RjThoughts
I'm The Rojodi!
- Joined
- May 7, 2001
- Posts
- 35,758
Brass wants a lot of things that we can't afford. However, the average Soldier/Sailor/Marine/Airman needs things that we can afford. The most critical factor in our nation's military is the investment in equipping and training our personnel in areas essential their duties and enhancing their ability to survive and execute their missions. We don't need ten different pieces of equipment to do the same job or a system that doesn't have a real-world mission that justifies its cost. The individual services don't need a unique weapon or personal equipment if there's one that already does the job or can be cost-effectively modified to do the job. The services need to share resources, not just on the field, but in research, development, and procurement. To a good degree, this is already happening, but there are still sacred cows that the services invest in.
If you have a so-called "Cadillac insurance plan", you will be taxed for it, creating a de-facto cap that will deprive many Americans of essential benefits. Many choose the best plan that they can afford and that meets their needs. By taxing them for choosing a high-value plan, it effectively reduces their ability to afford those plans! It's like telling everyone to buy a sub-compact car and placing an additional tax on them if they buy a mini-van. The result will be that many will buy a sub-compact, even if they need a mini-van, and those that do buy a mini-van will have to sacrifice something else in their family budget.
Further, by setting such rigid standards on insurance policies, individuals that prefer far less expensive, low-premium, high co-pay, and/or limited benefit policies will not be able to keep those keep them because the policy will no longer be offered. Similarly, companies that cannot afford to conform might be better off by *not providing insurance* and paying the per employee penalty. Thus, by de facto control of what is offered or affordable, the federal law can deprive individuals of the plans that they were previously satisfied with and taxpayers will be on the hook for the difference that's put on the nation's already heavily-charged credit card.
All of this funnels Americans into policies that render high profits per individual. What's next? Should everyone be forced to buy whole life insurance policies? Should everyone be forced to become an organ donor? Where are the limits, now?
*serious eye roll*
No federal law will take away what you have!