Roxanne Appleby
Masterpiece
- Joined
- Aug 21, 2005
- Posts
- 11,231
Norajane, the answer is in several parts.Norajane said:Why would this plan would work, since things like Social Security and Medicare were created to fill a need that existed when things were left to individuals?
Presumably, before SS and Medicare deductions started draining everyone's paychecks, that $10k per year never left the pockets of the earners as it wasn't collected. So, what happened to that money? People spent it on living costs, and not in saving for retirement and the health care costs of retirement. If the gov first takes the $10k and then gives it back without any safety nets left, we're going back to how things were without the safety nets. Why would it be any different just because you 'market' it differently?
You're cutting out the safety net, and giving people money doesn't mean the community will do a damn thing about those in need.
First, we are hugely more wealthy than we were when social security, or even Medicare were launched: "The place to start is a blindingly obvious economic reality that no one seems to notice: This country is awash in money. America is so wealthy that enabling everyone to have a decent standard of living is easy."
Second, you mention "safety nets," but we have discovered they come with a price: "Institutions and individuals alike thrive to the extent that they have important jobs to do and know that the responsibility to do them is on their heads. For decades, the welfare state has said to us, 'We'll take care of that.' As a result, we have watched some of our sources of life's most important satisfactions lose vitality. At the same time, we have learned how incompetent--how helpless--government is when 'taking care of that' means dealing with complex human needs. The solution is not to tinker with the welfare state. The solution is to put responsibility for our lives back in our hands--ours as individuals, ours as families, and ours as communities."
Third, a number of people here have expressed skepticism that even knowing that WE are now the safety net, and having been given the resources to make it work, most people would just pocket all the money, shrug, and step over the bodies that would appear in their communities when the safety net was gone. I contend that most people would not do this, but would practice virtue in the Aristotelian sense of living "the good life" that requires honesty, compassion and generosity. Tom Wolfe wrote a description of the middle class that I think is accurate and explains why I believe this:
"The truth is that there is a common bond among all cultures, among all peoples in this world ... at least among those who have reached the level of the wheel, the shoe, and the toothbrush. And that common bond is that much-maligned class known as the bourgeoisie - the middle class. These people are to be found all over the world, in every continent, every nation, every society, every culture, everywhere you find the wheel, the shoe, and the toothbrush; and wherever they are, all of them believe in the same things. And what are those things? Peace, order, education, hard work, initiative, enterprise, creativity, cooperation, looking out for one another, looking out for the future of children, patriotism, fair play, and honesty. How much more do you want from the human beast? How much more can you possibly expect?"
That describes most of America. Murray's plan makes these people the safety net. They don't want to step over bodies and live in broken communities. Given the resources and the responsibility I think they are better able to deal with social problems than the welfare state.