mercury14
Pragmatic Metaphysician
- Joined
- Jul 8, 2009
- Posts
- 22,158
Isn't the exchanges a place where you buy individual plans?
Nope, they're a place where you join a state-wide group. The risk pool is 100,000 instead of 1.
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Isn't the exchanges a place where you buy individual plans?
I have been buying my own insurance for years. I found out this morning my premium will go down by about half under the Affordable Care Act. Aptly named plan I'd say. Thanks.
Details please.
lower cost?
non existent care
WHO COULD HAVE SEEN THIS COMING? Turns Out Obamacare Is Going to Limit Your Choices. “Prices on the insurance exchanges that will make their debut on Oct. 1 will, by broad consensus, mostly be higher than you were paying before,* but lower than some studies had projected. And why is it lower? The answer, it appears, is that state and federal regulators have been pushing insurers to hold the cost down. In some cases, insurers have simply pulled out of the market, as Aetna did when Maryland asked it to lower prices by 29 percent. In other cases, such as Kaiser Permanente in California, the companies have gone ahead offering high priced insurance that few people seem likely to buy. But it’s been clear for a while that most of the insurers who stayed on the exchanges, at least in states with aggressive pricing policies, have been keeping their costs down by restricting the number of authorized providers in the policies they offer on the exchange.”
I'm at about $700/mo. now. Silver plan will be around $300, but I'll go for gold. That includes a subsidy as I don't work and live on mostly investment income and savings.
I'd go for gold too. Platinum seems dumb unless you're pretty sick.
How much is Bronze for you?
I'd guess about $175.
76 plans to choose from in Texas, so much for Vette's narrative that there weren't enough plans. Reality crushes conservativism yet again!
UNAFFORDABLE GET OUT OF THE CITY!
lower cost?
non existent care
WHO COULD HAVE SEEN THIS COMING? Turns Out Obamacare Is Going to Limit Your Choices. “Prices on the insurance exchanges that will make their debut on Oct. 1 will, by broad consensus, mostly be higher than you were paying before,* but lower than some studies had projected. And why is it lower? The answer, it appears, is that state and federal regulators have been pushing insurers to hold the cost down. In some cases, insurers have simply pulled out of the market, as Aetna did when Maryland asked it to lower prices by 29 percent. In other cases, such as Kaiser Permanente in California, the companies have gone ahead offering high priced insurance that few people seem likely to buy. But it’s been clear for a while that most of the insurers who stayed on the exchanges, at least in states with aggressive pricing policies, have been keeping their costs down by restricting the number of authorized providers in the policies they offer on the exchange.”
More welfare....andre is a slacker and on welfare
More welfare....andre is a slacker and on welfare
I have a rabidly anti-obamacare cousin whose husband is an entrepreneur and they're buying an expensive individual plan. She said that Obamacare exchanges would be unaffordable for her so she's sticking with her catastrophic individual plan... that she recently had a baby on and had to pay so much out of pocket for that she refuses to tell me how much it was.
Using the Kaiser subsidy calculator I showed her that a silver plan would be $98 per month and a bronze would be $0. How would it be zero dollars? Subsidy amounts are base on the math of a silver plan so low-premium bronze plan premiums can actually be less than the subsidy amount, leading to a negative premium payment (rounded up to $0).
Didn't change her mind though. Zero dollars was still too much.
I have a cousin that won the lottery...it was 666a billion dollars....
Merc, thanks for the flash fiction
Ah yes. Quite. My mistake.Nope, they're a place where you join a state-wide group. The risk pool is 100,000 instead of 1.
My cousin and her family make a little under 29k per year with no employer-provided insurance. Think that's some kind of exotic scenario that never happens?
Ah yes. Quite. My mistake.
Tennessee: Obamacare will triple men's premiums, double women's
BY PAUL BEDARD | SEPTEMBER 25, 2013 AT 12:07 PM
And if useless $41 mini-meds and catastrophic plans were comparable to actual insurance you'd have a point. By the way, 27 year olds can have catastrophic plans under the ACA as well. Why are you comparing catastrophic to Bronze instead of catastrophic to catastrophic?
And just for the record you're reduced to bitching about $119 per month insurance. You've come a long way baby.