Finding a story I read a few years ago but can't remember the title.

[coconut_eater]

It starts in some Bdsm chatroom and this girl was playing as your average everyday chatroom bombshell slut. A dude sees through it questions her and then later on int he story the same dude became her master, she had two roommates. She was a virgin when the story started, she eventually took on the username Kurios and then she met the dude IRL and he looked exactly as he did in the picture and surprisingly lived an hour away from her etc. I only got to read up to the point where she got into the restaurant and both of her roommates were with her just in case he turned out to be a serial murderer.