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08-04-2009, 09:12 PM
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#1
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Wok is offline
Join Date: Dec 2005
Location: More scotch
Posts: 32,315
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Punitive damages
I was wondering if there is such a thing as punitive damages insurance. I called my car insurance company and they did not really have an answer. In this litigious world, I am surprised they did not have such info.
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08-04-2009, 09:14 PM
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#2
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Literotica Guru
KRCummings is offline
Join Date: Apr 2004
Location: On the Saints bandwagon
Posts: 50,725
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It's out there but nobody can afford it.
__________________
"Attempted murder, I ask you, what is that? Do they give a Nobel Prize for attempted chemistry?"
-Sideshow Bob
"Early in life I had to choose between honest arrogance and hypocritical humility. I chose the former and have seen no reason to change"
"An architect's most useful tools are an eraser at the drafting board, and a wrecking bar at the site"
-Frank Lloyd Wright
CAN (Cure Autism Now)
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08-04-2009, 09:14 PM
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#3
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Celibate
JohnnySavage is offline
Join Date: Aug 2008
Location: here and there
Posts: 8,054
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Quote:
Originally Posted by Wok
I was wondering if there is such a thing as punitive damages insurance. I called my car insurance company and they did not really have an answer. In this litigious world, I am surprised they did not have such info.
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Punitive damages are awarded because you did something intentional... with malice I believe is the legal word. You can't get insurance to protect you if you do something intentionally. |
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08-04-2009, 09:15 PM
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#4
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Wok is offline
Join Date: Dec 2005
Location: More scotch
Posts: 32,315
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Quote:
Originally Posted by KRCummings
It's out there but nobody can afford it.
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Quote:
Originally Posted by JohnnySavage
Punitive damages are awarded because you did something intentional... with malice I believe is the legal word. You can't get insurance to protect you if you do something intentionally.
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Ahh OK. With a new driver, I panicked. All I need is for the kid to hit somebody walking down the street... |
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08-04-2009, 09:18 PM
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#5
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Literotica Guru
KRCummings is offline
Join Date: Apr 2004
Location: On the Saints bandwagon
Posts: 50,725
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Quote:
Originally Posted by Wok
Ahh OK. With a new driver, I panicked. All I need is for the kid to hit somebody walking down the street...
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If he doesn't actually try to run someone down then insurance should cover. The only punitive damages I've heard of getting covered are corporate cases.
__________________
"Attempted murder, I ask you, what is that? Do they give a Nobel Prize for attempted chemistry?"
-Sideshow Bob
"Early in life I had to choose between honest arrogance and hypocritical humility. I chose the former and have seen no reason to change"
"An architect's most useful tools are an eraser at the drafting board, and a wrecking bar at the site"
-Frank Lloyd Wright
CAN (Cure Autism Now)
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08-04-2009, 09:22 PM
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#6
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Huanctastic
naughtycakes is offline
Join Date: Nov 2007
Location: in a constant state of arousal
Posts: 12,735
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Quote:
Originally Posted by Wok
Ahh OK. With a new driver, I panicked. All I need is for the kid to hit somebody walking down the street...
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I don't know what it's like in your state, but where I live, you can get collision coverage, under and uninsured motorist coverage and liability coverage - which is for property damage and bodily injury.
If you're with a good company, their legal counsel will take care of everything if you end up getting sued, though I'm sure you won't need it.
Nice av 
__________________
Quote:
Originally Posted by Wok
Beautiful corndog...
in your butthole
tastes so good
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08-04-2009, 09:25 PM
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#7
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Wok is offline
Join Date: Dec 2005
Location: More scotch
Posts: 32,315
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Quote:
Originally Posted by KRCummings
If he doesn't actually try to run someone down then insurance should cover. The only punitive damages I've heard of getting covered are corporate cases.
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Alright. You understand the fear here, heh. |
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08-04-2009, 09:26 PM
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#8
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Literotica Guru
KRCummings is offline
Join Date: Apr 2004
Location: On the Saints bandwagon
Posts: 50,725
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Quote:
Originally Posted by Wok
Alright. You understand the fear here, heh.
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Totally. I'm getting me one of those gadgets that records speed, braking, direction, etc. I guess you put them somewhere in the car and then hook it up to the computer when they get home. Haven't actually bought it yet because I got a year to go.
__________________
"Attempted murder, I ask you, what is that? Do they give a Nobel Prize for attempted chemistry?"
-Sideshow Bob
"Early in life I had to choose between honest arrogance and hypocritical humility. I chose the former and have seen no reason to change"
"An architect's most useful tools are an eraser at the drafting board, and a wrecking bar at the site"
-Frank Lloyd Wright
CAN (Cure Autism Now)
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08-04-2009, 09:29 PM
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#9
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Wok is offline
Join Date: Dec 2005
Location: More scotch
Posts: 32,315
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Quote:
Originally Posted by naughtycakes
I don't know what it's like in your state, but where I live, you can get collision coverage, under and uninsured motorist coverage and liability coverage - which is for property damage and bodily injury.
If you're with a good company, their legal counsel will take care of everything if you end up getting sued, though I'm sure you won't need it.
Nice av |
yeah, the insurance company said auto insurance does not cover punitive damages, and he said I am just being paranoid. |
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08-04-2009, 09:31 PM
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#10
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Wok is offline
Join Date: Dec 2005
Location: More scotch
Posts: 32,315
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Quote:
Originally Posted by KRCummings
Totally. I'm getting me one of those gadgets that records speed, braking, direction, etc. I guess you put them somewhere in the car and then hook it up to the computer when they get home. Haven't actually bought it yet because I got a year to go.
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Maybe I should get one of those. |
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08-04-2009, 09:36 PM
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#11
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Wok is offline
Join Date: Dec 2005
Location: More scotch
Posts: 32,315
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Woaaaaah, the two journalists were released from North Korea. Yaaaay
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08-04-2009, 09:39 PM
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#12
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Literotica Guru
KRCummings is offline
Join Date: Apr 2004
Location: On the Saints bandwagon
Posts: 50,725
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Quote:
Originally Posted by Wok
Woaaaaah, the two journalists were released from North Korea. Yaaaay
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Bill Clinton: "Hey there Kim! Kim, isn't that a girls name? I fucked a girl named Kim once. She could suck a golf ball through a garden hose. You ever get any of that action? I bet you do! Anyway, turns out you got a couple of our folks over here and we got all these troops on your border and well...you know."
__________________
"Attempted murder, I ask you, what is that? Do they give a Nobel Prize for attempted chemistry?"
-Sideshow Bob
"Early in life I had to choose between honest arrogance and hypocritical humility. I chose the former and have seen no reason to change"
"An architect's most useful tools are an eraser at the drafting board, and a wrecking bar at the site"
-Frank Lloyd Wright
CAN (Cure Autism Now)
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08-04-2009, 09:39 PM
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#13
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Literotica Guru
NaughtyLil1 is offline
Join Date: Apr 2004
Location: Tripping through life
Posts: 19,387
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Quote:
Originally Posted by Wok
Alright. You understand the fear here, heh.
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I do x2. |
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08-04-2009, 09:41 PM
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#14
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Wok
Ahh OK. With a new driver, I panicked. All I need is for the kid to hit somebody walking down the street...
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Thats liability insurance. Most policies are 25000/50000
Get the upgrade to a 500,000 liability policy. It's not much more expensive.
Im sure you can get a million dollar deal too. |
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08-04-2009, 09:42 PM
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#15
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Killswitch is offline
Join Date: Nov 2002
Posts: 79,696
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Quote:
Originally Posted by Wok
yeah, the insurance company said auto insurance does not cover punitive damages, and he said I am just being paranoid.
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If he didnt suggest the advice I just gave you, you should find a new 'Knowledgeable" agent. |
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08-04-2009, 11:14 PM
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#16
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dynamic
SaintPeter is offline
Join Date: Apr 2002
Location: Denver
Posts: 38,766
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There is a lesson here.
Don't have kids.
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08-04-2009, 11:16 PM
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#17
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Literotica Guru
SgtSpiderMan is online now
Join Date: Jun 2003
Location: The City Beautiful
Posts: 6,595
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__________________
I only watch shows that begin with the title "Worlds' Blankiest Blank"
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