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What kind of sheltered universe must one be living in to call the Government stupid

Le Jacquelope said:
Well then why don't you get to writing erotic stories instead of being a hypocrite and bitching about me? Or am I about the only person left who'll even listen to you? Well, that may change soon. Then you'll only have your parents and I bet they're happy to be deaf. :rolleyes:
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Oh, I have no trouble juggling activities and producing a lot. I've already written an erotic story today, and made progress on reviewing the manuscript of another book for eXcessica, and edited several thousand words for a mainstream publisher. I check in here like others take coffee breaks from work.

When was the last time you contributed a story to this site? A little dronish of you, isn't it?

And, alas, my parents are dead. Nice of you to bring in that level of comment, though. Maybe more than a little juvenile, though.
 
Elianna said:
I don't know about you, but I learned some valuable lessons back in high school right before I was tossed out on my own.

Lesson 1: Money = Power.
If you haven't figured out that the more money you have the easier it is to get out of trouble, I suggest you go back to your teachers and ask them why they didn't use a 2X4 to teach you. Lots of rich people get away with awful things. It's sad, but not surprising in the least.

Lesson 2: Buyer beware.
No one HAD to buy the ARM loans in order to purchases houses they couldn't afford in the first place. Not the private sector's fault. It's ours. People were idiots with their finances. Same thing with investing in companies like Enron. If you put all your money in one pot... well, duh. The stock market IS taking a gamble; those who play stupid lose their money.

Lesson 3: No one can save you from your own stupidity
Except you.

So stop whining. Suck it up. Learn from your mistakes and be "smarter than the average bear."
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You're missing
4) Other people's stupidity can affect you, too.

From idiot drivers side swiping you on the I-80

to 20 people being foreclosed in your neighborhood and driving down your home's value and putting you upside-down on your fixed rate mortgage right when you want to move to a better job in across the country

to fat cat CEO wages driving up the cost of your products or driving down your wages

to collapsing companies like ENRON bringing down the rest of the stock market, and thus also your stock holdings

get my drift?
 
sr71plt said:
Oh, I have no trouble juggling activities and producing a lot. I've already written an erotic story today, and made progress on reviewing the manuscript of another book for eXcessica, and edited several thousand words for a mainstream publisher. I check in here like others take coffee breaks from work.

When was the last time you contributed a story to this site? A little dronish of you, isn't it?

And, alas, my parents are dead. Nice of you to bring in that level of comment, though. Maybe more than a little juvenile, though.
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You, accusing me of being juvenile? Your whole rant fest is juvenile.

Oh and I contribute erotic stories to another website, Einstein. Shows how pathetically little you know. Not that it really matters, your arguments are boringly puerile regardless.

Fucking schoolmarm.
 
sr71plt said:
Which doesn't justify being HERE in the least, now does it? :rolleyes:
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Sure it does. When I am sufficiently convinced that you have your head far enough up your ass in your belief that I am a non contributor,

or, more likely, when I damned well feel like it

I'll put several of my stories up at once

and then you can go scrounging around for a new reason to bitch about my posts.
 
Moi call the government idiotic or stupid? Not gonna happen. Inneficient, ponderous, expensive, graft ridden and sycophantic yes. Stupid or idiotic? No.

Cat
 
Le Jacquelope said:
You're missing
4) Other people's stupidity can affect you, too.

From idiot drivers side swiping you on the I-80

to 20 people being foreclosed in your neighborhood and driving down your home's value and putting you upside-down on your fixed rate mortgage right when you want to move to a better job in across the country

to fat cat CEO wages driving up the cost of your products or driving down your wages

to collapsing companies like ENRON bringing down the rest of the stock market, and thus also your stock holdings

get my drift?
Click to expand...

I think you missed mine completely. If people had been smart enough about their own business, things like home values, stock market, and such shouldn't drastically affect them like this. Yeah, times are tough, but if YOU were wise, you'd weather the storm just fine and have nothing to complain about.

My house value dropped 30% from its high-value. My city is in the top 5 for deflating home values. But I bought it as a house and NOT an investment in a maket that was showing signs of instability LONG before the collapse.

Obviously many people are hurting. I've made my own financial mistakes, but I've learned from them. Yeah. It's sad. I CRIED when I got myself into debt with credit cards in college, but, I KNEW I was being stupid and I paid the consequence. I didn't whine about it. It was my own damned fault. Whining may be cathartic, but really it's annoying when you should really be lamenting your OWN foolishness rather than blaming it on others.

About the others.
Car accidents? Shit happens. No one means to fuck up. That's why there's insurance.
Fat CEO's. You always have the option of moving up the corporate ladder yourself or leaving your work to find a better boss.
 
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Elianna said:
My house value dropped 30% from its high-value. My city is in the top 5 for deflating home values. But I bought it as a house and NOT an investment in a market that was showing signs of instability LONG before the collapse.
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Well done! I think the 'investment' notion is one of the most poisonous concepts about buying a home. That and the ATM corollary. Why on earth are people so willing to gamble when it involves the roof over their heads? Insanity.
 
Elianna said:
I think you missed mine completely. If people had been smart enough about their own business, things like home values, stock market, and such shouldn't drastically affect them like this. Yeah, times are tough, but if YOU were wise, you'd weather the storm just fine and have nothing to complain about.

My house value dropped 30% from its high-value. My city is in the top 5 for deflating home values. But I bought it as a house and NOT an investment in a maket that was showing signs of instability LONG before the collapse.

Obviously many people are hurting. I've made my own financial mistakes, but I've learned from them. Yeah. It's sad. I CRIED when I got myself into debt with credit cards in college, but, I KNEW I was being stupid and I paid the consequence. I didn't whine about it. It was my own damned fault. Whining may be cathartic, but really it's annoying when you should really be lamenting your OWN foolishness rather than blaming it on others.

About the others.
Car accidents? Shit happens. No one means to fuck up. That's why there's insurance.
Fat CEO's. You always have the option of moving up the corporate ladder yourself or leaving your work to find a better boss.
Click to expand...

Bingo. I'm doing just fine financially. Take responsibility for myself and don't look for scapegoats for my bad decisions.
 
gauchecritic said:
and everyone else can go fuck themselves?
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Absolutely not. I've been working with so many families who have been ruined. It's awful. This is not one of our country's finest hours.

I guess my point was don't blame others for your own actions.

When I got into major financial trouble for my own stupidity, I didn't blame other people for it. The responsibility was mine, and I've suffered the consequences for it long term (credit, struggling financially, always behind on bills, unable to make ends meet, eating ramen soup :eek:). My family didn't bail me out, I did it myself. It took me nearly 6 years to climb out of a very deep hole.

I am simulataneously embarrassed and proud of myself. But I did it all myself. Both ways.

So now as a country we need to learn from our mistakes, too. Whining may make you get sympathy, but it doesn't fix the problem. I guess eating ramen does, though. :D (that was a joke... sorta)
 
gauchecritic said:
and everyone else can go fuck themselves?
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Well, no, certainly not. But there's a balance. No, for instance, I don't have any sympathy at all on an individual basis for those getting those big mortgages under high-risk options to get a McMansion while I stayed within my means with a 15-year conventional mortage which is now paid off. But I see the need for the good of the whole (including my own property values) to clean the mess up now short of total housing market collapse. And I just have a horse laugh for those bank depositors who didn't read all of the "insured only to $100,000" signs hanging all over the banks.

Above all, I don't look at any of it in simplistic terms. So, I think your comment is a sweeping generalization that doesn't apply.
 
Elianna said:
I think you missed mine completely. If people had been smart enough about their own business, things like home values, stock market, and such shouldn't drastically affect them like this. Yeah, times are tough, but if YOU were wise, you'd weather the storm just fine and have nothing to complain about.
Click to expand...
You know, they said the exact same thing you're saying right now, right before the Great Depression.

All the smart savers and do gooders were still wheelbarrowing their money out to buy food, and they still had to move to abandon the Dust Bowl.

Yes, you can be as wise as you want, but this economy is showing you that it isn't enough. Sometimes the tidal waves are too big even for your boat.

My house value dropped 30% from its high-value. My city is in the top 5 for deflating home values. But I bought it as a house and NOT an investment in a maket that was showing signs of instability LONG before the collapse.
Click to expand...
Like I said, if you were planning to move to another area to pursue a better job, you're still SOL right now.

Obviously many people are hurting. I've made my own financial mistakes, but I've learned from them. Yeah. It's sad. I CRIED when I got myself into debt with credit cards in college, but, I KNEW I was being stupid and I paid the consequence. I didn't whine about it. It was my own damned fault. Whining may be cathartic, but really it's annoying when you should really be lamenting your OWN foolishness rather than blaming it on others.
Click to expand...
Or you could have not gotten into debt and not gotten that college degree...

About the others.
Car accidents? Shit happens. No one means to fuck up. That's why there's insurance.
Click to expand...
Fat lot of good that'll do if you're dead.

Fat CEO's. You always have the option of moving up the corporate ladder yourself or leaving your work to find a better boss.
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Point taken. Everyone can be a CEO if we just work hard or smart enough. *straight face*

Ever play musical chairs by any chance?


Sorry, I do not believe humans are Gods. We can shape our own destinies by being prudent to a point. Beyond that, other stupid people can blow all your plans to shreds by taking the entire world out from under you.
 
sr71plt said:
That would certainly be nice. Paying your dues, so to speak.



You'd still be a whining drone on the topics you complain about, so I wouldn't need any other reason to point that out. :D
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And you would still be an apathetic moron whining about my complaints. But it's okay when you whine, eh?
 
Elianna said:
Absolutely not. I've been working with so many families who have been ruined. It's awful. This is not one of our country's finest hours.

I guess my point was don't blame others for your own actions.

When I got into major financial trouble for my own stupidity, I didn't blame other people for it. The responsibility was mine, and I've suffered the consequences for it long term (credit, struggling financially, always behind on bills, unable to make ends meet, eating ramen soup :eek:). My family didn't bail me out, I did it myself. It took me nearly 6 years to climb out of a very deep hole.

I am simulataneously embarrassed and proud of myself. But I did it all myself. Both ways.

So now as a country we need to learn from our mistakes, too. Whining may make you get sympathy, but it doesn't fix the problem. I guess eating ramen does, though. :D (that was a joke... sorta)
Click to expand...
Uhm... the Wild West is gone. John Wayne is dead. I bailed myself out of my own debts, mind you, and have done much of everything in my life on my own. I've lived the life you're preaching about.

And I still understand quite well the lyrics to "Lean on me".

This is not the jungle, it is a society. We depend on each other.
 
I find it rather interesting that jack-ass-alope today is complaining about corp. stupidity when a week ago he was talking about how the corporations were ripping us all off because of record profits.

Seems to me you can't have it both ways. Stupid corporations and people seldom make money. Conversely smart corporations and people usually do. I say usually because I read an article about the CEO of a mutual funs who beat the market for 15 consecutive years. You don't do that by being stupid. Still his fund lost money last year and it looks like he will do the same this year.

Had every one taken Elianna's advice we would not be in the financial mess we are in.

The problem is there is almost no financial education in this country. My state's superintendent of schools wants 4 years of math, instead of three years, to graduate from high school. None of the local high schools offer a single course about credit cards, how the stock market works, how to make a budget. the high cost of student loans, etc.

We are raising another generation of financial ignorami.

Mike S.
 
Le Jacquelope said:
Or you could have not gotten into debt and not gotten that college degree...
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Your choices are your own. Live with them and be pleased, or not. Or better yet, take action to make things better.

Sorry, I do not believe humans are Gods. We can shape our own destinies by being prudent to a point. Beyond that, other stupid people can blow all your plans to shreds by taking the entire world out from under you.
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"And still I will rise!" :D

~Maya Angelou

I guess it all boils down to one thing LeJac... are you a whiner or a fighter? I've always chosen to fight. Sometimes I lose, but sometimes, I've actually won. You never know until you try, lose, try again, lose some more, but keep trying until... you win.
 
incubus666 said:
I find it rather interesting that jack-ass-alope today is complaining about corp. stupidity when a week ago he was talking about how the corporations were ripping us all off because of record profits.

Seems to me you can't have it both ways. Stupid corporations and people seldom make money. Conversely smart corporations and people usually do. I say usually because I read an article about the CEO of a mutual funs who beat the market for 15 consecutive years. You don't do that by being stupid. Still his fund lost money last year and it looks like he will do the same this year.

Had every one taken Elianna's advice we would not be in the financial mess we are in.

The problem is there is almost no financial education in this country. My state's superintendent of schools wants 4 years of math, instead of three years, to graduate from high school. None of the local high schools offer a single course about credit cards, how the stock market works, how to make a budget. the high cost of student loans, etc.

We are raising another generation of financial ignorami.

Mike S.
Click to expand...

Actually, your senior year you take economics where they teach you all this stuff. Probably not nearly enough, but... hey, you always need to know how to do a good derivative! :rolleyes:
 
Le Jacquelope said:
Uhm... the Wild West is gone. John Wayne is dead. I bailed myself out of my own debts, mind you, and have done much of everything in my life on my own. I've lived the life you're preaching about.

And I still understand quite well the lyrics to "Lean on me".

This is not the jungle, it is a society. We depend on each other.
Click to expand...

So you know, LeJac. My life has been dedicated to HELPING others. (That's my career, yano) I don't make a lot of money.

However, people don't learn from mistakes if there are no consequences. The only thing they learn is..."I can do this, be an idiot, and someone else will pay for it."

No one EVER bailed me out, and I don't expect them to. Maybe people need to take responsibility, suffer consequences, and then start over and move on. I guarantee the lesson is MUCH stronger that way.

Granted we are in DEEP water as a country, but look at how our government has modeled good fiscal practices, too. :rolleyes:
 
You know, I read thru to here on the thread and I just have to say:

*yawn*

I'm bored. :p

The only source of amusement here is Jac and SR throwing dung balls at each other.

I'll be willing to bet people were arguing the relative merits of free enterprise versus government control of everything in ancient Babylon.

Don't mind me...Just passin' thru...
 
incubus666 said:
I find it rather interesting that jack-ass-alope today is complaining about corp. stupidity when a week ago he was talking about how the corporations were ripping us all off because of record profits.
Click to expand...
You mean the oil companies? Oh yes, that classic example of corporate stupidity, putting their own enrichment - keeping America addicted to oil and squashing any electric car alternatives - above the well being of the nation that made them rich.

Of course, there are other equally relevant words to describe them: short sightedness, inability and unwillingness to adapt, and so on.

Seems to me you can't have it both ways. Stupid corporations and people seldom make money. Conversely smart corporations and people usually do.
Click to expand...
Perhaps the world is a little bit larger than your tiny myopic little mind can comprehend?

Corporate stupidity can make itself rich. At least in the short run, at the expense of a country. But in the end their stupidity brings ruin to everyone, including themselves. If you studied history and economics as well as you think you had, you would have seen what happened at the end of the roaring 20s after all that banking deregulation. The same thing is happening now: a lot of fat corporate pigs about to push themselves and the rest of us into the financial slaughterhouse.

I say usually because I read an article about the CEO of a mutual funs who beat the market for 15 consecutive years. You don't do that by being stupid. Still his fund lost money last year and it looks like he will do the same this year.
Click to expand...
Lots of people made tons of money right up until the Great Depression. Then their money was worth nothing. How smart were they then?

Had every one taken Elianna's advice we would not be in the financial mess we are in.

The problem is there is almost no financial education in this country. My state's superintendent of schools wants 4 years of math, instead of three years, to graduate from high school. None of the local high schools offer a single course about credit cards, how the stock market works, how to make a budget. the high cost of student loans, etc.

We are raising another generation of financial ignorami.

Mike S.
Click to expand...
That's your problem - you blame the working class for this disaster and act like the corporations are saints.

There were no saints in this mess. Corporate America needed as much of a lesson as those evil uneducated financial ignorami you keep bitching about.

Fortunately for humanity, society doesn't see things as you do.
 
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