Bitcoin is crashing

[FemaleMasochist_TWOB]

People are blinded by the surface of the crypto market, ignoring the fundamental reality: Bitcoin is symbiotically dependent on the stability of the US dollar. Until the dollar actually collapses, BTC will remain exactly what it is—a high-beta vehicle for America's ultra-rich to offshore and liquidate their wealth.
The real danger isn't in crypto itself; it's in the catastrophic liquidity crisis brewing in the plumbing of the US economy that fuels it. We are already seeing the canary in the coal mine: top asset managers restricting redemptions on tens of billions in illiquid assets. Wall Street has poured trillions into the AI sector—a massive CAPEX black hole with dangerously low actual ROI. Combine a bursting tech bubble with the threat of oil spikes from Middle East conflicts, and inflation will resurge. The Fed will be trapped: unable to cut rates, leading to a complete freeze in the credit markets.
Make no mistake: when this liquidity completely dries up, heavily leveraged corporations will default en masse, triggering a non-discriminatory fire sale of all assets. In this scenario, Bitcoin will not be a safe haven; it will be the first asset sacrificed on the altar of cash. If Bitcoin ever truly crashes to zero, it means the American economic engine is already dead on the side of the road

 

[TastySuckToy]

On March 26, 2026, Fannie Mae announced it will begin purchasing **crypto-backed conforming mortgages** originated by Better Home & Finance in partnership with Coinbase. Borrowers can now pledge **Bitcoin** or **USDC** (held in a Coinbase account) as collateral for a separate loan that funds the cash down payment on a standard Fannie Mae-eligible mortgage. The primary home loan remains a conventional conforming mortgage with the same underwriting standards, rates, and protections as any other. The crypto stays locked in custody (no trading allowed) and is heavily over-collateralized—roughly 250% for Bitcoin and 125% for USDC—to buffer volatility. No forced sale of assets means borrowers avoid immediate capital gains taxes while retaining upside exposure.

This is a **significant step** for Bitcoin's integration into traditional finance. Fannie Mae, which underpins trillions in U.S. mortgages and helps set standards for the housing market, is effectively treating verified crypto holdings on a regulated platform as legitimate collateral for one of America's largest asset classes—homeownership. It directly counters "fad or scam" dismissals by demonstrating real utility: crypto-rich but cash-poor buyers (especially younger generations) can leverage digital assets for practical financial goals without liquidating them. While risks remain—dual-loan complexity, Bitcoin's volatility, and limited initial rollout—this move normalizes Bitcoin as a serious, verifiable financial tool in mainstream lending. It's pragmatic innovation that links on-chain wealth to the real economy.

So much for the claim Bitcoin is just a fad, scam or not possesing real value.

You can now start buying homes with it.

 

[73Seahawks]

Another 2008-esque economic crash?

 

[SebastianHolt]

Another 2008-esque economic crash?

Oh, the good ole days ... of 2008!!!

 

[RoryN]

Oh, the good ole days ... of 2008!!! A contact at one of the banks that works with me called me up and said they had 300 homes that were underwater, where the homeowners had just left. That was one hell of a deal and a couple of sleepless nights

Your commitment to the "I have lots of money and business acumen" bit is impressive.

You need a better writer, though. You're not convincing in the least.

 

[SebastianHolt]

Do people still believe that you can hide money from the government in Bitcoin?

 

[TastySuckToy]

Do people still believe that you can hide money from the government in Bitcoin?

One of the core points of Bitcoin is that it is an open ledger of transactions. It's not meant to 'hide' money from anyone.

 

[MajorRewrite]

Bitcoin down 45.33% over the last 6 months.

 

[SebastianHolt]

Bitcoin down 45.33% over the last 6 months.

never trusted Bitcoin, never purchased any and never invested in any bitcoin technology/firms

 

[Chernosoth]

On March 26, 2026, Fannie Mae announced it will begin purchasing **crypto-backed conforming mortgages** originated by Better Home & Finance in partnership with Coinbase. Borrowers can now pledge **Bitcoin** or **USDC** (held in a Coinbase account) as collateral for a separate loan that funds the cash down payment on a standard Fannie Mae-eligible mortgage. The primary home loan remains a conventional conforming mortgage with the same underwriting standards, rates, and protections as any other. The crypto stays locked in custody (no trading allowed) and is heavily over-collateralized—roughly 250% for Bitcoin and 125% for USDC—to buffer volatility. No forced sale of assets means borrowers avoid immediate capital gains taxes while retaining upside exposure.

This is a **significant step** for Bitcoin's integration into traditional finance. Fannie Mae, which underpins trillions in U.S. mortgages and helps set standards for the housing market, is effectively treating verified crypto holdings on a regulated platform as legitimate collateral for one of America's largest asset classes—homeownership. It directly counters "fad or scam" dismissals by demonstrating real utility: crypto-rich but cash-poor buyers (especially younger generations) can leverage digital assets for practical financial goals without liquidating them. While risks remain—dual-loan complexity, Bitcoin's volatility, and limited initial rollout—this move normalizes Bitcoin as a serious, verifiable financial tool in mainstream lending. It's pragmatic innovation that links on-chain wealth to the real economy.

So much for the claim Bitcoin is just a fad, scam or not possesing real value.

You can now start buying homes with it.

That's a scam with big sharp teeth. The crash will take a big bite.

I remember seeing many for sale signs 18 years ago. I'm looking around and wondering who won't be here next year.