Haha, yes! Many times in my life. I've been caught by boyfriends, flatmates (roommates), friends and by my husband loads of times. I'm just careless, it seems.
The worst ones are times caught by friends. When I've been caught by boyfriends or my husband it's usually just a laugh, they'll let me finish (which I *love*) or it leads to sex. Being caught by friends can be *awful*. With male friends I'd usually say "So I was having a wank - what of it!" and put it back on them. Female friends I'd have a bit more explaining to do. I'm a literal person, so things need explanation or justification in my little world, so I'd try to explain my way out of just needing a fiddle.
When I was a student I shared a grubby little flat with a female friend. We'd watch Lady Chatterly's Lover, because Sean Bean, and we ended up both having a little touch whle we watched. Careful wardrobe planning (baggy jogging bottoms, loose teeshirt, no bra) and a strategic cushion can go a long way. At some point we stopped hiding it and would just have a rub and we often masturbated together watching it.
About the same time I'd go surfing in the summer with a group of male friends. There was never anything sexual between us - at last we never had sex - but the last year we went ('01) two of us stayed in a small tent for a couple of weeks after the others had gone home. We had a rule that we could ask the other for 'private time' and we'd get the tent for half an hour. It didn't work for long, as we both just masturbated when we thought the other was asleep. We ended up both pretending to be asleep and waiting for the other to start having a play. I can't talk for him, but I was certainly hoping he was awake when I had a fiddle.
I'd love for my wife to RP this with me. But we tried the masturbation thing early in our marriage and it was too awkward for her, and she doesn't seem receptive to revisiting the thought.
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I hear a noise in the bedroom where my wife is sleeping. I work nights, so I'm up writing or watching TV.
I open the door quietly to see what the matter was, and find my wife masturbating slowly with her vibrator. She makes quiet little moans. Her bedside table is on and I can see everything. I stand there enraptured by the sight of her squeezing her big tits, as the dildo slides in and out. After a few minutes she looks over and our eyes meet. She smiles lustily at me as she begins fucking herself faster and faster until she cums, squirting all over the sheet, her body writhing on the bed. I watch her magnificent breasts surge as her hips flex repeatedly. She grunts and moans quietly, our eyes still locked. Afterward, she blows me a kiss, turns out the light, and rolls over.
This would be a bucket list encounter for me. I'm still hoping I can talk her into it.
I was home from service and living with mother
I was going at it hard one day thinking of a man when my mother walked in. I was no where near my climax but when I saw her looking at me standing naked with my little penis so hard and stiff I jumped and my cum started spraying non-stop. She told me to stay there, went and returned with a wet rag and towel. She wiped the floor then came to me and softy cleaned me now limp penis