drobert44
Literotica Guru
- Joined
- Dec 4, 2020
- Posts
- 13,489
I like my advisor, at 79 my level of risk is down, and now my portfolio is about 50/50, stocks/bonds, did well last statement. If I need $5K for a Euro trip, I get the $ sent to my bank in a week.That's almost precisely my strategy. My financial advisor slightly under performs the market but significantly reduces my risk. Here we can Save for retirement by putting money in a private retirement account, which reduces our tax burden each year and the money grows tax free, and then is taxed when taken out at retirement (there are variations on that, but that is the most common). In my case, my spouse and I have large retirement plan next eggs and additional money in the market which will also be used for retirement
