.

General treatment by the media.

I think there is room for some change in the legal system but I don't think the whole thing needs to be redone.

I've never been denied a house note because I'm a Yi and not a Smith.

General treatment by the media? How so?

You simply don't see it because you are on the + side of things and think that this treatment is normal when it is not.

How can I be on the + side of things? I thought that was WHITE privilege??

How is a minority like me getting more white privilege than white people??

And a huge step would be getting people to universally acknowledge that it does exist.

Start by providing some examples.

 

[4est_4est_Gump]

Do you think "Taxation is theft!" would do it?

I thought this part was particularly interesting. -

7) What will be done on Day One? Telling voters exactly what you will do moments after being sworn in is candid, clear and concise. It tells voters in no uncertain terms whether you sympathize and empathize with their own hopes, dreams and fears. Undecideds want their eventual presidential hopeful to deliver meaningful change, not meaningless sound bites. The first presidential priority matters even more to swing voters than principle and policy matters to partisans.

****

What would Gary Johnson do right away? I've read or listened to some of his interviews every day since he secured the nomination Memorial Day weekend.
Among the things he has mentioned doing quickly-

*Auditing The Federal Reserve. He thinks that if it is to continue it would be strictly in the role of fighting inflation.

* De-listing marijuana as a Class I narcotic, as a majority of states and the District of Columbia have legalized it for medical and/or recreational use, and probably more will by referendum this fall. Not only is it the will of the people, it's a 10th Amendment issue.

* Stop the NSA from eavesdropping and reading e-mails without warrants. No more bulk collection.

* Not on the 1st day, but in the first 100 days, he will submit a balanced budget proposal. Not some 5-year or 10 year plan that supposedly balances the budget on the next guy's watch, but on his first budget.

He should announce that if elected, he would shut down the Department of (special) Education and dissolve the Fed allowing money and interest rates to seek their proper valuation.



That ought to get him on the Sunday shows...

 

[PeteHulbert37]

https://tse1.mm.bing.net/th?&id=OIP.M91020fe0ad4542cf8f8fa95fe38b817eo2&w=299&h=162&c=0&pid=1.9&rs=0&p=0&r=0

 

[Sean Renaud]

I think there is room for some change in the legal system but I don't think the whole thing needs to be redone.

I've never been denied a house note because I'm a Yi and not a Smith.

General treatment by the media? How so?



How can I be on the + side of things? I thought that was WHITE privilege??

How is a minority like me getting more white privilege than white people??



Start by providing some examples.

You have stated repeatedly that you are passing. Being passing gets you a good chunk of that good ole white privilege. Maybe not the full blown but some of that deals with having money to begin with. I didn't say more than white people, I was comparing you to me.

The media almost exclusively paints African Americans as thugs.

Again redlining still happens, and it takes at least a full generation to undo the damage after something like that stops anyhow.

https://tse1.mm.bing.net/th?&id=OIP.M91020fe0ad4542cf8f8fa95fe38b817eo2&w=299&h=162&c=0&pid=1.9&rs=0&p=0&r=0

You'd be magical.

 

[BotanyBoy]

You have stated repeatedly that you are passing.
Being passing gets you a good chunk of that good ole white privilege. Maybe not the full blown but some of that deals with having money to begin with. I didn't say more than white people, I was comparing you to me.

That wouldn't matter....Asians at large have more white privileged than white people.

I get MORE white privilege because I'm Asian, how is that possible when according to you as a minority I'm oppressed by white privilege?

Ever think it's more than JUST skin color??

The media almost exclusively paints African Americans as thugs.

Victims, not thugs.

The white male is the thug.

Again redlining still happens, and it takes at least a full generation to undo the damage after something like that stops anyhow.

I don't think it will EVER go away, all of the black people who never figure it out will ETERNALLY be victims.

You'd be magical.

Or just less blatantly corrupt and money scamming as all fuck excited to pimp America out to the highest bidders. I mean god forbid R/D ever turn that down

 

[patient1]

He should announce that if elected, he would shut down the Department of (special) Education and dissolve the Fed allowing money and interest rates to seek their proper valuation.



That ought to get him on the Sunday shows...

He frequently says that most people think that the Department of Education was established by George Washington rather than Jimmy Carter. Our world ranking has not improved since it's establishment. He explains how it absorbs money from every education dollar, and he would close it and return the money to the states. He says the Department of Commerce is a bastion of Croney Capitalism. HUD is on the chopping block, too.

 

[PeteHulbert37]

The Fed has it's hands involved directly in FAR to many areas.

 

[Sean Renaud]

That wouldn't matter....Asians at large have more white privileged than white people.

I get MORE white privilege because I'm Asian, how is that possible when according to you as a minority I'm oppressed by white privilege?

Ever think it's more than JUST skin color??



Victims, not thugs.

The white male is the thug.



I don't think it will EVER go away, all of the black people who never figure it out will ETERNALLY be victims.



Or just less blatantly corrupt and money scamming as all fuck excited to pimp America out to the highest bidders. I mean god forbid R/D ever turn that down

White males are literally incapable of being thugs. You've utterly lost your mind on this.

 

[BotanyBoy]

White males are literally incapable of being thugs. You've utterly lost your mind on this.

So BLM/SJW's/3rd wave feminist, most of the media and progressives at large are all raging against who then? Because the whole world isn't the O'Reilly Factor.

Last I checked cis white males were the fucking scourge and anyone saying otherwise is a white supremacist hater.....what rock are you living under? Have you not been to a UC campus in the past 5 years?

They certainly aren't lighting up any minorities or women as bad guys even when they are point blank WRONG as all fuck. When that happens excuses are made for them all day long and white male privilege once again remains the root of all evil.



And Asians, Jews (especially the females) get more white male privileged than white males under the tyranical rule of the white male patriarchy that's oppressing women and minorities......with Latino's QUICKLY closing in and in some areas already surpassing the white devil oppressor.

Explain that, and I'll accept that white male privileged is real.

Tell me how it's keeping non white males from success and I'll accept that it's a problem.

 

[Conager]

So BLM/SJW's/3rd wave feminist, most of the media and progressives at large are all raging against who then?

Last I checked cis white males were the fucking scourge and anyone saying otherwise is a white supremacist hater.....what rock are you living under? Have you not been to a UC campus in the past 5 years?

They certainly aren't lighting up any minorities or women as bad guys even when they are point blank WRONG as all fuck. When that happens excuses are made for them all day long and white male privilege once again remains the root of all evil.

You're delusional.

And Asians, Jews (especially the females) get more white male privileged than white people under the tyranical rule of the white male patriarchy that's oppressing women and minorities......with Latino's QUICKLY closing in and in some areas surpassing the white devil oppressor.

Explain that, and I'll accept that white male privileged is real.

Tell me how it's keeping non white males from success and I'll accept that it's a problem.

It's very simple really. By any objective measurement the black community has a serious failure to thrive problem.

Two opposing sets of racists that erroneously believe that correlation equals causation and see skin color as the only possible answer, take those perfectly valid statistics and use them to "prove" their point of view.

Those in the first group claim that such statistics prove that blacks are inherently inferior. The second group of racists use those very same statistics to claim that such inventions as institutional racism and that the backpack of white privilege exist.

There is a third group of softer bigots that take a more convoluted approach with those same statistics and argue that the black community fails to thrive because such a community for vague reasons experiences crime and poverty and the shackles of poverty prevent them from hitting any number of easily identifiable eject buttons.

They are all wrong. Each black person is an individual.

 

[Sean Renaud]

So BLM/SJW's/3rd wave feminist, most of the media and progressives at large are all raging against who then? Because the whole world isn't the O'Reilly Factor.

Last I checked cis white males were the fucking scourge and anyone saying otherwise is a white supremacist hater.....what rock are you living under? Have you not been to a UC campus in the past 5 years?

They certainly aren't lighting up any minorities or women as bad guys even when they are point blank WRONG as all fuck. When that happens excuses are made for them all day long and white male privilege once again remains the root of all evil.



And Asians, Jews (especially the females) get more white male privileged than white males under the tyranical rule of the white male patriarchy that's oppressing women and minorities......with Latino's QUICKLY closing in and in some areas already surpassing the white devil oppressor.

Explain that, and I'll accept that white male privileged is real.

Tell me how it's keeping non white males from success and I'll accept that it's a problem.

Being a white supremacist=/=thug. Sorry it simply doesn't. We don't speak of Capone and 50 cent the same way. One is a thug, the other isn't.

And your wild exaggerations make this a difficult conversation to have.

Jews do not get more privlieges, Asians we can debate if you like but that hasn't been my experience in most cases. Being a Jew should still be labeled an Extreme Sport in this country. We simply don't talk about it.

I know too much about Real Estate to know this happened four short years ago? And that's not the only case, and a lot of times these things are nearly impossible to prove.

And again it takes at minimum a full generation for these kinds of disadvantages to go away.

 

[Conager]

Being a white supremacist=/=thug. Sorry it simply doesn't. We don't speak of Capone and 50 cent the same way. One is a thug, the other isn't.

And your wild exaggerations make this a difficult conversation to have.

Jews do not get more privlieges, Asians we can debate if you like but that hasn't been my experience in most cases. Being a Jew should still be labeled an Extreme Sport in this country. We simply don't talk about it.

I know too much about Real Estate to know this happened four short years ago? And that's not the only case, and a lot of times these things are nearly impossible to prove.

And again it takes at minimum a full generation for these kinds of disadvantages to go away.

It didn't "happen," it was alleged by the vast resources of the Federal Government that you ignore as being very much in place and riding herd over the very appearance of impropriety.

Wells Fargo denies it, and I am quite sure has the data to back that up or the Feds would have buried instead of slapped them with this nuisance extortion.

Blacks have higher debt to invome ratios and the man didnt make them make those consumer choices.

They are more likely to have modest homes and low down payments, hence no jumbo / higher equity pricing.

All banks charge premiums under $100k, more under $50k, and most will not loan under 25k, because the cost to originate an $18k, $180k, or 1.8mil loan are more or less the same.

Can you parse statistics to try to show that as a group blacks paid slightly more than whites did? Possibly, if the control group of whites had larger loans than the blacks.

But let's assume, that you can show very specific loans that were the equal in every way and the black guy paid more than the white guy.

Why is it that the black guy didn't shop around to various lendors and find somebody that wouldn't screw them the way Wells Fargo allegedly did? Is it a lack of Education? Are blacks incapable of understanding interest rates and loan documents?

I don't think so. I think each and every person that got a loan got the best deal that they knew how to get from the kind of services that were available to them in their eact finacial situation. The services available in the black community aren't being done exclusively by whites. They're being done by other blacks as often as not.

If other blacks are screwing blacks that's really not a white privilege problem now is it? I'd bet a significant amount of money that the employees that interacted with blacks on behalf of Wells Fargo Bank were disproportionately black as opposed to the representation in the population as whole.

So, fratricide?

 

[BotanyBoy]

Being a white supremacist=/=thug. Sorry it simply doesn't. We don't speak of Capone and 50 cent the same way. One is a thug, the other isn't.

That's because 50cent is a poser pop star and not a thug. Ricky Freeway Ross however is a mother fuckin' G and he's very much seen as a gangster very reminiscent of Capone.

And your wild exaggerations make this a difficult conversation to have.

Jews do not get more privlieges, Asians we can debate if you like but that hasn't been my experience in most cases. Being a Jew should still be labeled an Extreme Sport in this country. We simply don't talk about it.

Yes they do.

Both are less likely to go to jail.
Both make more money.
Both have better health.
Both are better educated.

All the shit that is alleged white male privileged Asians/Jews and if trends continue soon Latinos will have more of than white people. At what point is it no longer white privilege?

I never said they don't face discrimination, everyone faces that shit for one reason or another.

I know too much about Real Estate to know this happened four short years ago? And that's not the only case, and a lot of times these things are nearly impossible to prove.

Because a lot of times it's total fucking bullshit.

That's just a maybe case of racism and they got caught and paid for it.

But is it really or is this just another SJW judge/jury out to stick it to the bankers?

Lot of poor black folks out there that are high risk...they should be charged more. White people get charged more when they are poor/have shit credit.

Probably more white people that can't get a 200 dollar gas card than their are black people.

And again it takes at minimum a full generation for these kinds of disadvantages to go away.

What disadvantage?

What is keeping minorities down?

What exactly is it that white males are doing that is preventing minorities and women from being successful?

 

[Sean Renaud]

Poverty is generational. That's how it works. If you don't understand that I cannot explain it to you.

 

[Conager]

don't even get me started on that bullshit about reverse red line. That is a absolute crock. I was there I, I saw whar happwhar. Freddy and Fannie Mae absolutely demanded that every Bank increase minority lending and the only way that was ever going to happen is if they stteered minorities away from FHA loans which actually were the correct a vehicle for people in their financial situation generally speaking and into a brand new class of conventional no money down loans that used to be 5% down, minimum. When that still didn't work because there is no way that the average black was going to qualify for a no money down conventional loan based on their debt to income ratios the debt to income ratios were modified by Fannie and Freddie. No one else.

there's absolutely no such thing as similar credit profiles. If you were to say that based on FICO scores alone maybe just maybe that might be believable but to suggest that one guy's credit situation is the same as another guy's credit situation when it absolutely isn't his bullshit. How much credit does he have availabl? how much exactly it does he have charged up on each of those cards? how long have they been open all of these things matter. if two credit profiles both have 3 late payments when and how did those occur. Were the three recent ones all at the same time were the three cards that each went late one at a time a year apart there's a huge difference between those two statements.

And again assuming that the most likely, black loan officer at Wells Fargo Bank simply recognized an ignorant consumer who was black and cheated him how is that white privilege?

Do you honestly believe that, with what you personally know about real estate that anybody black white hispanic or Asian would be able to simply fuck you over in a loan transaction because you're black and that you have zero power over that happening?

What is barrier to success that prevents any black person considering buying a home obtaining the information that you have as to what such a thing should cost? It is required by federal law to pass out little pamphlets with each of those loans
Did none of these black guys read them?

 

[Conager]

Poverty is generational. That's how it works. If you don't understand that I cannot explain it to you.

Oh no I am with you 100% on that. Poverty is both an inherited and a learned trait. So is making good financial decisions.

I was toweling of my car after paying $3 in an automated car wash because I need to wash it everyday and I'm simply not going to pay for hand washing every day because I can't afford it. Dude walks over from the bus stop and tries to fucking panhandle me wearing FUBU and Air Jordans the guy was wearing more on his body then I made that week.

We came very close to a fist fight. I told him do you have any idea in the course of my day how many panhandlers I run across if I gave each of them $1 I would literally make zero for the day? He tells me, whoa, whoa, you don't need to disrespect me. He disrespects himself and he deserves whatever loser lifestyle he leads.

 

[Sean Renaud]

Not everybody has a father in Real Estate who taught them enough that they would be able to accurately discern if they were being fucked or not. And it's entirely possible you COULD fuck me because I'm not an expert in the matter nor have I ever claimed such a status.

But we know this did and does happen. Bot brought up criminal justice, he left out how whites without criminal records=black without them in the hiring process.

The idea that institutionalized racism is a myth made up by blacks is frankly insulting.

 

[BotanyBoy]

Poverty is generational. That's how it works. If you don't understand that I cannot explain it to you.

Generational mostly yes, but not racial.

Poor parents teach their kids how to be poor.

They hold themselves down, it's not the evil white boogie man out to oppress minorities and women.

 

[Conager]

and you don't think that the entire concept behind White Privilege is even more insulting?

 

[BotanyBoy]

and you don't think that the entire concept behind White Privilege is even more insulting?

White people deserve it, they are the root of all evil in the world and the worst thing to ever happen to mankind.

Now say it or you're a bigot.

 

[Conager]

and you keep saying that we know this did and does happen when what we know is Wells Fargo Bank settled a nuisance lawsuit. That 175 million dollars is a drop in the bucket with how much Fannie and Freddie threatened them with if they didn't make those minority loans. They needed those loans not for the revenue but because Fannie and Freddie were going to absolutely cut them off from funneling any loans it would have put Wells Fargo out of business at Wells Fargo didn't beat the bushes and find some blacks and Hispanics to make loans to.

They didn't give a fuck how much money they made on those loans, when you consider the cost of underwriting of all of those programs to try to get more minorities loans I'm sure they actually lost money on that portion of the program. they had to get a certain number of minorities or they would be denied a secondary market for their loans which would put them ( and all of the other big lenders) completely out of business.

Those zero down loans (which no Bank used to do and even FHA Loans were a minimum 3% down loan) were exactly what caused the bubble because a bunch of people that had no business owning homes (Black White and Hispanic) were suddenly able to enter the loan Market which in which the executives at Fannie and Freddie enriched home builders construction guys tile layers construction material manufacturers Realtors appraisers mortgage brokers and ultimately caused the entire crash when that house of cards inevitably came tumbling down there's a reason that Banks didn't use to loan money with no money down if you don't have any skin in the game you don't care if you walk away from the house.

We crashed our entire economy and frankly the world economy simply so we can put more black folks in homes. That doesn't sound like institutional racism to me. Once we had all these programs to get more black folks into homes, obviously all the poor, unqualified whites took advantage of the very same programs. If we just simply admitted what it was it was a giveaway to blacks and Hispanics and made it to where these programs only existed for blacks and Hispanics and then when blacks and Hispanics inevitably defaulted on those homes not because they were Black Or Hispanic but because they didn't qualify. The entire experiment would be seen for what it was.

 

[Conager]

White people deserve it, they are the root of all evil in the world and the worst thing to ever happen to mankind.

Now say it or you're a bigot.

The whole thing is like fucking opposites day. Like the Civil Rights Act never happened like there aren't huge bureaucracy in the federal government just to make sure all the things that he's afraid might happen don't happen.

Crashing our entire fucking economy hurt white people plenty and was done specifically if you want to call it as reparations towards black people who then didn't take that opportunity and become responsible homeowners they lost their homes along with poor white trash.

In the entire background ot the idea that there are opportunities in this country for some and not for others which is of course bullshit, when it comes to absolute charity the very people that believe this bullshit are demonstrably less charitable. They give less actual cash out of their pocket and they give less of their time to help the unfortunate if they were helping the unfortunate they would end up helping black people but they don't. Instead they talk about how white people need to help black people more while they themselves aren't helping anyone black or white.

You can see where the angry white male comes from. It wouldn't take much for somebody a little less bright a little less nuanced to take this constant assault on their skin color a little personally.

 

[Sean Renaud]

and you keep saying that we know this did and does happen when what we know is Wells Fargo Bank settled a nuisance lawsuit. That 175 million dollars is a drop in the bucket with how much Fannie and Freddie threatened them with if they didn't make those minority loans. They needed those loans not for the revenue but because Fannie and Freddie were going to absolutely cut them off from funneling any loans it would have put Wells Fargo out of business at Wells Fargo didn't beat the bushes and find some blacks and Hispanics to make loans to.

They didn't give a fuck how much money they made on those loans, when you consider the cost of underwriting of all of those programs to try to get more minorities loans I'm sure they actually lost money on that portion of the program. they had to get a certain number of minorities or they would be denied a secondary market for their loans which would put them ( and all of the other big lenders) completely out of business.

Those zero down loans (which no Bank used to do and even FHA Loans were a minimum 3% down loan) were exactly what caused the bubble because a bunch of people that had no business owning homes (Black White and Hispanic) were suddenly able to enter the loan Market which in which the executives at Fannie and Freddie enriched home builders construction guys tile layers construction material manufacturers Realtors appraisers mortgage brokers and ultimately caused the entire crash when that house of cards inevitably came tumbling down there's a reason that Banks didn't use to loan money with no money down if you don't have any skin in the game you don't care if you walk away from the house.

We crashed our entire economy and frankly the world economy simply so we can put more black folks in homes. That doesn't sound like institutional racism to me. Once we had all these programs to get more black folks into homes, obviously all the poor, unqualified whites took advantage of the very same programs. If we just simply admitted what it was it was a giveaway to blacks and Hispanics and made it to where these programs only existed for blacks and Hispanics and then when blacks and Hispanics inevitably defaulted on those homes not because they were Black Or Hispanic but because they didn't qualify. The entire experiment would be seen for what it was.

To date nobody has produced credible evidence that the banks were in anyway forced to make loans at all. Only that they had to judge people based on their income and not their credit.

 

[BotanyBoy]

You can see where the angry white male comes from.

Yes, his hatred.

His hatred of women and people of color.

The white male is the most evil virus to ever curse the face of the planet.

Only that they had to judge people based on their income and not their credit.

I'm kind curious what moron actually birthed that idea.

 

[PeteHulbert37]

Not everybody has a father in Real Estate who taught them enough that they would be able to accurately discern if they were being fucked or not. And it's entirely possible you COULD fuck me because I'm not an expert in the matter nor have I ever claimed such a status.

But we know this did and does happen. Bot brought up criminal justice, he left out how whites without criminal records=black without them in the hiring process.

The idea that institutionalized racism is a myth made up by blacks is frankly insulting.

It's good to see you get your ass handed to you.