What happened to all of the doom and gloom economic threads?

[unregistered]

 

[LadyVer]

Stands for right wing circle jerk. The libs like to make sure they show up to catch. Present company excluded of course.

Are you flirting with me again, Vette?

 

[unregistered]

 

[LadyVer]

Nope, just didn't want you to ruin your blue dress.

I don't own a blue dress, Mr. V, but thanks for the thought.

 

[Adre]

It gets pretty messy when they all show up, whining and groaning about liberals and Obama. They're pretty cranky since they realize they may not have the Oval Office for decades

 

[LadyVer]

It gets pretty messy when they all show up, whining and groaning about liberals and Obama. They're pretty cranky since they realize they may not have the Oval Office for decades

A, you may be on to something.

 

[Busybody]

No MENS health issues?

Obamacare is coming to town…
Obamacare is coming to town…
posted at 4:01 pm on December 15, 2012 by Jazz Shaw

The new year is almost upon us and change is coming. Oh boy, is it coming. Today I wanted to share with you a bit of first hand evidence of some of the real world effects your government has in store for you. This week I had the opportunity to stop by with friends at a local, small business (less than 40 employees) and sit in on a presentation being given by their insurance provider regarding changes to the employer provided program. (The provider in question also offers programs for private contractors and individuals which was of interest to me.) It was eye opening to say the least.

One of the first things I learned was that some of the employees were bracing for a big hit in terms of their costs. Single person coverage hadn’t changed very much – around $50 each two week pay period – and seemed fairly reasonably priced to me. But the employee plus spouse plan (2 people) had shot up more than 30% and was well over $150 per payday. The full family plan which covers children had taken an even bigger hit and was going to be costing almost $290 per paycheck. One woman who works in the computer graphics section was wandering around afterwards looking stunned, saying to three people in a row, “That’s half of my paycheck. That’s half of my paycheck. What am I going to do?”

There were other changes to the cost structure, with co-pays, deductibles and maximum out of pocket expenses being altered. None of these new price plans seemed to be very popular.

The presentation given by a young man from the insurance group was equally eye opening. Right off the bat he made reference to Obamacare. (And for the record, yes… he said “Obamacare” and not “The Affordable Care Act.”) He spoke of “some great things” it had mandated already, such as allowing children to stay on their parent’s policies longer. (Yes… he used the word “mandate” about half a dozen times during the presentation.) But after “the good stuff” he went on to professionally explain that other mandates involved providing a number of new bits of coverage at no cost, which affected the total cost of the plan to the employer. He handed out some useful flyers with the specifics. Most of them were, as he described it, in the area of women’s health issues. They include:

- Well-woman visits
- Gestational diabetes screening
- Sexually transmitted infection counseling
- FDA-approved contraception methods and counseling
- Human papillomavirus (HPV) DNA testing (age 30 and over)
- HIV screening / counseling
- Domestic violence screening
- Breastfeeding support and supplies

The rep seemed to be well aware of how these rising costs would affect people and was prepared with a handy tip sheet on how savvy health care shoppers could reduce their costs. It would almost be funny if it wasn’t so real. (And I would like to stress the fact that noneof this is my usual snark. These are real items on the company’s tip sheet.) Included on the list:

“When your Dr. prescribes a drug, ask if a cheaper alternative is available.”

“As you may know from your everyday shopping, it’s cheaper to buy in bulk…”

“Prescribing half as many high strength pills and splitting them to achieve the desired dosage can reduce the cost of some medications by 50%.”

“Drug companies give thousands of samples to doctors every year. Your doctor may be able to provide you with weeks’ worth of the medication at no charge.”

“Look into a discount card, either through a drugstore chain or national plan.”

So apparently this is the future of your health care under the “affordable” health care act. Be sure to look into those discount cards, kids. And by the way… did you know that many of the drugs your vet gives you for your dog are almost the same as the ones for humans? Savings SCORE!


The new year is almost upon us and change is coming. Oh boy, is it coming. Today I wanted to share with you a bit of first hand evidence of some of the real world effects your government has in store for you. This week I had the opportunity to stop by with friends at a local, small business (less than 40 employees) and sit in on a presentation being given by their insurance provider regarding changes to the employer provided program. (The provider in question also offers programs for private contractors and individuals which was of interest to me.) It was eye opening to say the least.

One of the first things I learned was that some of the employees were bracing for a big hit in terms of their costs. Single person coverage hadn’t changed very much – around $50 each two week pay period – and seemed fairly reasonably priced to me. But the employee plus spouse plan (2 people) had shot up more than 30% and was well over $150 per payday. The full family plan which covers children had taken an even bigger hit and was going to be costing almost $290 per paycheck. One woman who works in the computer graphics section was wandering around afterwards looking stunned, saying to three people in a row, “That’s half of my paycheck. That’s half of my paycheck. What am I going to do?”

There were other changes to the cost structure, with co-pays, deductibles and maximum out of pocket expenses being altered. None of these new price plans seemed to be very popular.

The presentation given by a young man from the insurance group was equally eye opening. Right off the bat he made reference to Obamacare. (And for the record, yes… he said “Obamacare” and not “The Affordable Care Act.”) He spoke of “some great things” it had mandated already, such as allowing children to stay on their parent’s policies longer. (Yes… he used the word “mandate” about half a dozen times during the presentation.) But after “the good stuff” he went on to professionally explain that other mandates involved providing a number of new bits of coverage at no cost, which affected the total cost of the plan to the employer. He handed out some useful flyers with the specifics. Most of them were, as he described it, in the area of women’s health issues. They include:

- Well-woman visits
- Gestational diabetes screening
- Sexually transmitted infection counseling
- FDA-approved contraception methods and counseling
- Human papillomavirus (HPV) DNA testing (age 30 and over)
- HIV screening / counseling
- Domestic violence screening
- Breastfeeding support and supplies

The rep seemed to be well aware of how these rising costs would affect people and was prepared with a handy tip sheet on how savvy health care shoppers could reduce their costs. It would almost be funny if it wasn’t so real. (And I would like to stress the fact that noneof this is my usual snark. These are real items on the company’s tip sheet.) Included on the list:

“When your Dr. prescribes a drug, ask if a cheaper alternative is available.”

“As you may know from your everyday shopping, it’s cheaper to buy in bulk…”

“Prescribing half as many high strength pills and splitting them to achieve the desired dosage can reduce the cost of some medications by 50%.”

“Drug companies give thousands of samples to doctors every year. Your doctor may be able to provide you with weeks’ worth of the medication at no charge.”

“Look into a discount card, either through a drugstore chain or national plan.”

So apparently this is the future of your health care under the “affordable” health care act. Be sure to look into those discount cards, kids. And by the way… did you know that many of the drugs your vet gives you for your dog are almost the same as the ones for humans? Savings SCORE!

 

[mercury14]

Page 27 of the Republican Pledge to America

Ensure Access for Patients with Pre-Existing Conditions
Health care should be accessible for all,regardless of pre-existing conditions or past illnesses. We will expand state high-risk pools, reinsurance programs and reduce the cost of coverage. We will make it illegal for an insurance company to deny coverage to someone with prior coverage on the basis of a pre-existing condition, eliminate annual and lifetime spending caps, and prevent insurers from dropping your coverage just because you get sick. We will incentivize states to develop innovative programs that lower premiums and reduce the number of uninsured Americans

Now the Republican party is attacking Obamacare for doing the very thing Republicans themselves promised to do. Rarely is hypocrisy so blatant and abhorrent.

 

[JohnnySavage]

...
The rep seemed to be well aware of how these rising costs would affect people and was prepared with a handy tip sheet on how savvy health care shoppers could reduce their costs. It would almost be funny if it wasn’t so real. (And I would like to stress the fact that noneof this is my usual snark. These are real items on the company’s tip sheet.) Included on the list:

“When your Dr. prescribes a drug, ask if a cheaper alternative is available.”

“As you may know from your everyday shopping, it’s cheaper to buy in bulk…”

“Prescribing half as many high strength pills and splitting them to achieve the desired dosage can reduce the cost of some medications by 50%.”

“Drug companies give thousands of samples to doctors every year. Your doctor may be able to provide you with weeks’ worth of the medication at no charge.”

“Look into a discount card, either through a drugstore chain or national plan.”

So apparently this is the future of your health care under the “affordable” health care act. Be sure to look into those discount cards, kids. And by the way… did you know that many of the drugs your vet gives you for your dog are almost the same as the ones for humans? Savings SCORE!

...

The rep seemed to be well aware of how these rising costs would affect people and was prepared with a handy tip sheet on how savvy health care shoppers could reduce their costs. It would almost be funny if it wasn’t so real. (And I would like to stress the fact that noneof this is my usual snark. These are real items on the company’s tip sheet.) Included on the list:

“When your Dr. prescribes a drug, ask if a cheaper alternative is available.”

“As you may know from your everyday shopping, it’s cheaper to buy in bulk…”

“Prescribing half as many high strength pills and splitting them to achieve the desired dosage can reduce the cost of some medications by 50%.”

“Drug companies give thousands of samples to doctors every year. Your doctor may be able to provide you with weeks’ worth of the medication at no charge.”

“Look into a discount card, either through a drugstore chain or national plan.”

So apparently this is the future of your health care under the “affordable” health care act. Be sure to look into those discount cards, kids. And by the way… did you know that many of the drugs your vet gives you for your dog are almost the same as the ones for humans? Savings SCORE!

So the thrust of the article is that trying to save money is bad???? Lordy, what has economic education become in this country.

I use a combo of VAMC and a high deductible individual policy. Which basically means I pay for my own drugs.

I ALWAYS ask for the cheapist version and in generic. I ALWAYS ask for multiple months supply because Costco is cheaper that way for drugs. I ALWAYS raid the freebie cabinet. I buy from Costco because they are cheaper than drug stores.

What's wrong with that? I suppose if someone else is paying for your meds you don't really need to worry about costs... WOAH! I just stumbled onto the problem!!!

That and you old fuckers that won't just kick off.

Funny reading the above right after Ish's rant on birth control. That Alzheimer's afflicted old fool.

 

[Busybody]

Page 27 of the Republican Pledge to America




Now the Republican party is attacking Obamacare for doing the very thing Republicans themselves promised to do. Rarely is hypocrisy so blatant and abhorrent.

can you read?

We will incentivize states to develop innovative programs that lower premiums and reduce the number of uninsured Americans <<<Makes sense.....OBAMACARE DOESNT

 

[Busybody]

So the thrust of the article is that trying to save money is bad???? Lordy, what has economic education become in this country.

.

is THAT what "you" got out of the C n PEE?

 

[JohnnySavage]

is THAT what "you" got out of the C n PEE?

Yes. It was poking fun at Obamacare, saying that insurance reps are telling people how to save money on prescriptions, because costs are going to go up under the ACA.

It highlights that people don't care what healthcare costs, because someone else pays for it. That's not the fault of the ACA, it's the fault of the third-party payer system we have here.

 

[Busybody]

Yes. It was poking fun at Obamacare, saying that insurance reps are telling people how to save money on prescriptions, because costs are going to go up under the ACA.

It highlights that people don't care what healthcare costs, because someone else pays for it. That's not the fault of the ACA, it's the fault of the third-party payer system we have here.

One of the first things I learned was that some of the employees were bracing for a big hit in terms of their costs. Single person coverage hadn’t changed very much – around $50 each two week pay period – and seemed fairly reasonably priced to me. But the employee plus spouse plan (2 people) had shot up more than 30% and was well over $150 per payday. The full family plan which covers children had taken an even bigger hit and was going to be costing almost $290 per paycheck. One woman who works in the computer graphics section was wandering around afterwards looking stunned, saying to three people in a row, “That’s half of my paycheck. That’s half of my paycheck. What am I going to do?”

 

[JohnnySavage]

One of the first things I learned was that some of the employees were bracing for a big hit in terms of their costs. Single person coverage hadn’t changed very much – around $50 each two week pay period – and seemed fairly reasonably priced to me. But the employee plus spouse plan (2 people) had shot up more than 30% and was well over $150 per payday. The full family plan which covers children had taken an even bigger hit and was going to be costing almost $290 per paycheck. One woman who works in the computer graphics section was wandering around afterwards looking stunned, saying to three people in a row, “That’s half of my paycheck. That’s half of my paycheck. What am I going to do?”

You believe the employee co-pay is the full cost of the insurance? Dummy.

And you think it's a good idea that for $50 every two weeks, you can have unlimited medical care? Dummy.

 

[Busybody]

I believe as a result of OBAMACARE

More peeps will have LESS insurance then before at a HIGHER COST

That the deficit will be MUCH higher as a result

That more peeps will fall below the poverty level

That it will be a jobs killer

That there will be for all intents a purposes a DEATH PANEL and real sick peeps and the elderly will die needlessly

 

[JohnnySavage]

I believe as a result of OBAMACARE

More peeps will have LESS insurance then before at a HIGHER COST

That the deficit will be MUCH higher as a result

That more peeps will fall below the poverty level

That it will be a jobs killer

That there will be for all intents a purposes a DEATH PANEL and real sick peeps and the elderly will die needlessly

1 is a maybe, maybe not.

2 and 3 are just silly to lay at the feet of the ACA.

4 is just plain wrong.

5 makes me laugh. As if private insurance companies didn't have meetings 'round the conference table to discuss what they would cover and what they wouldn't. I reckon a private death panel is better than a government death panel; unless you are the one who's death is being plotted, in which case they both suck.

Fact is, more than half the country has some form of government health insurance. We need to quit dicking around with it, combine all the programs, and allow everyone to buy into it.

 

[Busybody]

1 is a maybe, maybe not.

2 and 3 are just silly to lay at the feet of the ACA.

4 is just plain wrong.

5 makes me laugh. As if private insurance companies didn't have meetings 'round the conference table to discuss what they would cover and what they wouldn't. I reckon a private death panel is better than a government death panel; unless you are the one who's death is being plotted, in which case they both suck.

Fact is, more than half the country has some form of government health insurance. We need to quit dicking around with it, combine all the programs, and allow everyone to buy into it.

More peeps will have LESS insurance then before at a HIGHER COST.....Rates are going up. Services will go down, I have documented that already

That the deficit will be MUCH higher as a result.......Since there will be subsidies, it will add to the deficit. Since its a jobs killer, it will add to the deficit....etc

That more peeps will fall below the poverty level.....Peeps will have to PAY more for insurance, as a result, low income peeps, will have less income, falling below poverty level....

That it will be a jobs killer.......By now, its IMPOSSIBLE t argue against that

That there will be for all intents a purposes a DEATH PANEL and real sick peeps and the elderly will die needlessly...........Unarguable.......yes, pvt insurance companies have one as well, add IN the GOVERNMENTAL one as well..........the truth of what I said is inevitable

 

[JohnnySavage]

...

That there will be for all intents a purposes a DEATH PANEL and real sick peeps and the elderly will die needlessly...........Unarguable.......yes, pvt insurance companies have one as well, add IN the GOVERNMENTAL one as well..........the truth of what I said is inevitable

These death panels intrigue me. The elderly will die with or without them anyway. No?

Say a certain treatment for a 90 year old will give them another week on a ventilator, but cost a billion dollars.

Worth it?

Of course it's an extreme hypo, but if we start with an extreme maybe we can scale it back to see what's reasonable.

BBII, I don't know how to break this to you, but we are all going to die. Most people posting here will be dead in 50 years. Many will be dead in 20 years. Some will die within a month.

Life is terminal.


Get it... BBII < RGIII

 

[trysail]

If it's my money, why shouldn't I be allowed to spend a billion to live another week?

 

[JohnnySavage]

If it's my money, why shouldn't I be allowed to spend a billion to live another week?

We're not talking about your money. We are talking about insurance company money.

 

[Busybody]

These death panels intrigue me. The elderly will die with or without them anyway. No?..........Yes....

Say a certain treatment for a 90 year old will give them another week on a ventilator, but cost a billion dollars.

Worth it? ............Who decides

Of course it's an extreme hypo, but if we start with an extreme maybe we can scale it back to see what's reasonable.

BBII, I don't know how to break this to you, but we are all going to die. Most people posting here will be dead in 50 years. Many will be dead in 20 years. Some will die within a month.

Life is terminal.


Get it... BBII < RGIII

Here Is THE problem

a 90 yr old that needs 100's of thousands to keep him alive......debatable if its worth it......BUT

Is a REE TARD kid born, who will be a government ward for 60 yrs worth it?

Is a 60 yr old Alzheimers victim worth it

WHO DECIDES?

Once you say a 90 yr old ISNT worth it.......the ones who are not worth it......gets STRETCHED and STRETCHED.......once it starts, the circle is expanded

For instance, there are MANY Globall BullShit advocates that have said that PEOPLE MUST BE KILLED if they don't believe......and must be killed JUST TO LOWER the emissions.......Hell, even Obama's science advisor is ON RECORD as saying KILL PEOPLE......http://zombietime.com/john_holdren/

Can you imagine

ONCE IT STARTS, WHERE DOES IT END? HOW FAR THE CIRCLE?

 

[Busybody]

I don't get why

there isn't a simple law passed

EVERY SINGLE INSURANCE COMPANY CAN SELL INSURANCE IN EVERY SINGLE STATE!


Not 1800 pages needed......one simple sentence

that can and will LOWER insurance rates

Can you IMAGINE if GEICO can bundle HOME and CAR and BUSINESS and HEALTH insurance in EVERY STATE


As

Well as EVERY OTHER COMPANY?

 

[mercury14]

can you read?

We will incentivize states to develop innovative programs that lower premiums and reduce the number of uninsured Americans <<<Makes sense.....OBAMACARE DOESNT

And that has nothing at all to do with my point.

Besides, that line you highlighted is meaningless. It says Republicans will figure out how to save money sometime in the future. But it's almost three years later and they still haven't come up with that idea. Tell me how <insert future idea here> makes sense?

 

[Busybody]

And that has nothing at all to do with my point.

Besides, that line you highlighted is meaningless. It says Republicans will figure out how to save money sometime in the future. But it's almost three years later and they still haven't come up with that idea. Tell me how <insert future idea here> makes sense?

STFU, DUMMY

 

[unregistered]