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Would you buy your fiancee' a second home in her name only?

LJ_Reloaded

LJ_Reloaded

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http://www.marketwatch.com/story/my...buy-a-second-home-in-her-name-only-2016-07-13
My fiancée wants me to buy a second home — in her name only

Dear Moneyologist,

My fiancée and I have recently started discussing a prenuptial agreement. I earn about $75,000 a year and have a net worth around $800,000. She has student loans and her income is about half mine. She recently completed a bachelor’s degree and is looking for a better job. She would be moving into a home that I own. I have about $80,000 left to pay on the mortgage, which would continue to be paid from my salary.

I would prefer a prenuptial agreement that specifies that each of us retains control and ownership of assets we currently own, plus income we receive while married, unless we chose to put money into a joint account or title property jointly, in which case it would be split 50/50 in the event of divorce.

She would like a clause that states I will purchase a modest second home titled in her name only, that we would use as rental property, but which would remain hers in the event of divorce. We are both in our late 40s. We have both been married and divorced previously, and she has an adult daughter.

I understand the idea of her not wanting to start from scratch, house-wise, in the event of divorce. But this feels like the potential economic benefits of marriage can only go in one direction. She receives free housing during the marriage and, if we divorce, she continues to receive free housing for life. Is it reasonable for someone to ask for a house as a condition of marriage or of a prenuptial which protects my other assets?

Am I totally out of line to consider this request a potential deal-breaker? Is there some elegant compromise that would give her security regarding possible future outcomes regarding housing that doesn’t involve me purchasing a second house?

Don in Maryland
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My answer to this dude:

ditch her

there is always porn and prostitutes cost way less than this.
 
Your answer was predictable.

It is reasonable for a woman to expect some sort of security if a marriage were to break down but that request seems unequitable.

An answer would be to buy the property in her name with the mortgage in her name too. While the marriage continues the mortgage on that and the existing property is paid from joint income. If the marriage ends in divorce she takes over the property in her name AND the outstanding mortgage.

Both partners would still have a home if they could afford the repayments. If she can't, she sells and buys something smaller.
 
oggbashan said:
Your answer was predictable.

It is reasonable for a woman to expect some sort of security if a marriage were to break down but that request seems unequitable.

An answer would be to buy the property in her name with the mortgage in her name too. While the marriage continues the mortgage on that and the existing property is paid from joint income. If the marriage ends in divorce she takes over the property in her name AND the outstanding mortgage.

Both partners would still have a home if they could afford the repayments. If she can't, she sells and buys something smaller.
Click to expand...

That would be a grown-up compromise...you're so silly.

But honestly it sounds like they're both preparing for the marriage to not work anyway with their requirements.
 
I'd buy my girlfriend anything she wanted.
She spoils me so if I wasn't a poverty stricken bum then I'd buy her a house.
She already has a house, so it would even be a second home. Very relevant.
 
Reply to OP

Nope. If it's your fiancee, then why not put it in both your names? This honestly sounds like a golddigger and/or someone who doesn't think the marriage will last and is determined to get the last laugh.
 
Gianbattista said:
I think it would be the same if the greater weight of 'wealth' we're in the hands of a female partner ( or same sex partner ) , the man in this theoretical relationship have the right to have some security....and when talking about division of assets in case of breakdown is the time to consider this.
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Theoretically.

Reality is most courts aren't anywhere near that theory, she's right, hes' wrong, he owes her because he has a dick and she automatically gets the kids god mode style unless he can prove she's on crack, a whore or both.

It's true not all family courts are run in such a biased manner...but the vast majority are.
 
He makes 75k a year....but is worth 800k?

Forget the actual topic, this guy is full of shit.
 
Rachel_X said:
He throws $2000 a year into wishing wells.
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Or lives with his mom who supports him and banks every dime he's made for over a decade. Maybe he's an Italian Mama's boy.

I think the whole 'question' is bogus. a Plant by one of LJ's MRA cronies so others like him can go "Look, a gold digging feminist."
 
Or has been crafty enough to make good decisions, rent/live cheaply in a crappy appartment, and has saved money.

It's only 10.5 years, so depending on how he's done what he's done, it's certainly possible.
 
Wouldnt that come with the prerequisite that I bought her the first one?
 
oggbashan said:
She probably already has one from the limited information given in the OP but would move in with him when/if they marry.
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Already has one but wants another? A bit greedy ain't she!:eek:

I understand it's tradition but tradition has some pretty shitty consequences these days and even though I'm totally a raging sexist because I don't think Hillary Clinton is the 2nd coming of Christ, I'm all for equality.

That means economically too. There are all sorts of equitable arrangements that can be made. Both selling and buying a new house together, maybe one party doesn't give a shit and moves in with the other, maybe they just flip a coin.

But just buying her a separate and entirely hers property? Nah fuck that....I don't give a shit what the reason is that's just insane. Economic stupidity at it's finest for all but the wealthiest people.

Now if you got 50 million dollars in the bank and she wants a 500k dollar house on a million dollar chunk of property that's all hers in exchange for a pre-nup hey...that's cheap and a rich person call to make.

But most people just don't have that kind of money to go buy houses as courtship gifts.

I say if your partner can't deal with not having their own home separate of the one you build together then send their greedy ass packing.
 
lovecraft68 said:
He makes 75k a year....but is worth 800k?

Forget the actual topic, this guy is full of shit.
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I made roughly $80,000 a year. I bought a mobil home in the low income part of Florida and barely had enough to pay cash after selling our other home.
Now we moved back to the midwest and barely had enough to pay for another home.

My net worth is around $8.00 most months.
 
oggbashan said:
Your answer was predictable.

It is reasonable for a woman to expect some sort of security if a marriage were to break down but that request seems unequitable.

An answer would be to buy the property in her name with the mortgage in her name too. While the marriage continues the mortgage on that and the existing property is paid from joint income. If the marriage ends in divorce she takes over the property in her name AND the outstanding mortgage.

Both partners would still have a home if they could afford the repayments. If she can't, she sells and buys something smaller.
Click to expand...
It is reasonable to ditch her ass and find another woman who doesn't make those demands. Mother fucker wants a second house in her name, she can earn it just like he did. If she wants security in the case of a marriage breaking down, she can earn it just like he did.

On a side note this is a good lesson to a man to NEVER date downwards financially. And never, ever tolerate a woman who feels as entitled as this fool. Porn and video games, muh man, sometimes it's just the better option, especially in the era of Virtual Reality.
 
BotanyBoy said:
Already has one but wants another? A bit greedy ain't she!:eek:

I understand it's tradition but tradition has some pretty shitty consequences these days and even though I'm totally a raging sexist because I don't think Hillary Clinton is the 2nd coming of Christ, I'm all for equality.

That means economically too. There are all sorts of equitable arrangements that can be made. Both selling and buying a new house together, maybe one party doesn't give a shit and moves in with the other, maybe they just flip a coin.

But just buying her a separate and entirely hers property? Nah fuck that....I don't give a shit what the reason is that's just insane. Economic stupidity at it's finest for all but the wealthiest people.

Now if you got 50 million dollars in the bank and she wants a 500k dollar house on a million dollar chunk of property that's all hers in exchange for a pre-nup hey...that's cheap and a rich person call to make.

But most people just don't have that kind of money to go buy houses as courtship gifts.

I say if your partner can't deal with not having their own home separate of the one you build together then send their greedy ass packing.
Click to expand...
Basically, women tend to have a "take it or leave it" attitude toward men.

The problem is that men usually do not take the same attitude in turn toward women.

Basically, the solution to this shit is "NO, and if you don't like it there's the fucking door, I can go find another woman."
 
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