Will this terrible tragedy in Cal turn Cal red?

[ll74]

 

[Rotadom]

Debunking 5 claims about the California wildfires

Here's your chance to get educated and stop making fools of yourselves.

 

[ChinoMoreno]

https://www.facebook.com/video.php?v=1663807154234559

 

[ChinoMoreno]

 

[HisArpy]

https://www.facebook.com/video.php?v=1663807154234559

Welcome to The Hotel of Eternia...

 

[HisArpy]

View attachment 2468517

The comparison is inapt. Most of the fires have burned uninhabited land rather than populated areas. Unlike SF which burned the CITY rather than the surrounding countryside.

SF was also much smaller then than LA is today.

 

[ChinoMoreno]

The comparison is inapt. Most of the fires have burned uninhabited land rather than populated areas. Unlike SF which burned the CITY rather than the surrounding countryside.

SF was also much smaller then than LA is today.

Bro Is it factually wrong?

 

[YDB95]

Yes liberty includes economic liberty people saying things that bat shit communist like yourself don't like.

YOUR FAVORD BRAND OF AUTHORITARIANISM doesn't stop being authoritarian bullshit just because you support it..... ya fucking psychopath.

Right. It "stops being authoritarian" because it doesn't exist outside your imagination. That's why you have never bothered to define it in any way.

OH NOES WHITE PEOPLE!! !OHHH THE HORROR!!!

Not what I said, not what I meant.

 

[Rotadom]

How sane people vs. MAGAts view facts.

 

[Philthy_Phil]

 

[PaxNurgle]

Pax is too fucking stupid to understand that anything the government gets involved in becomes political.

Witholding aid for one state, or region, after a disaster simply because they are the opposite political party, and then blaming said party, is clearly crossing the line into being unethical. To those of us who actually HAVE a code of ethics, that is.

 

[YDB95]

Witholding aid for one state, or region, after a disaster simply because they are the opposite political party, and then blaming said party, is clearly crossing the line into being unethical. To those of us who actually HAVE a code of ethics, that is.

Oh, they know that. That's why they invented the fiction that Biden did the same thing in NC and Florida last year.

 

[Politruk]

Meanwhile in Fla, those who had Trump election signs in their yards...

. . . should have been hanged from lampposts, but weren't.

 

[HisArpy]

Bro Is it factually wrong?

It's an apples to oranges comparison.

Of course you're not going to either admit that or even figure out what an apple is (you already know what an orange is).

 

[BabyBoomer50s]

The preparedness deficiencies won’t end once the fires are extinguished. It will just enter the next phase which is the raging insurance rate increases. The state insurance commissioners have artificially suppressed rates by prohibiting insurers to set prices based on catastrophic models and passing on reinsurance rates to customers. Now Californians will be paying the piper.

 

[HisArpy]

The preparedness deficiencies won’t end once the fires are extinguished. It will just enter the next phase which is the raging insurance rate increases. The state insurance commissioners have artificially suppressed rates by prohibiting insurers to set prices based on catastrophic models and passing on reinsurance rates to customers. Now Californians will be paying the piper.

Insurance was already high or equal to the rest of the nation. Then the insurers started cancelling policies and none of the others would pick up the policy of someone who was cancelled. (Which sounds a LOT like a conspiracy and/or price fixing.) This forced those cancelled into the State run insurance scheme where policies which used to be $1000/year are now 4000/year and rising.

So, we've been paying the piper for a very long time now. That act has passed and now we're entering the getting ass-raped stage.

 

[BabyBoomer50s]

Insurance was already high or equal to the rest of the nation. Then the insurers started cancelling policies and none of the others would pick up the policy of someone who was cancelled. (Which sounds a LOT like a conspiracy and/or price fixing.) This forced those cancelled into the State run insurance scheme where policies which used to be $1000/year are now 4000/year and rising.

So, we've been paying the piper for a very long time now. That act has passed and now we're entering the getting ass-raped stage.

Rates might be a little higher than the national average but repair and replacement costs are higher than the national average as well. Rates in CA have always been much higher in high risk areas (fire, mudslides, theft, etc) and they have been getting higher in recent years.

On the whole however, state insurance commissioners have kept rates artificially low. I know this to be true because I’ve been a CA suburban homeowner for 40 years and also have owned suburban houses in several other states.

Why? Because the state insurance commissioner is an elected office. Nobody likes voting for the guy that allows rate hikes, even if market forces and risk factors require higher prices.

As a result of regulatory rate suppression that results in losses to insurance companies, many of them have stopped writing new policies, canceling policies, and pulling.

So fewer insurers, less completion, and greater risk exposure for those companies that remain. Add to that a prohibition on rates based on catastrophic risk modeling and rising reinsurance premiums and you get a hot mess. FAIR, the insurer of last resort, has dramatically increased its customers and is now woefully underfunded.

CA did recently begin allowing insurers to base premiums on catastrophic risk models, but that was fairly recent. Too little too late. Experts are predicting rates to go up 20% to 40%.

 

[icanhelp1]

Rates might be a little higher than the national average but repair and replacement costs are higher than the national average as well. Rates in CA have always been much higher in high risk areas (fire, mudslides, theft, etc) and they have been getting higher in recent years.

On the whole however, state insurance commissioners have kept rates artificially low. I know this to be true because I’ve been a CA suburban homeowner for 40 years and also have owned suburban houses in several other states.

Why? Because the state insurance commissioner is an elected office. Nobody likes voting for the guy that allows rate hikes, even if market forces and risk factors require higher prices.

As a result of regulatory rate suppression that results in losses to insurance companies, many of them have stopped writing new policies, canceling policies, and pulling.

So fewer insurers, less completion, and greater risk exposure for those companies that remain. Add to that a prohibition on rates based on catastrophic risk modeling and rising reinsurance premiums and you get a hot mess. FAIR, the insurer of last resort, has dramatically increased its customers and is now woefully underfunded.

CA did recently begin allowing insurers to base premiums on catastrophic risk models, but that was fairly recent. Too little too late. Experts are predicting rates to go up 20% to 40%.

All I know is that every time there's a national disaster my home owners insurance goes up. My home owners insurance has doubled in the last seven years.

 

[HisArpy]

Rates might be a little higher than the national average but repair and replacement costs are higher than the national average as well. Rates in CA have always been much higher in high risk areas (fire, mudslides, theft, etc) and they have been getting higher in recent years.

On the whole however, state insurance commissioners have kept rates artificially low. I know this to be true because I’ve been a CA suburban homeowner for 40 years and also have owned suburban houses in several other states.

Why? Because the state insurance commissioner is an elected office. Nobody likes voting for the guy that allows rate hikes, even if market forces and risk factors require higher prices.

As a result of regulatory rate suppression that results in losses to insurance companies, many of them have stopped writing new policies, canceling policies, and pulling.

So fewer insurers, less completion, and greater risk exposure for those companies that remain. Add to that a prohibition on rates based on catastrophic risk modeling and rising reinsurance premiums and you get a hot mess. FAIR, the insurer of last resort, has dramatically increased its customers and is now woefully underfunded.

CA did recently begin allowing insurers to base premiums on catastrophic risk models, but that was fairly recent. Too little too late. Experts are predicting rates to go up 20% to 40%.

THE problem with the insurance industry is 3-fold.

1. They don't have enough cash reserves to pay claims. This is because;

2. Their compensation overhead is excessive at the expense of the consumer.

3. Reduction in coverage doesn't result in an equal reduction in premiums.

Now, I don't mind a guy making bank but it seems to me that every time insurance becomes mandated, the guy making bank gets a pay raise and the customer takes it in the shorts. And the costs go up from there with no corresponding coverage protection increases.

 

[NCSWC6969]

After they find the bodies in the tunnels they will! And after Gibson and company report every last pedofile in Hollywood! NOTHING CAN STOP WHATS COMING!

 

[BrightShinyGirl]

"Never waste a crisis." This is an excuse for bureaucrats to push high rise tenements, "the projects," for the masses and multi-acre estates for themselves and their donors.

High-density doesn’t mean high-rises. It means replacing a single-family detached home with a four-story building that houses five families with shops on the ground floor. It’s what cities evolve toward naturally when you remove zoning restrictions.

 

[BrightShinyGirl]

After they find the bodies in the tunnels they will! And after Gibson and company report every last pedofile in Hollywood! NOTHING CAN STOP WHATS COMING!

What tunnels are you talking about?

 

[Bray123]

After they find the bodies in the tunnels they will! And after Gibson and company report every last pedofile in Hollywood! NOTHING CAN STOP WHATS COMING!

Hi, TandT69. Unwelcome back.

How long before this alt is banned?

 

[Bray123]

After they find the bodies in the tunnels they will! And after Gibson and company report every last pedofile in Hollywood! NOTHING CAN STOP WHATS COMING!

Worry about the pedophiles in Mar a Stinko before starting on Hollywood.

 

[Politruk]

After they find the bodies in the tunnels they will! And after Gibson and company report every last pedofile in Hollywood! NOTHING CAN STOP WHATS COMING!

What bodies in what tunnels?