Banks, HUH... Good God, Ya'll... What Are They Good For...?

[Joe Wordsworth]

I went with my new business partners to the bank yesterday (first one of several) to ask for a huge sum of money for a new venture. The plan, proposal, first year quarterly and three year summary budgets, growth plans, stats on all the growth indexes for every field remotely related to the one I'm jumping into... all of it in a row.

Still, I figured that when I asked for half a million bucks (two-hundred and fifty-five thousand pounds for our Britty friends), they'd want to at least put me to task. Run me through a paperwork grinder, y'know? But they love the idea, and want to meet again and are very happy about it all. Next week is a meeting with a bank president.

It was a good day.

 

[Selena_Kitt]

I went with my new business partners to the bank yesterday (first one of several) to ask for a huge sum of money for a new venture. The plan, proposal, first year quarterly and three year summary budgets, growth plans, stats on all the growth indexes for every field remotely related to the one I'm jumping into... all of it in a row.

Still, I figured that when I asked for half a million bucks (two-hundred and fifty-five thousand pounds for our Britty friends), they'd want to at least put me to task. Run me through a paperwork grinder, y'know? But they love the idea, and want to meet again and are very happy about it all. Next week is a meeting with a bank president.

It was a good day.

Joe, you suck!

Just kidding!

Congrats, you entrepreneur, you!

 

[impressive]

Wanna write a business plan for me? *sigh* Every time I even start to THINK about doing it, my eyes gloss over & I get very sleepy.

 

[TheeGoatPig]

I went with my new business partners to the bank yesterday (first one of several) to ask for a huge sum of money for a new venture. The plan, proposal, first year quarterly and three year summary budgets, growth plans, stats on all the growth indexes for every field remotely related to the one I'm jumping into... all of it in a row.

Still, I figured that when I asked for half a million bucks (two-hundred and fifty-five thousand pounds for our Britty friends), they'd want to at least put me to task. Run me through a paperwork grinder, y'know? But they love the idea, and want to meet again and are very happy about it all. Next week is a meeting with a bank president.

It was a good day.

I don't want to own my own business. Too much hassel. I prefer being an employee.

But good luck on your plans

 

[S-Des]

Wanna write a business plan for me? *sigh* Every time I even start to THINK about doing it, my eyes gloss over & I get very sleepy.

Agreed. I've been stuck with an under-capitalized business for 5 years because I couldn't pull off a loan to get what I wanted to. It would have been very different if I could have gotten the money up front, and at a decent interest rate. *sigh* Congrats and good luck.

 

[CharleyH]

Congrats, Joe.

I think the only ventures/ loans (even with a solid business plan and sometimes even excellent business track record) that the banks refuse to invest in/ gamble on time and again are requests from filmmakers and restauranteurs.

In other words, I'm shit out of luck.

 

[TheeGoatPig]

Congrats, Joe.

I think the only ventures/ loans (even with a solid business plan and sometimes even excellent business track record) that the banks refuse to invest in/ gamble on time and again are requests from filmmakers and restauranteurs.

In other words, I'm shit out of luck.

You're a film making restauranteur?

 

[CharleyH]

You're a film making restauranteur?

In a round about way, yes, but a writer first and you certainly don't get loans for that.

 

[English Lady]

I went with my new business partners to the bank yesterday (first one of several) to ask for a huge sum of money for a new venture. The plan, proposal, first year quarterly and three year summary budgets, growth plans, stats on all the growth indexes for every field remotely related to the one I'm jumping into... all of it in a row.

Still, I figured that when I asked for half a million bucks (two-hundred and fifty-five thousand pounds for our Britty friends), they'd want to at least put me to task. Run me through a paperwork grinder, y'know? But they love the idea, and want to meet again and are very happy about it all. Next week is a meeting with a bank president.

It was a good day.

Damn those banks just giving you money like that! Now which bank was that again and do you think the bank manager likes big boobs? *grins*

 

[kendo1]

It's easier the more you ask for.

Ask for an overdraft of $100 and they'll throw you out after putting you through hell.

 

[Joe Wordsworth]

It's easier the more you ask for.

God, I wish that were true.