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11-20-2009, 07:08 PM
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#1
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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My Health Insurance Company wouldn't cover my Chantix prescription today
To help me stop smoking.
What kind of fucked up shit is that?
Now I wonder if they will cover me at all if I get sick.
You would think they would love to help me with some precription insurance to stop smoking.
But no.
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11-20-2009, 07:09 PM
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#2
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Literotica Guru
KRCummings is offline
Join Date: Apr 2004
Location: On the Saints bandwagon
Posts: 50,725
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Just about anyone could have told you they wouldn't have. That's always been one of the downsides to the stop smoking drugs. They're expensive and you gotta pay cash.
__________________
"Attempted murder, I ask you, what is that? Do they give a Nobel Prize for attempted chemistry?"
-Sideshow Bob
"Early in life I had to choose between honest arrogance and hypocritical humility. I chose the former and have seen no reason to change"
"An architect's most useful tools are an eraser at the drafting board, and a wrecking bar at the site"
-Frank Lloyd Wright
CAN (Cure Autism Now)
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11-20-2009, 07:25 PM
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#3
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Plumbing the Depths
Ham Murabi is online now
Join Date: Nov 2002
Location: In the Zona
Posts: 18,891
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It's a trade-off. What you don't spend on smoking you spend on the drugs that will make you psychotic and suicidal.
__________________
I have a code.
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11-20-2009, 07:38 PM
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#4
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Mother Earth Seduced
Image is offline
Join Date: Jun 2002
Location: Crossroads
Posts: 39,593
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Just buy the patches, get it into your mind you don't want to be a smoker and then pay what they ask. In 10 weeks you will have spent the same amount you would have on cigarettes but then it's over...
You've gotta do it. If you don't...
Insurance will pay for chemo, etc. (usually 100% after yearly Out of Pocket) but it's always gonna cost you. And eventually you will not be able to pay their premiums anymore because you'll be too sick to work, you'll be cancelled and you're fucked with public health assistance.
And besides, cancer would suck to die from. Just think 10 weeks and that's something you can check off...
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11-20-2009, 07:39 PM
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#5
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Literotica Guru
albertaboy is offline
Join Date: Aug 2007
Posts: 1,647
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My private drug plan up here in Canada paid 80% of the cost of mine and my wifes last March.
It's very good stuff, worked great.
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11-20-2009, 07:49 PM
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#6
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by KRCummings
Just about anyone could have told you they wouldn't have. That's always been one of the downsides to the stop smoking drugs. They're expensive and you gotta pay cash.
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You would think it would be in their best interest to show interest in helping clients quit one of the top reasons for early death and disease in this country. The CEO of my insurance company makes 480,000 a week.
Thats more important to them apparently. |
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11-20-2009, 07:52 PM
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#7
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Image
Just buy the patches, get it into your mind you don't want to be a smoker and then pay what they ask. In 10 weeks you will have spent the same amount you would have on cigarettes but then it's over...
You've gotta do it. If you don't...
Insurance will pay for chemo, etc. (usually 100% after yearly Out of Pocket) but it's always gonna cost you. And eventually you will not be able to pay their premiums anymore because you'll be too sick to work, you'll be cancelled and you're fucked with public health assistance.
And besides, cancer would suck to die from. Just think 10 weeks and that's something you can check off...
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Oh sure....all that makes perfect sense.
What doesn't is that smoking cessesion aids are exempted.
These are all the reasons why we need health Insurance reforms in this country.
The Insurance companies should save a few trees and instead of printing pages and pages and pages of whats not covered....they could just print what IS covered.
On a post it note.
FFS |
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11-20-2009, 07:54 PM
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#8
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by albertaboy
My private drug plan up here in Canada paid 80% of the cost of mine and my wifes last March.
It's very good stuff, worked great.
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Im sure it's covered in every industrialized nation on earth.
Except The United Staes of America which ranks 37th on the World Health Organization world health care ranking list.
Right below Cuba.
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11-20-2009, 07:55 PM
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#9
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shivering
Bert Notorius is offline
Join Date: Aug 2004
Location: denouement
Posts: 23,454
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My insurance covers Viagra. Smoke that.
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11-20-2009, 08:00 PM
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#10
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Mother Earth Seduced
Image is offline
Join Date: Jun 2002
Location: Crossroads
Posts: 39,593
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Quote:
Originally Posted by Killswitch
Oh sure....all that makes perfect sense.
What doesn't is that smoking cessesion aids are exempted.
These are all the reasons why we need health Insurance reforms in this country.
The Insurance companies should save a few trees and instead of printing pages and pages and pages of whats not covered....they could just print what IS covered.
On a post it note.FFS
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That was funny 
But the bottom line is in 10 weeks you will have spent the same amount. While you quibble with Capitol Hill in week eleven you will either still be spending money on cigarettes or spending it on a cool vacation... |
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11-20-2009, 08:01 PM
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#11
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Bert Notorius
My insurance covers Viagra. Smoke that.
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Mine doesn't.
You may want to confirm yours does. I'll be honest with you all and open myself up to ridicule and jokes but I spent 500 dollars on Viagra today. |
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11-20-2009, 08:06 PM
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#12
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shivering
Bert Notorius is offline
Join Date: Aug 2004
Location: denouement
Posts: 23,454
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Quote:
Originally Posted by Killswitch
Mine doesn't.
You may want to confirm yours does. I'll be honest with you all and open myself up to ridicule and jokes but I spent 500 dollars on Viagra today.
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It does.
Lifetime supply? |
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11-20-2009, 08:13 PM
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#13
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Bert Notorius
It does.
Lifetime supply?
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30 pills.
16.56 per pill. 494 dollars.
What insurance carrier do you have?
I have Aetna. |
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11-20-2009, 08:17 PM
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#14
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From out of the blue
JBCorbell is offline
Join Date: Dec 2006
Location: South of the North Pole and North of the 49th Parallel
Posts: 3,193
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Quote:
Originally Posted by Killswitch
Im sure it's covered in every industrialized nation on earth.
Except The United Staes of America which ranks 37th on the World Health Organization world health care ranking list.
Right below Cuba.
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Ain't private insurance great? Or would you rather be a socialist?
__________________
Keeping an eye out for you.
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11-20-2009, 08:21 PM
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#15
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More than Jake
Luke_Atmydik is offline
Join Date: Oct 2007
Location: SoCal
Posts: 13,059
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Quote:
Originally Posted by Killswitch
30 pills.
16.56 per pill. 494 dollars.
What insurance carrier do you have?
I have Aetna.
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Damn, that means you're paying for sex. Not being a dick (for once) but that popped into my head.
__________________
The best part of our story has yet to be written
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11-20-2009, 08:21 PM
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#16
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Literotica Guru
KRCummings is offline
Join Date: Apr 2004
Location: On the Saints bandwagon
Posts: 50,725
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Quote:
Originally Posted by Killswitch
You would think it would be in their best interest to show interest in helping clients quit one of the top reasons for early death and disease in this country. The CEO of my insurance company makes 480,000 a week.
Thats more important to them apparently.
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Do you honestly believe you know more about it than insurance companies? They know exactly how much it costs them to cover a non smoking drug and to cover someone who gets cancer. Statistics is what they do.
__________________
"Attempted murder, I ask you, what is that? Do they give a Nobel Prize for attempted chemistry?"
-Sideshow Bob
"Early in life I had to choose between honest arrogance and hypocritical humility. I chose the former and have seen no reason to change"
"An architect's most useful tools are an eraser at the drafting board, and a wrecking bar at the site"
-Frank Lloyd Wright
CAN (Cure Autism Now)
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11-20-2009, 08:39 PM
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#17
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by JBCorbell
Ain't private insurance great? Or would you rather be a socialist?
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Id rather be a socialist.
With Medicare for all. |
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11-20-2009, 08:39 PM
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#18
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Luke_Atmydik
Damn, that means you're paying for sex. Not being a dick (for once) but that popped into my head.
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We all pay for sex. One way or another, brother. |
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11-20-2009, 08:40 PM
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#19
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Literotica Guru
KRCummings is offline
Join Date: Apr 2004
Location: On the Saints bandwagon
Posts: 50,725
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Quote:
Originally Posted by Killswitch
Id rather be a socialist.
With Medicare for all.
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I doubt you'd rather be a Socialist. Perhaps you should look it up first.
__________________
"Attempted murder, I ask you, what is that? Do they give a Nobel Prize for attempted chemistry?"
-Sideshow Bob
"Early in life I had to choose between honest arrogance and hypocritical humility. I chose the former and have seen no reason to change"
"An architect's most useful tools are an eraser at the drafting board, and a wrecking bar at the site"
-Frank Lloyd Wright
CAN (Cure Autism Now)
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11-20-2009, 08:42 PM
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#20
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by KRCummings
Do you honestly believe you know more about it than insurance companies? They know exactly how much it costs them to cover a non smoking drug and to cover someone who gets cancer. Statistics is what they do.
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Then they need a new statistician.
You cant tell me that covering a few hundred in chantix is cheaper than covering someone with Lung cancer, COPD, Emphysema or any other host of respiritory illnesses.
By the way.
House on Haunted Hill is on AMC. Do you like that one? |
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11-20-2009, 08:44 PM
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#21
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More than Jake
Luke_Atmydik is offline
Join Date: Oct 2007
Location: SoCal
Posts: 13,059
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Quote:
Originally Posted by Killswitch
We all pay for sex. One way or another, brother.
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We all pay for everything we do in life. I saved money last night as far as I'm concerned. We were supposed to go to dinner and the movies but she wanted to stay in and have sex. After sex I ordered us a couple sandwiches.
Dinner+Movie=$75.00
Sex+Subs=$20.00
__________________
The best part of our story has yet to be written
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11-20-2009, 08:45 PM
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#22
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Luke_Atmydik
We all pay for everything we do in life. I saved money last night as far as I'm concerned. We were supposed to go to dinner and the movies but she wanted to stay in and have sex. After sex I ordered us a couple sandwiches.
Dinner+Movie=$75.00
Sex+Subs=$20.00
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My girls gonna get a sixteen dollar and 56 cent foot long.
lol |
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11-20-2009, 08:48 PM
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#23
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More than Jake
Luke_Atmydik is offline
Join Date: Oct 2007
Location: SoCal
Posts: 13,059
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Quote:
Originally Posted by Killswitch
My girls gonna get a sixteen dollar and 56 cent foot long.
lol
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Damn! I overpaid $3.44.
__________________
The best part of our story has yet to be written
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11-20-2009, 08:48 PM
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#24
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Luke_Atmydik
Damn! I overpaid $3.44.
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Yours included cheese.
Mine. Wont. |
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11-20-2009, 08:50 PM
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#25
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More than Jake
Luke_Atmydik is offline
Join Date: Oct 2007
Location: SoCal
Posts: 13,059
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Quote:
Originally Posted by Killswitch
Yours included cheese.
Mine. Wont.
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Hopefully your insurance covers penicillin.
__________________
The best part of our story has yet to be written
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