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U.S. Senate Senate Showdown Over Limiting Debit Card Fees

Luke_Atmydik said:
That's a 7-11, not a bank. Just because they have an ATM doesn't make it a bank, dipshit.
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He means, I assume, that since all routine banking, making deposits, getting cash, checking balance, can now be done at an ATM, there isn't as much need for banking centers with a large staff. While many do still exist, there are many banking centers with a manager and 1, 2 or 3 Tellers.
 
koalabear said:
If a fee cap is set at 12 cents per transaction, the banks will them limit the amount per transaction.
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That's not a given, though I suppose it could happen. What the banks are saying is that they will add fees other places, like no more free checking and things like that.

Debit card fees are hidden from consumers today, I bet many don't even know there's a fee. But a limit on transaction amounts would be quite obvious and I don't think people would stand for it.

I strongly suspect that today banks make a very large profit on debit card purchases given how heavily they push the use of them. They are doing everything they can to make them easier to use. Things like the little ones to put on your key chain and RFID chips embedded in them so all you have to do is wave it in the general direction of a reader are two common ones.
They wouldn't be doing that if there wasn't a good profit in it for them.
The less cash and fewer checks you use is money saved for the banks as well.
 
I can't understand why anyone does business with a bank. Nothing but Credit Union for the past 20 yrs for me. But hey...it's your money
 
I definitely prefer Credit Unions (and many have free checking and very limited fees to start with since they are not-for-profits).
 
Luke_Atmydik said:
That's a 7-11, not a bank. Just because they have an ATM doesn't make it a bank, dipshit.
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Ya know, I keep saying I'm gonna put him on ignore but I love the pure racist hate and idiocy that it continually posts. Plus the guys like Vette who nod along with him then deny being racist. That's always good for a laugh.
 
about_average said:
He means, I assume, that since all routine banking, making deposits, getting cash, checking balance, can now be done at an ATM, there isn't as much need for banking centers with a large staff. While many do still exist, there are many banking centers with a manager and 1, 2 or 3 Tellers.
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All of the banks around my city are fully staffed at each location. I don't live in that big of a town either.

KRCummings said:
Ya know, I keep saying I'm gonna put him on ignore but I love the pure racist hate and idiocy that it continually posts. Plus the guys like Vette who nod along with him then deny being racist. That's always good for a laugh.
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He cracks me up. Every time someone posts a life experience, he claims to have also had that experience. Military, psychologist, rock climber, etc. It's really funny that he's a racist fuckwit and his fake son-in-law is black.
 
vetteman said:
What's good for a laugh, is the devastating aftermath of the mid life earthquake in your ovaries you insist on sharing with us. :rolleyes:
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Was that supposed to be some sort of insult? That's terrible. I really need to make a thread and collect all of the right winger's "insults" and "jokes" so everyone could have a good laugh at you unimaginative dull fucks.
 
vetteman said:
What's good for a laugh, is the devastating aftermath of the mid life earthquake in your ovaries you insist on sharing with us. :rolleyes:
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I have no idea what that means or alludes to. I'll just chalk it up to you being old.
Now go pretend your buddies aren't racist scum.
 
Oh! There's plenty of racism to go round. Just today our sheriff disciplined 3 of his black jailers for racial abuse of white prisoners. Mostly it was 90 minute screaming sessions at the white prisoners, but many times the white prisoners were denied meals for no particular reason.

Then there were the 3 black jailers who dumped the white cripple out of his wheelchair over at the Tampa jail. They wanted him to stand, and he couldnt.
 
LUKE

Youre a monument to what you are. A queer sort of statue of liberty. Like a capon is to a rooster. All noise and...little else.
 
Luke_Atmydik said:
All of the banks around my city are fully staffed at each location. I don't live in that big of a town either.
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That's probably why. In larger cities, where a particular bank would have a lot of branches, it's not uncommon for there to be really small ones. It's more typical of what's called in the industry, "in-stores", banking centers that are in another retail location, like a grocery store.
 
Luke_Atmydik said:
All of the banks around my city are fully staffed at each location. I don't live in that big of a town either.



He cracks me up. Every time someone posts a life experience, he claims to have also had that experience. Military, psychologist, rock climber, etc. It's really funny that he's a racist fuckwit and his fake son-in-law is black.
Click to expand...

He really is black. I'm a polymath; you might wanna look that word up. But for our purposes it means that whereas you can snap gum like a pro, I can snap gum and walk at the same time.
 
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