A Wife in Debt (Closed for now)

[bullshot]

OOC: Closed until more guys are needed for a controlled gang bang.

IC:
Joe and Anna had been married for around 10 years and Anna had always looked after the financial side of their affairs as Joe was out at work all day it was easier for her to do it than him. She was a petit blonde with a model figure and Joe had many times had to refuse friends who wanted her to model for them as she always said no because she was shy and nervous.

It wasn’t until they’d been trying for a child for a couple of years that tests showed that Anna had an infertility problem and could never have children of her own but she’d got over the shock and they had a happy married life.

Joe arrived home one day finding a letter from the bank addressed to him showing they were overdrawn by $10,000 and he had only one month to repay this amount before they’d foreclose on the house leaving them both homeless.

He showed this letter to Anna thinking that it was some sort of mistake on the banks part as she’d always ensured that the account stayed in credit.

 

[sexy_curves]

Anna loved her husband Joe, she couldn't be happier. They were a wealthy couple, living in a lovely home. They never went to bed angry. The one thing missing from their lives was children.

Anna has recently found out she was unable to have children. They discussed adoption, but decided it not to be for them.

Wanting to make her husband happy, she swallowed her sadness, and put on a happy exterior for him, not wanting him to worry about her.

To mellow her unhappiness, Anna bought things. Lots of things. The more she bought, the less the pain of not being able to have children hurt her.

She had spent lots of money. Much more than they had. She had maxed out their credit cards, and overdrew nearly 10,000 dollars from their bank account.

She saw a letter from the bank adressed to her husband, and she knew it was going to tell him about her problem. She didn't know what to do, she sat in the great room, waiting for her husband to come home from work.

 

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“Anna this letter from the bank says that we’re overdrawn by $10,000” Joe said as he handed it to her to read. “How can that be surely it’s a mistake,” he added having full confidence that Anna wouldn’t spend that sort of money.

He waited for her to read it and tell him that it was definitely a mistake but the look on her face as she read told him that it wasn’t a mistake and she’d been waiting for the bank to write to them.

“It says that if we don’t pay it back within a month they’ll foreclose on us and we’ll lose the house and everything,” he said when he realised that it wasn’t a mistake. “I don’t know what we’re going to do there’s no way I can earn that much in a month,” he added starting to sound desperate.

He was beginning to think that within a month they’d be penniless and homeless then he wondered if they owed anything else if Anna had managed to keep this from him did she have any other debts.

“Do we owe money to anybody else?” he asked hoping that they didn’t. If it was only the bank he maybe could talk them into freezing the account and letting him pay off the debt over a few months but that was only a slight chance.

 

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“I know what it is Jake; they’ve sent me a copy too. It’s not a mistake.” Anna looked at him, tears in her eyes.

“I’m so sorry Jake; it was the only way to take away the hurt of not being able to have children with you. I couldn’t stop myself, I went out and bought a few things, and a few things turned into jewelry boxes full and the guest bedroom closets packed with things.”

Turning her gaze away from him, “there’s 3500 dollars on the credit card too. I’m sorry Jake, I never meant for it to get this out of hand. I thought somehow you wouldn’t find out. That it was all a mistake. That we really could have children and my debts would just be erased.”

She knew he had every right to be angry, livid at what she did. She knew he had every right to file for divorce, to leave her for someone who wouldn’t put them 13500 dollars in debt.

“I’m sorry Jake, I wish there was something I could do, something I could say to make this any better.”

 

[bullshot]

Joe

“Do you realise that it would take me over three months to repay that amount and the bank have given us a month,” Joe told her keeping his temper although he was ready to explode. “I don’t know if I can persuade them to wait a little longer while we pay it off, if not we’ll be penniless and homeless by the end of the month,” he added wondering just what they were going to do.

With the bank foreclosing on them they couldn’t even get credit to spread the repayments over a period of time even their credit cards were useless and no help to them he knew they were in a right mess.

“Even if we tried to sell everything that you’ve purchased we’d probably only get about half of what you paid for them so even doing that isn’t going to be enough,” Joe told her.

“Have you any suggestions how we can get out of this mess?” he asked.

 

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Anna listened to her husband, restating everything she already knew. She turned to him, sobbing. She had all day to think about options. selling her family jewelry, selling and returning all of the things she purchased, getting multiple jobs and asking him to do the same, none of them would come close to working.

Sitting down on the couch next to him,

"there was one thing I came up with Jake. I could sell my body to pay back my debt. I know it's a long shot, but it was the only thing I could think of."

 

[bullshot]

Joe

Joe couldn’t believe his ears his wife was offering to sell her body to try to pay off the debt, initially the thought was quite exciting and a real turn on but after a few moments the reality struck home she’d have to be fucked virtually every minute of the day to make that sort of money.

“I can’t let you do that,” Joe told her as his mind raced. “We’ll have to come up with a better idea than that as there’s no guarantee even if I’d allow it that you’d earn enough so it would all be for nothing,” Joe added not wanting anything to do with the idea.

“We’ve a little bit of time so tomorrow collect the most valuable things you’ve purchased and see what offers you get for them, don’t sell them just ask for valuations,” Joe suggested to Anna.

Joe had a sleepless night that night and the following morning his friend Sam had to keep nudging him to stop him falling asleep at his desk.

 

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Anna stayed on the couch when Jake went into the bedroom to go to bed. She couldn't bear to face him tonight, she was too ashamed. She sat up most of the night trying to think of things to do to pay the bank back. The only option was to sell her body, sell al the things she bought, and ask Jake to get at least one more job. Even then she doubted it would work.

When Jake got up for work, she heard him, and woke up from her light slumber on the sofa. she fixed him breakfast, and told him again how sorry she was for everything.

 

[bullshot]

Joe & Sam

“What’s the matter with you today?” asked his works colleague Sam as they took their afternoon break. Sam was a single six foot black guy who had worked along side Joe for about eight years, they had become very friendly and Joe had often invited Sam home for a meal.

“It’s Anna,” Joe started. “She has run up a debt with the bank for 10,000 dollars and has another 3,500 owing on credit cards,” he added.

“Won’t they give you time to repay?” Sam asked.

“No! I’ve got to pay the bank within a month or they’ll take the house,” Joe told him.

“There’s got to be some way out of the mess,” Sam suggested.

“Anna suggested that she would go out and sell her body, but even that wouldn’t bring in enough money in a month,” Joe said mournfully.

“Let me think about it overnight and see if I can come up with some way to help you,” Sam replied as they went back to their desks.

When Joe got home that evening things had got even worse, Anna had received demands for payment on her credit cards so she was still in tears.

“Sam is trying to think of ways to help,” Joe told her trying to cheer her up even though he was still worrying himself.

 

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While Joe was at work, Anna took back a few things she new she could get all of the money back for, and asked at shops how much they would purchase her things for. Nowhere near the price she paid for them. She went home and put dinner in the oven, and opened her mail at the desk in their kitchen.

Another letter about her money. The credit card bills needed to be paid within 90 days as well. over 3500 dollars.

How could she do this to Joe, to herself. Why couldn't she bring herself to tell him how hurt she was by not being able to have children. Why did she keep such a secret.

She laid her head in her arms on the desk, sobbing, her shoulders moving, her body shuddering as she sobbed. She didn't hear Joe come home, he put his hands on her shoulders as he told her Sam was trying to come up with a plan too.

"I'm so sorry Joe, I never meant for this to happen. I never ever meant to do this to you, to put you in this position. I took some things back to the store today, and got full payment back, about 1100 dollars. The rest, the stores won't give me anything but store credit or half the value. I stopped at a few pawn shops around town, and they won't give much for the things either. One of the men saw my wedding ring, he said it was about 2000 dollars worth for a trade in. We still wouldn't be anywhere close. The only thing I can think of is selling my body, I know you don't wan't me to do it, but I don't see any other way"

 

[bullshot]

Joe & Sam

Joe was beginning to think that as a last resort he just might have to agree with her and let her sell her body, then talk to the bank for more time once some of the debt was paid off. Joe still didn’t sleep properly again that night and was very tired in work the following day causing Sam to keep nudging him to wake him up.

“You said that Anna was talking about selling her body to try to repay the debt, yesterday, didn’t you?” Sam asked when they were alone at their morning break.

“Yes! She even repeated the suggestion last night, but how would she earn 13,500 dollars in a couple of weeks. Even at 1,000 dollars a time it would take nearly two weeks and there aren’t many guys that would pay that money for a night,” Joe said sadly.

“Don’t get mad at me for suggesting this, but I’m going away Friday on a fishing trip for a fortnight. How would you like to hire her out to me while I’m away and I’ll cover all your debts.” Sam suggested.

“That’s a lot of money to pay for somebody to look after your home while your away,” Joe answered miss understanding Sam’s suggestion.

“No! I mean that she goes with me on the fishing trip and acts as my girl Friday for the fortnight,” Sam explained.

“What would you have her do while you are away?” Joe asked suddenly a bit wary.

“I haven’t thought much about it, except that as she would be on hire to me she would be completely under my control,” Sam replied lying through his teeth, he knew exactly what he and his friends would do with her once she was in their control. “For starters I would expect the cabin to be kept clean and my meals cooking,” Sam continued knowing that in his present state of mind this could make Joe think that these would be her main duties.

“I’ll think about it and ask Anna what she thinks tonight,” Joe said relaxing a bit now, although it still seemed a lot of money for cleaning and cooking duties Joe wasn’t thinking straight and Sam hadn’t suggested anything to do with sex.

“Remember tomorrows Thursday so you don’t have much time to decide, I’m leaving early Friday morning,” Sam said pressing home his advantage as they returned to work.

“How many of you are going?” Joe suddenly asked during their afternoon break.

“Only a couple of us,” Sam replied although there could be up to eight of them, he didn’t want to put Anna and Joe off the idea by letting them think there would be a crowd.

“How do we guarantee that we get the money?” Joe asked.

“I’ll make out a contract this afternoon for you and Anna to sign before we leave and give you a cheque for the full 13,500 dollars dated for some time next week so you can clear the debts while we’re away,” Sam suggested.

“Why dated next week?” Joe asked.

“Well although I trust you, I don’t want Anna changing her mind halfway there with you having already paid the cheque into the bank. Once you pay it in they won’t let you draw it out again,” Sam explained. He had no idea how Anna would react once she realised what the contract was all about and that could happen anytime after she relaxed thinking the debt would be paid.

“When will you date it for?” Joe asked. What Sam had said made sense to him so he agreed to Sam’s rules.

“Being fair, when would you suggest?” Sam asked in return, making Joe decide the free time allowed for Anna to realise that she really was under Sam’s control.

“Well if the cheque clears halfway through the hire I think that will be fair,” Joe suggested after a few minutes thought, Sam helping them so he’d be fair with Sam.

“I’ll agree to that, so I’ll date the cheque for next Thursday if you pay it into the bank then you’ll have the money on Friday,” Sam agreed by that time he’d know if Anna was going to keep their part of the contract.

When Joe got home Anna had made them a meal so they sat down together and ate.

“Sam has come up with a suggestion to pay off our debts,” Joe told Anna once they had finished.

 

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Anna was setting the table when Joe came home from work. She walked over to him, kissing him ackwardly; unsure of how hostile he felt towards her because of what she had done.

they sat across from each other and ate dinner.

When they were finished, Joe told her "Sam has come up with a suggestion to pay off our debts,”

She looked at him, relieved. "what is it?" she asked, willing to do anything to get the two of them out of debt.

 

[bullshot]

“Sam’s going on a fishing trip Friday morning for a fortnight and is willing to pay us enough to clear our debts if you to go with him as his girl Friday,” Joe told her.

“I asked him what you’d have to do while you’re away and he said your main jobs would be to keep the cabin clean and cook his meals,” he added before Anna could say anything.

“He’s made up a contract for us to sign,” Joe informed Anna as he took it out of his case.

The contract stated that Anna would act as Sam’s girl Friday from the time they left until they returned a week the following Sunday, she would also be under his complete control while they were away. When told to clean or cook she would immediately obey and the same would apply to any other commands that might be issued from time to time. In return Sam would leave Joe a post dated cheque to cover their debts to be paid into the bank while they were away. Sam had worded the contract so that the only things stated were normal domestic duties but had managed to include complete control and obey any commands.

Anna and Joe were both so relieved that neither of them realised that Sam had demanded complete control over Anna. Sam had never shown any sexual interest in Anna during the years that they had known him, and he had always acted the perfect gentleman so neither of them where really bothered about Anna going away with him.

 

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Anna listened to Joe explain what Sam had suggested.

It didn't sound half bad, and even if it did, she had no other choice.

He was being amazingly kind by giving them that type of money for her to cook and clean for two or three grown men.

They read over the contract together, relieved and happy. she smiled at him, happier than she'd been for months.

"Do we sign tonight? Or is he going to stop by tomorrow after work?"

 

[bullshot]

Joe

“I think it would be better if I invite him to follow me home tomorrow after work then we can all sign together and he’ll give me the cheque,” Joe agreed with Anna that Sam should come over the following night.

“He’ll also tell you what time to be ready Friday morning, from what he said it will be very early,” he told yawning looking forward to a good nights sleep to make up for what he’d lost over the last couple of days.

 

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"I'll pack tomorrow when you're at work then, so I can be ready when ever he would like" Anna told her husband as she put their dishes in the dish washer.

She was really tired from getting very little sleep the past few nights, and she knew Joe was as well. "Why don't we get some sleep" she suggested as she walked over to him, rubbing his shoulders.

 

[bullshot]

Joe & Sam

The following day Joe was back to his normal self feeling relaxed and ready to do a good days work.

“Anna’s agreed to your conditions,” Joe told Sam as soon as they were on their own during break.

“Does she understand what is expected of her?” Sam asked trying to keep the excitement out of his voice.

“Yes! I think so, she has read the contract and has agreed to it,” Joe answered.

“I’ll come home with you this evening and make sure, then you can both sign the contract and I’ll give you the cheque,” Sam suggested.

“I’ve already told Anna to expect you tonight,” Joe replied.

“She should enjoy the time away, I’ve a secluded cabin up in the mountains that has a lake a couple of minutes walk away. This time of the year it’s normally quite hot so she’ll be able to sunbathe and swim in the lake while we’re fishing,” Sam said changing the subject away from the contract.

“I wouldn’t mind coming myself,” Joe suggested.

“Maybe another time, I’m only hiring Anna to help you out and it wouldn’t be right to pay for her services if you were there as well,” Sam told him.

Joe had to agree with this even though he was having second thoughts about the arrangement, but Sam was a friend of his and he was only hiring Anna for a fortnight to clean and cook for him.

Sam followed Joe home from work that evening to find that Anna had coffee and a few savouries for them to eat while they discussed the contract.

“Are you looking forward to your holiday?” Sam asked Anna when they’d all sat down with their coffee.

 

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After Joe left for work, Anna packed a bag for the time she would be gone, prepaired for Sam's visit tonight.

When Joe and Sam returned home, they all sat down in the living room with their coffee, and began discussing the contract.

“Are you looking forward to your holiday?” Sam asked Anna

Anna smiled as she answered Sam's questions "yes, I am very much so, a little time away will be nice, and Sam, the amount of money you are paying is extravagent."

She refilled their glasses, and served them each a small plate of hor'd'oeuvres for while they signed the contract.

 

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Sam

“Don’t worry you’ll earn the money in the contract,” Sam said with a smile. “Besides being able to sunbathe and swim we’ll get our monies worth of use out of you,” he added. “You do understand everything that the contract says?” he asked wondering if Anna hadn’t read it properly.

He took a mouthful of his coffee as he pondered what might happen once Anna was made fully aware of what she’d signed assuming of course she did sign the contract. He knew that both Joe and Anna were desperate to get their hands on the money to pay off their debts so there was a good chance that they’d sign Anna over to him.

“If you’re completely sure that you understand the contract I think it’s time that we all signed it then I’ll give Joe the cheque and be on my way,” Sam said as he finished his coffee now anxious to get their signatures on the piece of paper.

 

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Anna nodded. "Yes Sam we've both read it, and understand it"

She went to get the contract and a pen from the table and returned.

"yes, I think it's time we sign it" she said as she signed her name and handed it to Joe.

"What time should I be ready Sam?"

 

[bullshot]

After handing over the post dated cheque to Joe.

“I’ll pick you up at five so nobody will see us leaving, then we can go back to my place while I load ready for the trip. By the way as from tomorrow when I pick you up your name will be Friday, so that if my mate talks about our trip he won’t know your real name. That way nobody will ask questions about you being away with us while Joe is still at home,” Sam told her.

“Bring a couple of swimming costumes unless you want to bathe nude,” Sam said laughing. Anna and Joe also laughed at what they thought was a joke. “Bring a couple of dresses because there is a dance every Saturday night at the nearest town which is about twenty miles away,” He added.

 

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Anna listened to him, as he explained when he would pick her up, her "new name" and what to pack.

"Sam, I can't thank you enough for helping us out so much" she said, sincerity in her eyes as she looked at him.

"Well, we should probably say goodbye for tonight, it'll be an early morning" she said as she began cleaning up from their food and drinks.

"you too finish anything you need to discuss, I'm going to go pack"

 

[bullshot]

“Friday this is Tim my twin brother,” Sam said introducing her to the guy sitting in the passenger seat. He knew that Anna would be surprised to see Tim already with him but she got into the rear seat as Sam got behind the wheel and they waved to Joe as they drove off.

“You realise that now we have left your home you are now under the contract,” Sam asked Anna when they were about a mile from her home. “I’m just reminding you so that you do as you’re told from now on otherwise I can still stop the cheque,” Sam told her.

Sam pulled into his driveway. “Let’s go and have a coffee before loading the wagon,” he added. Once they were inside Sam directed Anna to the kitchen, fortunately she realised that she was expected to make the coffee, she soon returned with a cup for each of them. They finished their coffees and then loaded the wagon, it was now nearly six o’clock.

“We’ve a four hour drive to the hills so why don’t you rustle up some breakfast before we leave,” Sam said to Anna after everything was loaded. Anna went to the kitchen and cooked bacon, egg and beans for the three of them making more coffee while she was there.

While Anna had been cooking the two guys had changed into vests and shorts knowing that it was going to be quite hot once they started driving. After they had finished breakfast and Anna had cleared away the dishes she rejoined the guys in the lounge.

 

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Anna was surprised to see a man already in the car when Sam picked her up. She said hello to Tim as they pulled out of the driveway, and returned to Sam's house.

"yes sam, I understand, and I will do what is required of me, we really need the money."

Once in his house, Sam showed her to the kitchen, and she put on a fresh pot of coffee, and brought both of them a mug. Once they finished, she cleaned the dishes, and helped them load their things.

“We’ve a four hour drive to the hills so why don’t you rustle up some breakfast before we leave,” Sam said to Anna after everything was loaded.

She returned to the kitchen, and prepared eggs, beans, and bacon for them, as well as serving them another mug of coffee. After breakfast, the men went into the longue, and she finished cleaning the dishes and joined them.

"The kitchen is cleaned, and everything is ready, when ever you are Sam" she said sitting on the end of the sofa.

 

[bullshot]

"The kitchen is cleaned, and everything is ready, when ever you are Sam" she said sitting on the end of the sofa.

“Isn’t Friday going to be hot in that sweater and those jeans while we’re travelling,” Tim asked Sam as Anna sat on the arm of the sofa.

“According to the forecast it’s going to be really hot so you’re right,” he agreed with Tim. “You’d better remove your sweater and jeans,” Sam told Anna. He could see the look of shock in her eyes as he said this and wondered what she’d do it didn’t matter really as he knew eventually he had enough control to get her to remove them.