Do you have a legal will?

[Keroin]

Just out of morbid curiousity, I'm wondering how many Litsters have a current, legal will? I don't, neither does L. It's something I keep meaning to do but forget. We do have life insurance policies, so each of us will be financially covered, but as for the other stuff...nope.

Was thinking about this because Mom-in-law is going through a tough time now. Her partner of 8 years suffered a stroke a few years ago. He's doing better but his mind is not 100%. Long story but essentially Mom has been cut out of her partner's will by some very greedy children. She didn't expect to take over his estate but as it stands she gets nothing...not even a book or a personal memento. It's all legal but it's also disgusting, especially considering that she is the one who has taken on the full burden of his care since the stroke, and has been a tireless advocate for him in his treatment and recovery.

 

[NomadLady]

I have a current will....had one from back when I was married but updated after I had to move in with my terminally ill mother. It just seemed like the right time to update it and make sure my siblings knew about it.

 

[NomadLady]

oops...double post

 

[Cattypuss]

I had a will but it became invalid when I married (in the UK a will becomes invalid on marriage unless it was drafted in explicit expectation of the marriage). I have yet to make another will. Which means under UK intestacy law, my permanently estranged husband, as my legal next of kin, would get everything.

I need to do something about that lol.

 

[Keroin]

I had a will but it became invalid when I married (in the UK a will becomes invalid on marriage unless it was drafted in explicit expectation of the marriage). I have yet to make another will. Which means under UK intestacy law, my permanently estranged husband, as my legal next of kin, would get everything.

I need to do something about that lol.

Consider this a PSA of sorts then.

 

[DVS]

I didn't use to have, but because of what we went through when my parents died without wills, it told all of us to take that step. My parent's situation could have been much worse, if there hadn't been children to take care of things. And if we kids hadn't been friendly with each other, it could have even been worse. I shouldn't say I get along great with my sisters, but when a time comes when we need to, we come together like we should.

Anyway, living through my parent's deaths and the minor legal issues from that, it brought to light the fact that when you die, if someone wants to contest your property or take some other legal position against your property, you aren't there to say how it is (in fact, that benefits those who are out to take control). With a will, you at least have given someone else your rights of control and the power to speak for you. Plus, you can will your best friend that blue chiffon dress he's had his eye on for so long.

 

[Bandit58]

My ex husband and I had separate wills made when we parted, but I have since remarried and therefore need to update said will. Mine leaves everything to my children, and that won't change, because Sir has said He doesn't want anything to do with any of my money.

He doesn't have a will, at all. Might be time to get one, and a power of attorney because of His medical condition.

 

[Keroin]

I'm fairly ignorant of the laws as it regards dealing with debts and assets of the deceased but I've seen some second hand evidence to suggest that having a current, legal will is a smart move. People get funny over stuff like that, and families have been torn apart over stupid details such as who gets the blue chiffon dress. Crazy, but true.

When my great aunt died, my mom was executor of her estate and she had planned to go through all the belongings (which were meager) and distribute them as fairly as possible. She came back heartbroken on the first day in my GA's apartment because a group of family members had already let themselves in and were just grabbing everything in sight.

Disgusting.

I don't have a ton of "stuff" that I think anyone is really going to fight over...but you never know. If at all possible, I would just rather make live easier on my loved ones when I kick it.

 

[where]

no. if one of us goes then we'll make a will. My mum changes hers every fucking month. drives me and the solicitor insane.

 

[callinectes2]

I'm in the camp that everyone should have a will. It makes things SO much easier for the people that have to deal with settling your estate. If you have minor children is it an absolute must. There are all kinds of crazy things that can happen with the proceeds of the estate when children are involved.

 

[ecstaticsub]

We made our first ones when Hubby joined the military. We updated them when our first child was born, then again after our son was born. My husband updated his again before his first deployment.

We need to tweek a few things again now that the couple we wanted to care for our children in case of our deaths are now divorced. The problem is there is no one we would trust with our children who is also at a place in their lives that is ready to be parents.

 

[Netzach]

I have nothing of value and no one to fight over it, but I have picky health care directives. If they send some white bread ecumenical chaplain around to annoy people while I'm on my way out I swear my ghost is going to come back and fling bedpan poo.

 

[snakey123]

I have an up to date will, after a recent death in the family, I wanted to make sure my wishes are followed, and that my next of kin doesn't get a penny from anything I have left.

 

[YourCaptor]

I don't own anything...

They can reuse my organs when I'm dying though.

 

[graceanne]

We do. The army insisted before K left. K has life insurance, but I can't get life insurance because of my health problems. *shrugs*

 

[graceanne]

I have nothing of value and no one to fight over it, but I have picky health care directives. If they send some white bread ecumenical chaplain around to annoy people while I'm on my way out I swear my ghost is going to come back and fling bedpan poo.

*chuckles evilly*

 

[Lizzie_Borden]

I don't. Like Netz, I don't own much of value. I don't own my home, I don't have kids that will need providing for.

My family can sell my stuff to cover part of the funeral costs, and I'll remind them that I'm happy to go in organ donation.

 

[Cattypuss]

Consider this a PSA of sorts then.

Rather spookily given this thread, events have just moved on -

http://forum.literotica.com/showpost.php?p=36591638&postcount=32931

 

[Etoile]

I had to go through all kinds of shit when my birth father died intestate. In New Jersey it's a simple transfer to all surviving children, AKA me. But we had been estranged since I was 2, so his brother (who had cared for him when he was dying) decided to create a fake will. We had to go through all kinds of shit. I could have gotten the whole thing if I took him to court, but really I just wanted to get it over with (I was 24 when he died) so I settled for 75/25 or something like that. It wasn't much - I ended up with about $35,000 - but god damn it was a pain in the ass.

For that reason, I think everybody should have a will - to save their family any hassle.

 

[wicked woman]

I'm in the camp that everyone should have a will. It makes things SO much easier for the people that have to deal with settling your estate. If you have minor children is it an absolute must. There are all kinds of crazy things that can happen with the proceeds of the estate when children are involved.

This. If you don't have a will, usually the state has one for you. Even if you agree with the distribution it makes it so much easier on your executor and beneficiaries to have a will.

But if you have dependent children it is irresponsible, IMO, to not have a will stating who their guardian will be...with an alternate if you travel frequently with your first choice. I was divorced when my sons were toddlers and even though my ex and I agreed on custody arrangements, the government stuck its nose in, making sure that our decision was in the best interest of the children! And both parents were alive. There was no way I was giving the government any control over my kids, to select a guardian for them. Money and assets are nothing compared to my sons.

So yes I do have a will. I haven't changed it in a while but it was written to address daughter in laws and grandchildren before I had either so is still current. I should probably change the executor though...only due to ages.

On the topic of life insurance, I used to have a fair bit since I thought it was my responsibility to provide for my sons if anything happened to me. When they were done university and on their own, I reduced my life insurance, since I no longer had the same need. I mentioned this to my sons and my youngest asked what the premiums were to keep it. He liked the idea of a nice chunk of change. (no he didn't actually do it. ) Gave me a chuckle.

 

[the captians wench]

No will, but I do have life insurance and my mom is the binifactor.

I don't think anyone else would want my shit. Well, maybe one or two people, but with out children I don't really care who does what with what once I'm gone.

I do have a couple of things I would like either my brother to have or go to one of my step father's nieces, but my mom knows what those items are, and who is most deserving of them.

 

[Sir_Winston54]

I've had wills drawn up in the past, but had been procrastinating just a bit lately on making an updated version. However, this thread - and the fact that I'm going to the VA hospital for them to try to give me a heart attack (chemical and treadmill stress test) Thursday morning - gave me a well-deserved boot in the rear. I had previously (like 3 or 4 months ago) actually gone through all the steps of the software and made my choices, but not printed it out and signed and gotten it witnessed, so I did the printing today and got the witnesses for not only my will, but a durable power of attorney for health care (aka "Living Will") and durable power of attorney for financial management.

I also got a copy made of the POA for health care and will file it with the VA when I go in Thursday morning so they'll have it on file and will stop bugging me about it each time I go see them.

again... I'm going to have to re-do the whole damn set soon. I misspelled my beneficiary's/agent's middle name - added an "E" that didn't belong. What a pita.

 

[BiaTcHiNFiRe]

I don't have a legal will or anything like that. Mostly because what I own has no real value so thats why.

I've had wills drawn up in the past, but had been procrastinating just a bit lately on making an updated version. However, this thread - and the fact that I'm going to the VA hospital for them to try to give me a heart attack (chemical and treadmill stress test) Thursday morning - gave me a well-deserved boot in the rear. I had previously (like 3 or 4 months ago) actually gone through all the steps of the software and made my choices, but not printed it out and signed and gotten it witnessed, so I did the printing today and got the witnesses for not only my will, but a durable power of attorney for health care (aka "Living Will") and durable power of attorney for financial management.

I also got a copy made of the POA for health care and will file it with the VA when I go in Thursday morning so they'll have it on file and will stop bugging me about it each time I go see them.

again... I'm going to have to re-do the whole damn set soon. I misspelled my beneficiary's/agent's middle name - added an "E" that didn't belong. What a pita.

Hope all goes well at the Hospital today!

 

[Sir_Winston54]

I don't have a legal will or anything like that. Mostly because what I own has no real value so thats why.

Hope all goes well at the Hospital today!

Thank you. It should. And they have a doctor standing right there while they're trying to give me a heart attack, to take care of things if they're successful

 

[graceanne]

I don't have a legal will or anything like that. Mostly because what I own has no real value so thats why.

Neither do we. We have a will so that the kids go to who we want them to go to if we both die.

Hope all goes well at the Hospital today!

What she said.