To all you Americans who don't own a home

Le Jacquelope

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Apr 9, 2003
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Are you a moron?

Do you realize how easy it is to own a home?

Lemme tell you how easy.

You just need
1.) A Job.
2.) Decent credit. Not great, but decent.
3.) 10% down payment. (In some cases even less is required.)
4.) The monthly payment cannot be in excess of 30% of the buyer(s) gross monthly income.

It boggles the mind why there are any adults in America who do not own a home.

What's up with that?

(Edited: I intentionally waited to add this part - the above is intended as sarcasm. It's a parody of Phrodeau, Ishmael and Miles, mostly using a direct cut and paste of their own words. Surprise! :D )
 
Last edited:
honeylick said:
can i get $50k from you for my 10% downpayment, oh wise one?

honey, please don't talk numbers to Running Tongue. They freak him out.
 
JackAssJim said:
Honeylick, if you really want to buy and I know the prices of the homes where your at, it's actually easier than you think. wink, wink, 500,000 will run you about 2750 per month if you can swing it. If you can let me know. I need the commission!

i actually live in an heirloom home that was built by my great-grandfather. way-low rent.

i'm not buying until i can live next to the water.

right next to the water.
 
Re: Re: To all you Americans who don't own a home

JackAssJim said:
I totally agree that everyone that can should buy LT. But, believe it or not your figures are wrong! Lenders now will accept 100,103 and even 107% finacing. The monthly payment as you put it is not right. Depends on the lender. Some now are taking debt ratios of 45%.

Now THAT'S a buyers market.

Running Tongue (good rename miles) C&P'd that from a post I did in another thread. I was working off of old data but running tongue thought that my statement was riduculous. Hence this thread.

Running Tongue makes himself look like an idiot in yet another thread.

Hey Running Tongue. Before you start another thread, go in the bathroom, look in the mirror, and ask yourself this question. "Will I look like an idiot by starting this thread?" Just assume the answer is always, "Yes."

Ishmael

PS Would someone please go bump Spinaroonies thread.
 
Re: Re: Re: To all you Americans who don't own a home

:p
 
HEY U FAGS, I WENT 2 DA HOME DEPOT AND THEY HAD A 2 4 1 SPECIAL SO I BOUGHT 2 HOMES AND NOW I HAVE 2 AND U JERKWADS HAD NONE UNLESS I HAVE BEEN INCORRECTLY INFORMED. THEN I WENT TO THE ROOM SOTRE AND BOUGHT SOME ROOMS FOR MY HOMES. Y DON'T U FAGS HAVE THIS SHIT? WHAT A BUCH OF JERKS.
 
Re: Re: Re: Re: To all you Americans who don't own a home

JackAssJim said:
ISH, Actually it's a big time sellers market. It sorta works opposite from the norm in Real Estate. Home prices (thank god) are rising rapidly, and buyers that wait may find themselves not being able to get a loan by waiting 6 months. Lenders adjust and offer crazy financing so that more qualify to buy homes.

Yup, it's the same here. But that's a local phenomena and I couldn't quite apply that to all markets.

Orlando is a 'destination' market so everything is a little topsy turvy. I suspect that you will find different formulas in 'exit' markets.

Ishmael
 
Re: Re: Re: Re: Re: To all you Americans who don't own a home

:p
 
LovingTongue said:
Are you a moron?

Do you realize how easy it is to own a home?

Lemme tell you how easy.

You just need
1.) A Job.
2.) Decent credit. Not great, but decent.
3.) 10% down payment. (In some cases even less is required.)
4.) The monthly payment cannot be in excess of 30% of the buyer(s) gross monthly income.

It boggles the mind why there are any adults in America who do not own a home.

What's up with that?
oh man, not another must have item... now i', going to have to make room in my back pack for it, should i take out my rain coat, or the profolectics...

i guess it should be the profs... i can put my new born babies in the house, but the roof may leak, so i'll want that coat.


oh and i guess this means decent credit and a job are essential for living nowadays
 
Re: Re: Re: Re: Re: Re: To all you Americans who don't own a home

JackAssJim said:
Well I be a SOB!! I graduated from Sanford. Lived in Longwood and Altamonte Springs. Cruised the OBT in the late 70's and 80's looking for the next best titty club like a dog in heat! I miss FLA!

I noticed that you didn't mention 17/92. Didn't want to be seen near home? <smile>

Ishmael
 
Hey Ishtard, got tantrum issues? I guess you didn't like the way I cut and pasted yours and Phrodeau's bullshit and insults and made a parody of it once again.

Face it, your and Phrodeau's claim that owning a home is easy, is pure bullshit.

The fact that you're breaking your so-called rule about name calling is proof positive your poker hand in this debate about Libertarianism is empty, and you have no defense but to bullshit your way out.

Now, Ishtard, before responding to me, why don't you start running to the mirror and asking yourself, "If I answer LovingTongue's challenges, will he call my bluffs?" And know that my face will answer back: hell yes I will.

And now for the next question: how many Litsters don't own a home? And why? Is it because they're morons, or they don't know what credit is about? C'mon, let's take your absurd reasoning to its logical conclusion. Ah, I can see that yellow streak slowly climbing back up your spine, Ishtard. Time for you to throw another tantrum at me.
 
Re: Re: Re: Re: Re: Re: Re: To all you Americans who don't own a home

:p
 
LovingTongue said:
Hey Ishtard, got tantrum issues? I guess you didn't like the way I cut and pasted yours and Phrodeau's bullshit and insults and made a parody of it once again.

Face it, your and Phrodeau's claim that owning a home is easy, is pure bullshit.

The fact that you're breaking your so-called rule about name calling is proof positive your poker hand in this debate about Libertarianism is empty, and you have no defense but to bullshit your way out.

Now, Ishtard, before responding to me, why don't you start running to the mirror and asking yourself, "If I answer LovingTongue's challenges, will he call my bluffs?" And know that my face will answer back: hell yes I will.

And now for the next question: how many Litsters don't own a home? And why? Is it because they're morons, or they don't know what credit is about? C'mon, let's take your absurd reasoning to its logical conclusion. Ah, I can see that yellow streak slowly climbing back up your spine, Ishtard. Time for you to throw another tantrum at me.

what
 
I thought you were being sarcastic, Tongue, but I wasn't 100% sure till now.

As usual, Ishmael is not only a moron, but a vicious, mean-spirited moron.
 
Re: Re: Re: Re: Re: Re: Re: Re: To all you Americans who don't own a home

JackAssJim said:
Oh man! The ABC revolving bar at 17/92 and 436! LOL. We actually lived right off of 427 in Longwood. We owned Longwood Greenhouses, Longwood Florist (on 427) and Altamonte Springs florist on 436. I know the owner of the Club Juana (sp) on 436/17/92 personally. Jeezzz. I do miss it.

They're all still there. Plus a few new ones. Club Juana has gone 'upscale' now though. They're doing "Hamlet" in the raw. LOL

Ishmael
 
Re: Re: Re: Re: Re: Re: Re: Re: Re: To all you Americans who don't own a home

:p
 
LovingTongue said:
Hey Ishtard, got tantrum issues? I guess you didn't like the way I cut and pasted yours and Phrodeau's bullshit and insults and made a parody of it once again.

Face it, your and Phrodeau's claim that owning a home is easy, is pure bullshit.

The fact that you're breaking your so-called rule about name calling is proof positive your poker hand in this debate about Libertarianism is empty, and you have no defense but to bullshit your way out.

Now, Ishtard, before responding to me, why don't you start running to the mirror and asking yourself, "If I answer LovingTongue's challenges, will he call my bluffs?" And know that my face will answer back: hell yes I will.

And now for the next question: how many Litsters don't own a home? And why? Is it because they're morons, or they don't know what credit is about? C'mon, let's take your absurd reasoning to its logical conclusion. Ah, I can see that yellow streak slowly climbing back up your spine, Ishtard. Time for you to throw another tantrum at me.

Translation Buddy sez:

http://kidshealth.org/parent/medical/brain/images_27925/crying_baby.jpg
 
I don't want a house to much up keep and insurance lawn care and any other little thing that pops up.

I'll be happy in my apt.
 
And anyone here that wants a house, let ol' Dev do ya loan LOL! I do prime,subprime,VA, FHA, I GOT YOU! Come see me :p LOL!
 
And as far as Honey is concerend......buying a house in Cali is like being anally reamed with no lube!!!


A friggin' dump is like 100k. Geez, in Houston you can buy a custom 4 br for 150K!!!


Wouldn't live in Cali for love or money!!


I feel fo ya hun' :(
 
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